Education Credit Union Amarillo TX | Low Mortgage Rates & Auto Loans

Introduction

At Education Credit Union, we believe in the power of community and financial empowerment. Located at 6201 Hillside Rd, Amarillo, TX 79109, our Hillside Branch has been serving our members since 1935. With a dedicated team of 168 employees led by our CEO, Marcus Smith, and Board President, Linda Purdy, we strive to create a welcoming environment where you can feel confident about your financial future. Our credit union is proud to support over 40,078 members, providing a range of services tailored to meet your needs from personal banking and auto loans to mortgage options and business banking solutions. As of now, our total assets stand at an impressive $471,015,689, with total deposits reaching $16,319,454. We also maintain a robust net worth of $54,419,493, ensuring that we are well-equipped to serve you today and into the future. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 6201 Hillside Rd, Amarillo, TX 79109-7193. Our friendly staff is ready to assist you Monday through Friday from 7 AM to 6 PM and Saturday from 9 AM to 2 PM. Whether you're looking for advice on loans or simply need help with transactions at our drive-thru or ATM services, we're here for you. At Education Credit Union, we are not just about numbers; we are about building relationships and making a positive impact in Amarillo. We invite you to experience the difference of being part of our credit union family. For any inquiries or assistance, feel free to call us at 806-358-7777 or visit us online at educationcu.com. Join us today and let's build a brighter financial future together!

Branch History & Mission

Commitment to Accessibility

Accessibility is a priority for us at Education. We provide ADA-compliant facilities ensuring everyone can access our services comfortably. Additionally, with features like drive-thru banking and ATM availability, we make it easy for members to manage their finances on their terms. Join us today! Experience firsthand how Education can help you reach your financial dreams while being part of a supportive community. Visit us during our operating hours from Monday through Friday from 7 AM to 6 PM and Saturday from 9 AM to 2 PM or call us at 806-358-7777. Discover why so many choose Education as their trusted financial partner!

Our Journey

From the moment we opened our doors at 6201 Hillside Rd, Amarillo, TX 79109, we have been dedicated to helping our members achieve their financial goals. Over the decades, Education has adapted to the changing needs of our community. We've expanded our offerings beyond traditional banking services to include auto loans, personal loans, mortgages, and credit cards with rewards. Our commitment to innovation can be seen in our digital advancements like online and mobile banking options. While members can visit us at 6201 Hillside Rd, official correspondence should be sent to 6201 Hillside Rd, Amarillo, TX 79109-7193. We're conveniently located near local landmarks, making it easy for you to access all that we have to offer.

Our Mission

At Education, our mission is simple yet powerful: to improve the financial well-being of our members and empower them through education and guidance. We understand that financial journeys are unique; therefore, we tailor our services to meet individual needs. Whether you're looking for advice on budgeting or seeking assistance with loans, our friendly staff is here to help. We also pride ourselves on being a part of the Amarillo community. Through various outreach programs and partnerships with local organizations, we strive to give back and support those around us. Our efforts extend beyond banking; we believe in building strong relationships that foster growth and stability within our community.

Branch Location & Accessibility

Accessibility and Parking

At our branch, we prioritize accessibility for everyone. You'll find ample parking spaces available, including spots that are ADA compliant. Our entrance features ramps and wide doorways to ensure ease of access for all visitors.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 806-358-7777. Our friendly staff is eager to help you with any inquiries or guide you through our services. We look forward to welcoming you at the Education branch your trusted partner in financial success!

Operating Hours

We understand that life can be busy! That's why we offer flexible operating hours. Visit us Monday through Friday from 7 AM to 6 PM, or drop by on Saturday between 9 AM and 2 PM. Our dedicated team is ready to assist you during these times.

Services Offered

Our Hillside Branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and personal loans, we're committed to providing solutions that fit your lifestyle. If you're looking for quick transactions, enjoy the convenience of our drive-thru banking service where you can handle deposits and withdrawals without leaving your vehicle. We also have an ATM available for cash withdrawals and balance checks anytime you need them.

Member Eligibility

At Education, we believe that everyone deserves a chance to be part of a caring community. Joining us as a member is easy and welcoming! If you live, work, or attend school in our service area, you're likely eligible to become a member. We also extend membership to family members of existing members, making it an inclusive option for those close to you. By choosing Education, you'll gain access to a range of benefits, including personalized service, competitive rates on loans and savings accounts, and various financial products tailored to your needs. To find out more about the specific eligibility criteria, feel free to check out our detailed informati. When you're ready to open an account, the process is straightforward. Just visit us at our branch located at 6201 Hillside Rd Amarillo Tx 79109, or give us a call at (806) 358-7777 for any questions you may have. You can also start your application online by visiting https://educationcu.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_mebw6-uerqmrau5osbfb3u18zpb_eodhlz2fzmdcycs1tziltshmqftbvhxy0gsveigo4nwg_czainb34bqfqqzsq2ly9ltdiuabjinlwo&_ga=2.175914532.763796181.1632234323-415508800.1631714161. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loan options, we offer merchant services that make everyday transactions smoother for your business. Imagine effortlessly accepting payments from customers whether it's through credit cards or digital wallets allowing you to focus on what matters most: growing your business. Our services simplify payment processing and enhance customer experiences, making it easier for you to thrive. Located at 6201 Hillside Rd Amarillo Tx 79109 in Amarillo, TX, our team is ready to help you navigate the world of business banking. Contact us at (806) 358-7777 or visit us online at https://www.educationcu.com/ to learn more about how we can partner with you on your path to success.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member commercial loans funded, we aim to provide flexible financing options that will cater to your specific goals in the future. We recognize the importance of having access to funds when opportunities arise, and we're here to assist when the time is right.

Comprehensive List Of Services

Accessibility

Our branch also offers friendly drive-thru service for quick transactions without leaving your vehicle. We believe banking should be accessible and straightforward our team is here to assist you every step of the way. At Education, we're not just about transactions; we're about building relationships. Our knowledgeable staff is ready to guide you through any questions or concerns you may have regarding our services. Ready to take the next step? Visit us at 6201 Hillside Rd Amarillo Tx 79109, call us at (806) 358-7777, or explore more online at our website. Join our community today and experience the difference with Hillside Branch!

Business Banking

For entrepreneurs and business owners, Education offers comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're starting a new venture or looking to expand an existing one, we provide the financial tools you need to succeed.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking platforms that allow you to manage your finances anytime, anywhere. With features like ATM & Cash Withdrawal Services, basic drive-thru banking for deposits and withdrawals, and easy access to account balance checks via ATMs, managing your money has never been easier.

Lending Solutions

We also recognize that life can sometimes throw unexpected expenses your way. That's why our Personal Loans & Debt Consolidation options are designed to help you manage those costs effectively, allowing you to focus on what matters most. Plus, with our Credit Cards with Rewards, you can earn benefits on your everyday purchases while enjoying the convenience of cashless transactions.

Personal Banking

Our personal banking services include Checking & Savings Accounts that suit various lifestyles, whether you're saving for a dream vacation or managing daily expenses. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier for you to get behind the wheel of your new car. If you're considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services offer tailored solutions that fit your budget.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! We provide e-statements that allow you to view and manage your account statements online. It's not just eco-friendly; it also means you can find important documents quickly without digging through piles of paperwork. For those who prefer using their smartphones, our mobile application brings all these features right to your fingertips. You can make mobile payments easily and even send money directly to friends or family with our person-to-person transfer option. Whether you're splitting a dinner bill or sending a gift, it's as easy as a few taps on your screen.

Security and Accessibility

Security is paramount for us at Education. Our digital banking services are equipped with advanced security features to protect your personal information while ensuring a smooth user experience. You can bank confidently knowing that your transactions are safe. In summary, our digital and online banking services at Education prioritize accessibility and ease-of-use while keeping your information secure. Embrace the future of banking with us visit https://www.educationcu.com/ today to get started!

Financial Strength

At Education, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to providing reliable services, we ensure that your financial well-being is at the forefront of everything we do. With a net worth of $54,419,493, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1154 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $131,666,744 in share certificates and $36,867,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,394,705, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $45,829,015 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $43,348 in used auto loans and $383,824,635 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $4,577,270. Total Share Accounts: 75,901, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Education is your trusted partner. Visit us at 6201 Hillside Rd Amarillo Tx 79109 or call 806-358-7777 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,361,852 in used vehicle loans and $94,896,048 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored for you.

Credit Lines

For those needing extra flexibility, our total credit lines available amount to $118,835,419. This option allows you to access funds as needed while only paying interest on what you use. Our team at Education, located at 6201 Hillside Rd Amarillo Tx 79109, Amarillo, TX, is dedicated to providing personalized service and support. If you have questions about our loan products or would like assistance with refinancing options, please don't hesitate to reach out at (806) 358-7777. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to take the next step towards a new vehicle, homeownership, or managing debt more effectively, we are here to help!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,149,412, make buying or refinancing simple. We are here to guide you through every step of the mortgage process to ensure it fits within your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,793,022 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits to suit your spending habits.

Loan Aggregator

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EDUCATION CREDIT UNION - Amarillo, TX

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