Education Personnel Credit Union Danville IL | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Education Personnel Federal Credit Union, your trusted financial partner since 1937. Located at 101 W Main St, Danville, IL 61832, we are dedicated to serving our community with personalized banking solutions tailored to your needs. With a robust membership of 4,223 and total assets reaching an impressive $67,873,269, we pride ourselves on being a reliable resource for financial growth and support. At Education Personnel, we understand that each member's financial journey is unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Our commitment to transparency is reflected in our solid net worth of $8,440,477 and cash reserves of $1,087,079, ensuring that your finances are secure with us. Our leadership team, headed by CEO Hope Garrett and Board President Michael Metzen, works tirelessly to create an environment where our members can thrive financially. With a team of 15 dedicated employees, we strive to provide exceptional service that goes beyond transactions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 101 W Main St, Danville, IL 61832. Whether you're looking for a new loan or simply want to explore better savings options, we invite you to connect with us today! Feel free to call us at 217-446-0777 or visit our website at Education Personnel FCU for more information on how we can assist you in achieving your financial goals. Your journey to financial wellness starts here!

Branch History & Mission

Join Us

As we continue to grow and adapt to the changing financial landscape, we invite you to become part of the Education Personnel family. Experience the benefits of membership where your financial success is our priority. Together, we can build a brighter future for individuals and families in Danville and beyond. Visit us today or explore more about what we offer at Education Personnel FCU.

Our Journey

Since opening our doors, Education Personnel has evolved significantly. We started with a small group of dedicated members who shared a vision of financial empowerment through education. Today, we proudly serve over 4,223 members and boast total assets exceeding $67 million. Throughout the years, we have introduced various services including auto loans, personal loans, and business banking solutions always with an eye towards innovation and accessibility. Our commitment to serving our community is reflected not only in our range of services but also in our efforts to foster meaningful partnerships. We actively engage with local organizations and schools to promote financial literacy and support educational initiatives. This community-focused approach has helped us build lasting relationships that go beyond traditional banking.

Our Mission

At the heart of Education Personnel is our mission: to provide exceptional financial services while promoting community well-being. We believe that everyone deserves access to reliable banking options that can help them achieve their goals. Whether you're looking for a checking account, an auto loan, or expert guidance on mortgage refinancing, our team is here to assist you every step of the way. We also prioritize inclusivity by ensuring our services are accessible to all members of the community. With features like online and mobile banking, ATM access, and ADA compliance, we strive to meet the diverse needs of our members effectively. While members can visit us at 101 W Main St Danville Il 61832, official correspondence should be sent to 101 W Main St, Danville, IL 61832 if it differs. You can reach us at (217) 446-0777 during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch is equipped with ADA-compliant features including ramps for easy entry and exit. Parking is available right outside, so you can pop in without hassle.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 217-446-0777. Our friendly team is ready to help! We invite you to visit us at Education Personnel Federal Credit Union and experience the difference of community-focused banking. We look forward to seeing you soon!

Operating Hours

Our doors are open to serve you during convenient hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM until noon. We know your time is valuable, and we strive to accommodate your busy schedule.

Services Offered

At Education Personnel, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. For those who prefer banking on-the-go, our online and mobile banking options make it easy to manage your finances anywhere. Additionally, we have an ATM available for quick cash withdrawals and balance checks. Plus, if you're looking for a little more convenience, our drive-thru service allows you to handle simple transactions without leaving your car.

Member Eligibility

At Education Personnel, we believe that everyone deserves a chance to thrive in their financial journey. Becoming a member is simple and welcoming, and we invite you to join our supportive community at our branch located at 101 W Main St Danville Il 61832. Eligibility for membership primarily extends to those who are part of the education sector or have a family member who is. This means if you're a teacher, school staff, or even related to one, you can easily become a member and enjoy all the benefits we offer. We pride ourselves on providing personalized financial solutions that cater to your needs, whether it's through our checking and savings accounts, auto loans, or credit card rewards. To get started, feel free to reach out to us at (217) 446-0777 with any questions you might have about the process. We're here to help! For more detailed information about eligibility requirements, please visit our website at . Joining us is just a step away, and we can't wait to welcome you into the Education Personnel family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer essential merchant services that simplify transactions for you and your customers. From easy payment processing to comprehensive point-of-sale solutions, we help streamline your operations so you can focus on what matters most growing your business. Visit us at 101 W Main St Danville Il 61832 or call us at (217) 446-0777 to learn more about how our business banking and commercial services can support your journey toward success!

Tailored Loan Options

Imagine having access to flexible financing that can turn your business dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include Merchant Services & Business Loans tailored to meet the unique demands of running a business. We support local entrepreneurs by providing tools and resources needed for growth.

Convenient Digital Features

In an increasingly digital world, we offer robust Online & Mobile Banking services that allow you to access your accounts anytime, anywhere. Whether it's checking balances, making transfers, or paying bills on-the-go, managing your finances has never been easier. Additionally, our ATM & Cash Withdrawal Services, along with basic drive-thru banking options for deposits and withdrawals, ensure that even when you're busy, accessing your funds remains simple and straightforward. At Education Personnel Federal Credit Union in Danville, IL, we're here to support all your financial needs under one roof. If you're ready to explore how we can assist you in achieving your financial goals or if you have any questions about our offerings, don't hesitate to reach out at 217-446-0777 or visit us online at educationpersonnelfcu.com. Let's start building a brighter financial future together!

Credit Card Benefits

In today's world, having a credit card that rewards you for everyday purchases is essential. With our Credit Cards with Rewards, every swipe helps you earn points that can be redeemed for various perks. From cash back to travel discounts, we've got you covered.

Home Financing Options

Dreaming of home ownership? Our Mortgage Loans & Refinancing services can guide you through the process of buying your first home or refinancing your existing mortgage for better terms. Our friendly team will work closely with you to find the right solution that fits your budget and lifestyle. For those unexpected expenses or projects around the house, consider our Personal Loans & Debt Consolidation options. These loans can help simplify your financial situation by combining debts into one manageable payment.

Personal Banking Solutions

Navigating your personal finances can be daunting, but with our Checking & Savings Accounts, you can enjoy the security and flexibility that comes with managing your money effectively. Imagine having the peace of mind knowing that your funds are easily accessible while earning interest on your savings. If you're looking to purchase a new car or need financing for a reliable vehicle, our Auto Loans & Vehicle Financing options are designed to get you on the road quickly without breaking the bank. We understand how important it is to have dependable transportation, and our competitive rates make it easier than ever.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your balance, transfer funds, and pay bills from the comfort of your home or on the go. You'll also enjoy the ease of electronic signature authorization, making it simple to sign documents without needing to visit a branch. Plus, with e-statements available, you can keep track of your transactions while reducing paper clutter. For those who prefer mobile banking, our user-friendly mobile application is ready for download. This app not only lets you access your accounts but also enables mobile payments so you can make purchases quickly and securely right from your phone. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds instantly.

Security and Accessibility

We prioritize your security with robust measures that protect your personal information while providing easy access to your accounts. Our online banking services are designed with you in mind ensuring they are straightforward and effective for managing your finances in real time. Whether you're at home or out and about, Education Personnel offers all the tools you need for efficient banking. Join us today and discover how our digital services can enhance your banking experience!

Financial Strength

Dedicated Team

We also take pride in having 13 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your experience matters to us; we are here to help you navigate your financial journey.

Growing Member Base

Total Share Accounts: 8,978, showing a strong and growing member base that trusts us with their finances. Your confidence drives our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Education Personnel is your trusted partner. Visit us at 101 W Main St Danville Il 61832 or call (217) 446-0777 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

We proudly support our members' financial goals with $1,717 in used auto loans and $33,624,605 in total loans and leases. This robust lending capacity enables us to assist you whether you're purchasing a vehicle or taking out a personal loan.

Member-Centric Approach

Members' savings are secured through $18,023,617 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment ensures that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $142,440 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This performance showcases our commitment to maintaining a healthy balance sheet while serving you effectively.

Reinvestment in Services

With $7,559,841 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our focus on growth means that we can continuously improve the services you rely on daily.

Strong Capital Base

With a net worth of $8,440,477, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,243 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This resilience makes us a reliable partner for all your financial needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,646,551 in used vehicle loans and $3,439,070 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable pre-owned vehicle, we've got you covered. Plus, if you're considering refinancing your current auto loan, our team is here to guide you through the eligibility options available.

Credit Lines and Other Offerings

For those looking for additional flexibility, our total credit lines available reach up to $5,000,000. This option allows you to manage expenses as they arise without the need for multiple applications. If you're interested in any of these products or have questions about refinancing options available for your existing loans, please don't hesitate to reach out to us at (217) 446-0777. Our dedicated team is ready to assist you during our business hours: Monday through Friday from 9 AM to 5:30 PM (with extended hours on Friday until 6 PM) and Saturday from 9 AM to 12 PM. For performance insights and financial data related to our offerings, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Education Personnel, we're committed to supporting our members' financial journeys with tailored solutions that work for them. Come see how we can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,224,876, make buying or refinancing simple. We can assist you in navigating the home loan process with ease and support your journey towards owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $915,340 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can enhance your everyday spending while providing peace of mind.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence guarantees that users receive fair and transparent offers, eliminating the guesswork commonly associated with loan comparisons.

The Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore LendMesh's effectiveness in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

EDUCATION PERSONNEL FEDERAL CREDIT UNION - Danville, IL