Education First Credit Union Columbus OH | Best Auto Loans & ATM Access

Introduction

Welcome to Education First Credit Union, Inc., your trusted financial partner located at 510 E Mound St, Columbus, OH 43215. Since our establishment in 1936, we have been committed to serving our community with personalized financial solutions that meet your needs. With a strong membership of over 12,235 members and total assets amounting to an impressive $139,295,582, we pride ourselves on being a cornerstone of financial support in the Columbus area. At Education First Credit Union, we understand that every member has unique financial goals. Whether you are looking for auto loans, mortgage options, or personal banking services, we offer a range of products tailored just for you. Our dedication to providing exceptional service is reflected in our total deposits of $4,372,302 and a net worth of $13,382,851, ensuring that your funds are secure and well-managed. Our leadership team, headed by CEO Michael Wettrich and Board President Julie Didlick, embodies the values of transparency and community engagement. We are proud to employ 38 dedicated staff members who work tirelessly to ensure you receive the best possible service. While members can visit us at our branch location, official correspondence should be sent to the same address: 510 E. Mound St., Columbus, OH 43215. If you have any questions or need assistance, don't hesitate to call us at 614-221-9376. Join us today and experience the difference with Education First Credit Union where your financial success is our priority! Visit our website at educu.org for more information or to open an account today!

Branch History & Mission

Community Impact

Education First Credit Union is dedicated to serving not just our members but the entire Columbus community. We actively engage in initiatives that promote financial literacy and support local organizations. Our shared service center offers basic banking transactions for partner credit union members, extending our reach and accessibility. As we look forward to the future, we embrace digital advancements that enhance your banking experience while maintaining ADA compliance for all our services. Whether it's online banking or mobile payments, we prioritize convenience without compromising security. Join us today at Education First Credit Union! Experience firsthand the benefits of membership and see how we can help you achieve your financial dreams while making a positive impact in our community. Visit us at https://www.educu.org/ or call us at (614) 221-9376 for more information on how to become part of our family!

Our Mission

At Education First Credit Union, our mission is simple yet profound: to empower our members by providing accessible financial services and unwavering support. We strive to make banking easy and convenient through various offerings like personal checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment extends beyond transactions; we believe in fostering community growth through partnerships and outreach programs. While members can visit us at 510 E Mound St Columbus Oh 43215, official correspondence should be sent to 510 E. Mound St., Columbus, OH 43215. Our location is conveniently situated near local landmarks, making it easy for you to stop by during your day. We are open Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday mornings from 9:00 a.m. to 1:00 p.m., ensuring that we are here when you need us most.

Branch Location & Accessibility

Call to Action

We invite you to visit us at our Columbus branch or give us a call at 614-221-9376 if you have any questions or need assistance. Join us at the Education First Credit Union today and discover how we can support your financial journey!

Operating Hours

We understand that life can be busy. That's why we offer flexible operating hours tailored to fit your schedule. Our lobby is open Monday through Thursday from 8:30 a.m. to 5:00 p.m., and on Fridays, we're here until 6:00 p.m. Need some weekend banking? Stop by on Saturday from 9:00 a.m. to 1:00 p.m. Whether you're coming in for personal banking or simply have questions about your accounts, we're ready to assist you.

Services Offered

At Education First Credit Union, we provide a variety of financial services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, our friendly staff is here to help you navigate your options. Plus, enjoy the convenience of our ATM services available on-site for quick cash withdrawals or balance checks. Although we do not have drive-thru banking, our shared service center allows for basic transactions like deposits and withdrawals for partner credit union members making it easier than ever to manage your finances.

Member Eligibility

At Education First Credit Union, Inc., we believe that joining our community is a step toward achieving your financial goals. Membership is open to anyone who lives, works, worships, or attends school in the Columbus area. We also welcome family members of current members, making it easy to include your loved ones in our supportive network. The advantages of being a member here are numerous from competitive loan rates to personalized service tailored just for you. To learn more about the specific eligibility criteria and to see if you qualify, please visit our detailed page at https://www.educu.org/about-efcu/membership/. Getting started is simple! Once you find out you're eligible, you can open an account quickly online or by visiting us at 510 E Mound St, Columbus, OH 43215. If you have any questions or need assistance during the process, feel free to call us at 614-221-9376. We're excited to welcome you into our community and help you on your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $57 in non-member commercial loans, providing flexible financing solutions. Whether you're a startup or an established company looking to grow, our team is here to guide you through the process of securing the right financing.

Merchant Services

Running a business means handling transactions efficiently. Our merchant services simplify this process by enabling you to accept payments from customers seamlessly. Picture this: a customer walks into your store and makes a purchase using their mobile wallet while you provide them with top-notch service. That's how we help streamline your operations! Located at 510 E Mound St Columbus Oh 43215 in Columbus, OH, we invite local businesses to explore how we can assist you in achieving your goals. Contact us today at (614) 221-9376 and discover the difference personalized service can make!

Comprehensive List Of Services

Always Here for You

Our team is committed to providing exceptional service whether you visit us in person or connect with us digitally. For any inquiries or assistance, feel free to call us at 614-221-9376 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Ready to take control of your financial future? Visit us at Education First Credit Union today or check out our website at educu.org for more information on how we can help meet all your banking needs!

Business Banking Services

For entrepreneurs and small businesses, we understand the importance of reliable banking solutions. Our business banking services include merchant services and business loans that help you operate smoothly and grow your enterprise.

Embracing Technology for Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why Education First Credit Union offers robust online and mobile banking features. With our user-friendly mobile application, you can check balances, transfer funds, or pay bills right from your smartphone. We also provide ATM services for cash withdrawals and balance checks so that accessing your money is never a hassle.

Personal Banking Solutions

Whether you are looking to open a checking or savings account, we have options tailored for you. Our personal banking services ensure that managing your money is simple and convenient. For those considering purchasing a vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms that fit your budget. If you're thinking about buying a home or refinancing your current mortgage, we offer mortgage loans designed to make home ownership accessible.

Shared Branch Transactions

If you're a member of another participating credit union, don't worry! We offer basic shared branch transactions such as deposits and withdrawals, ensuring that you have access to essential banking services no matter where you are.

Support for Your Financial Goals

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation solutions to help you manage and overcome financial challenges. To add even more value, our credit cards come with rewards that allow you to earn while you spend.

Digital & Online Banking

At Education First Credit Union, Inc., we understand that managing your finances should be as easy and secure as possible. That's why we offer a robust suite of digital and online banking services designed to fit your busy lifestyle. Whether you're at home, at work, or on the go, our online platform provides the convenience you need to handle your banking needs anytime, anywhere. With our 24/7 online banking services, you can check your account balances, view transaction history, and transfer funds with just a few clicks. Plus, if you're looking for fast access to your statements, our e-statements feature allows you to view your financial documents securely online without the hassle of paper clutter. You can easily sign up for e-statements directly through our website at https://www.educu.org/. For those times when you need to send money quickly to friends or family, our person-to-person transfers make it simple and straightforward. Just enter the recipient's information and send money instantly no need for cash or checks. If mobile banking is more your style, you'll love our mobile application. With this handy tool, you can manage your accounts right from your smartphone. Our app also supports mobile payments, so you can pay for purchases directly from your account without needing a physical card. We take security seriously at Education First Credit Union, Inc.. Our systems include features like electronic signature authorization, ensuring that all transactions are safe and verified. You can bank with peace of mind knowing that your information is protected. In short, whether you're using our website or mobile app, managing your finances has never been easier or more secure with Education First Credit Union, Inc.. Visit us today at https://www.educu.org/ to learn more about how our digital banking services can benefit you!

Financial Strength

Committed Team at Your Service

We take pride in having 33 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 23,137 share accounts, it's clear that many have chosen to trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Education First Credit Union is your trusted partner. Visit us at 510 E Mound St Columbus Oh 43215 or call 614-221-9376 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Lending Support for Your Goals

Our lending capacity supports your financial goals across various sectors with $15,193,072 in used auto loans and a total of $93,705,641 in loans and leases. We are dedicated to helping you achieve your dreams whether it's buying a car or securing a personal loan.

Member-Centric Savings

Members' savings are secured through $21,425,004 in share certificates and $35,827,165 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,685,940, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current net income of $0, which signifies our prudent management approach during these challenging times. We aim to continue offering competitive loan rates and solid financial products for our members.

Our Solid Foundation

With a net worth of $13,382,851, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength is crucial as it allows us to focus our resources on what matters most: our members.

Reinvesting for the Future

With $13,068,490 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment helps us keep pace with your evolving needs while maintaining robust financial practices.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,343,972 in used vehicle loans and $8,414,122 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our flexible terms can fit your budget.

Credit Lines

In addition to traditional loans, we provide credit lines totaling $22,598,647 for those who need ongoing access to funds. These lines of credit can be used for various purposes, offering flexibility when you need it most. If you're considering refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to reach out. Our dedicated team is ready to assist you with tailored solutions that meet your specific requirements. For more information about our loan offerings or to start your application process today, feel free to call us at 614-221-9376 or visit us at our branch located at 510 E Mound St Columbus OH 43215. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $16,199,590, making buying or refinancing simple. We are here to guide you through the process and help you find the right mortgage that suits your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $7,288,622 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without the stress.

Loan Aggregator

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Education First Credit Union Inc