Education Credit Union Amarillo TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Education Credit Union at our I-40 Branch, located conveniently at 4400 W Interstate 40, Amarillo, TX 79106. Established in 1935, we have proudly served our community for nearly nine decades, fostering a spirit of trust and financial empowerment among our 40,078 members. Our commitment goes beyond just numbers; it's about making a positive impact in the lives of those we serve. At Education Credit Union, we're not just about transactions; we're about relationships. With total assets reaching an impressive $471,015,689, and total deposits of $16,319,454, we ensure that your finances are in safe hands. Our dedicated team of 168 employees, under the leadership of CEO Marcus Smith and Board President Linda Purdy, is here to provide personalized service tailored to your unique needs. Whether you're looking for auto loans, mortgage refinancing, or personal banking services, we offer a variety of options designed to help you achieve your financial goals. With total loans amounting to 37,195 and net worth standing strong at $54,419,493, our robust financial health speaks volumes about our reliability and commitment to you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4400 W Interstate 40, Amarillo, TX 79106-5940. If you have questions or need assistance, don't hesitate to reach out! You can contact us directly at (806) 358-7777 during our operating hours Monday through Friday from 7 AM to 6 PM and Saturday from 9 AM to 2 PM. Join us today and experience the difference that a member-focused credit union can make in your financial journey. For more information on what we offer or to become a member, visit our website at Education Credit Union. We look forward to serving you!

Branch History & Mission

Join Us

As we look ahead towards the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of a credit union that truly cares about its members' success. Together, let's build a brighter financial future for you and our beloved Amarillo community! Visit us today or check out our website at Education Credit Union for more information on how you can become a member.

Our Journey

From our humble beginnings, Education Credit Union has always been about more than just banking. We opened our doors to provide vital financial services that empower our members to achieve their goals. Located at 4400 W Interstate 40, Amarillo, TX 79106, we are easily accessible and situated near key local landmarks that make us a convenient stop for your banking needs. Our journey reflects not only growth in numbers but also in community engagement and support. As we expanded our offerings from personal banking solutions like checking and savings accounts to auto loans and mortgage financing we remained committed to providing exceptional service. Our operating hours are designed with our members in mind: Monday through Friday from 7 AM to 6 PM and Saturday from 9 AM to 2 PM. With both ATM availability and drive-thru banking services, we strive to make your experience as smooth as possible.

Our Mission

At Education Credit Union, our mission is clear: to deliver personalized financial services while fostering a sense of community among our members. We believe in supporting not just the financial health of individuals but also the overall prosperity of Amarillo. Our goal is to help you navigate your financial journey with confidence through education and empowerment. In addition to our core services ranging from credit cards with rewards to business banking we actively engage in community outreach initiatives aimed at making a positive impact on those we serve. We understand that by investing in our community, we contribute to its strength and resilience. While members can visit us at 4400 W Interstate 40 Amarillo Tx 79106, official correspondence should be sent to 4400 W Interstate 40, Amarillo, TX 79106-5940. We encourage you to reach out via phone at (806) 358-7777 for any inquiries or assistance.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on making banking accessible for everyone. Our branch complies with ADA standards and features ramps for easy entry. Parking is plentiful and convenient, ensuring a hassle-free visit. If you're in a hurry, take advantage of our drive-thru service for quick transactions without leaving your vehicle.

Operating Hours

Our doors are open Monday through Friday from 7 AM to 6 PM and Saturday from 9 AM to 2 PM. Whether you need assistance during the week or prefer visiting us on the weekend, we're here to help with all your banking needs.

Services Offered

At Education Credit Union, we offer a variety of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide online and mobile banking for added convenience. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. If you're looking for friendly service in a welcoming environment, we invite you to visit us at the I-40 Branch today! Have questions? Feel free to call us at 806-358-7777. We're excited to assist you on your financial journey!

Member Eligibility

Becoming a member of Education is like opening the door to a warm and welcoming community that genuinely cares about your financial well-being. If you're looking to join us, you'll be pleased to know that eligibility is designed to be inclusive. Typically, anyone who lives, works, worships, or attends school in the area around 4400 W Interstate 40 Amarillo Tx 79106 can become a member. This means you're not just joining a financial institution; you're becoming part of a family that values its members and strives to provide them with personalized services and support. Getting started is simple! You can easily open an account with us by visiting our website at https://educationcu.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_mebw6-uerqmrau5osbfb3u18zpb_eodhlz2fzmdcycs1tziltshmqftbvhxy0gsveigo4nwg_czainb34bqfqqzsq2ly9ltdiuabjinlwo&_ga=2.175914532.763796181.1632234323-415508800.1631714161 . If you have any questions or need assistance along the way, feel free to call us at (806) 358-7777. For more detailed information on membership eligibility, check out our resource page at . We look forward to welcoming you into the Education family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, efficient payment processing can set your business apart. Our merchant services offer straightforward solutions that allow you to accept payments easily, whether in-store or online. Imagine being able to serve your customers quickly, enhancing their experience while ensuring you get paid promptly. At Education, we provide the tools you need to manage transactions smoothly and focus on what matters most growing your business. Let us partner with you on your journey to success! For more information or to explore our offerings, call us at (806) 358-7777 or visit us online at https://www.educationcu.com/ .

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing solutions make it simple to get behind the wheel without breaking the bank. We offer competitive rates and flexible terms, so you can find a loan that fits your budget perfectly.

Business Banking Support

Running a business comes with its own set of challenges. Our Business Banking services include Merchant Services and Business Loans designed specifically for small business owners. We're committed to helping your business thrive by providing financial tools that suit your unique needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, you can manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills everything is just a click away. You'll also find features like ATM and cash withdrawal services available at our location.

Drive-Thru and ATM Access

For quick transactions, take advantage of our Basic Drive-Thru Banking services where you can make deposits and withdrawals without leaving your vehicle. Additionally, our ATMs allow for simple cash withdrawals and balance checks whenever you need them. At Education in Amarillo, TX, we prioritize making banking easy and accessible for all our members. If you have any questions or want to learn more about how we can support your financial journey, don't hesitate to reach out at 806-358-7777 or visit us online at educationcu.com. We look forward to serving you!

Home Ownership Made Easy

Homeownership is a big step, and we're here to help with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, we can guide you through the process with personalized service tailored to your needs.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking options like Checking and Savings Accounts that help you track your spending and save for the future. Whether you're looking to open your first account or need additional services, our friendly team is here to assist you every step of the way.

Personal Loans for Every Occasion

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We provide quick access to funds when you need them most, helping you manage debts or finance special projects without hassle.

Rewarding Credit Options

For those who love rewards, our Credit Cards with Rewards program offers exciting benefits for everyday purchases. Earn points on transactions that can be redeemed for travel, merchandise, or cash back!

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.educationcu.com/ , you can manage your accounts whenever it suits you. Whether it's checking your balance, transferring funds, or paying bills, everything is just a click away. Our user-friendly interface makes navigating your finances simple for everyone.

Go Paperless with E-Statements

Say goodbye to paper clutter! We offer e-statements that allow you to view your account statements online anytime. This feature not only helps you stay organized but also adds an extra layer of security by reducing the risk of sensitive information getting lost in the mail.

Mobile Banking at Your Fingertips

Stay connected with our mobile application, allowing you to bank on the go. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been easier. Just tap your phone and you're set!

Safe and Sound

At Education, we prioritize your security. All our digital banking services come equipped with advanced security measures to protect your personal information. You can bank with confidence knowing that your data is safe. Whether you're managing daily expenses or planning for future goals, our digital banking services offer you control over your finances in a way that fits into your life seamlessly. Explore more about what we offer today at https://www.educationcu.com/ !

Secure Transactions with Electronic Signature

For those important transactions that require a signature, our electronic signature authorization makes it quick and secure. You can sign documents digitally without needing to print anything out, saving time and trees!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 75,901, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,577,270. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Education is your trusted partner. Visit us at 4400 W Interstate 40 Amarillo Tx 79106 or call 806-358-7777 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $131,666,744 in share certificates and $36,867,963 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,394,705, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 151 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Growth

With $45,829,015 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $43,348 in used auto loans and a total of $383,824,635 in loans and leases.

Solid Foundation

With a net worth of $54,419,493, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1154 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,361,852 in used vehicle loans and $94,896,048 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we have financing options to fit your budget.

Business Loans

For business owners looking for funding opportunities, our outstanding commercial loans totaling $0 can provide the capital needed to grow and expand when available. We are dedicated to supporting local businesses and entrepreneurs in their journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,149,412, make buying or refinancing simple. We aim to provide you with the support and guidance needed throughout the process so that you can feel confident in your decision.

Refinancing Options

If you're interested in refinancing any existing loans, we encourage you to explore our options. We regularly evaluate our offerings to ensure they are competitive and beneficial for our members. In addition to these specific loan products, we offer various services designed to make banking easier for you. For more information or if you have questions about eligibility or how to apply for any of our loan products, feel free to contact us at 806-358-7777 or visit our website at Education Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to partnering with you on your financial journey!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $25,793,022 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you save money while enjoying convenient access to your funds.

Loan Aggregator

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EDUCATION CREDIT UNION