Education 1st Credit Union Ogden UT | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Education 1st, your trusted financial partner located at 1250 Country Hills Dr, Ogden, UT 84403. Since our establishment in 1932, we have dedicated ourselves to serving our community with a focus on member satisfaction and financial well-being. With a strong membership base of 2,612 and total assets amounting to an impressive $52,854,889, we pride ourselves on being a reliable source for all your banking needs. At Education 1st, we understand that each member's journey is unique. Whether you're looking to secure an auto loan or open a savings account, our experienced team is here to guide you every step of the way. Under the leadership of CEO Kent Greenfield and Board President Kristy Ellis, our small but passionate team of 8 employees works diligently to ensure that you receive personalized service tailored just for you. We invite you to explore what we have to offer. Our total loans and leases stand at 1,758, reflecting our commitment to supporting our members' financial goals. With total deposits reaching $256,540, we ensure that your savings are in safe hands. Additionally, our net worth of $5,211,340 speaks volumes about our stability and reliability as a credit union. While members can visit us at our branch location for friendly service and support, official correspondence should be sent to the same address. Feel free to reach out to us at 801-392-4877 during our operating hours Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us today and discover how Education 1st can help you achieve your financial dreams! For more information about our services or to get started with an account, visit us online at E1cu.org. Your financial future starts here!

Branch History & Mission

Join Us

As we look toward the future, Education 1st remains dedicated to its core values of integrity, service, and community involvement. We invite you to become part of our family experience firsthand how we can help you reach your financial dreams. For more information or to speak with one of our friendly staff members about how we can assist you today, give us a call at 801-392-4877 or visit us online at www.e1cu.org. Join us at Education 1st where your financial success is our priority!

Our Mission

At Education 1st, our mission is clear: we aim to deliver exceptional financial services while enhancing the lives of our members and supporting the broader community. We understand that finances can be overwhelming, which is why we prioritize education and transparency in all our dealings. We offer an array of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While members can visit us at 1250 Country Hills Dr, official correspondence should be sent to 1250 Country Hills Dr, Ogden, UT 84403-2560 if different from the branch address. Our drive-thru service adds convenience for those busy days when you need quick access to banking services without stepping inside. As part of our commitment to accessibility, Education 1st embraces digital advancements. Our online banking platform allows members to manage their accounts easily from anywhere. We also provide mobile payments and person-to-person transfers for added convenience. Our goal is not just to be your bank but your partner in financial well-being. We take pride in being ADA compliant and ensuring that everyone in our community can access our services comfortably. Our team actively participates in local outreach programs and partnerships that strengthen the fabric of Ogden.

Branch Location & Accessibility

Accessibility Features

At Education 1st, we prioritize accessibility for all our members. Our branch is fully compliant with ADA standards, ensuring that everyone can easily navigate our space. Whether you choose to visit us in person or prefer using our drive-thru service for quick transactions, we've got you covered. You'll find ample parking available, making it easy to stop by whenever you need assistance.

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. Visit us Monday through Friday from 8:30 AM to 6:00 PM and on Saturdays from 9:00 AM to 2:00 PM. We're here when you need us!

Services Offered

At Education 1st, we provide a range of services designed with your financial health in mind. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans, mortgages, or business banking solutions, our dedicated team is ready to assist you. Plus, enjoy the convenience of online and mobile banking anytime you need. If you have any questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (801) 392-4877 or drop by our branch. We look forward to seeing you soon!

Member Eligibility

At Education 1st, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 1250 Country Hills Dr Ogden Ut 84403, you're likely eligible to join us. We also extend membership to family members of existing members, so feel free to bring loved ones into our supportive circle. The benefits of membership include access to personalized services like checking and savings accounts, auto loans, and credit cards with rewards all designed to help you thrive financially. Ready to take the next step? Opening an account is straightforward! You can find more detailed eligibility information at . For any questions or assistance during the process, don't hesitate to call us at (801) 392-4877. Join us at Education 1st, where your financial journey begins!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $199,407, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In today's fast-paced world, having the right tools can make all the difference. Our merchant services offer practical benefits that streamline operations. Imagine easily accepting payments from customers, whether online or in-store, allowing you to focus on what you do best running your business. Located at 1250 Country Hills Dr Ogden Ut 84403 in Ogden, UT, we're here to help you thrive. Reach out to us at (801) 392-4877 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking

Small business owners will find valuable resources in our business banking services, including merchant services and business loans. We aim to support local entrepreneurs by offering products that help grow their businesses effectively.

Convenient Access

For those who prefer in-person service, we provide basic drive-thru banking where you can handle deposits, withdrawals, and simple transactions without leaving your car. Our friendly staff is always ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. At Education 1st, we strive to create a welcoming environment where members feel valued and supported. If you have questions about any of our services or need assistance choosing the right products for your needs, don't hesitate to reach out! Give us a call at (801) 392-4877, visit us online at Main Office, or stop by our branch today!

Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms, allowing you to manage your accounts from anywhere at any time. Need to make a quick payment? Our mobile payment feature makes transactions effortless. With options like person-to-person payments and e-statements, staying on top of your finances has never been easier.

Personal Banking

We understand that managing your finances can be challenging, which is why we offer various personal banking options. You can open checking and savings accounts tailored to fit your lifestyle, helping you save for future plans or manage everyday expenses with ease. When it comes time to purchase a new vehicle, our auto loans and vehicle financing options make it simple and affordable. We provide competitive rates and flexible terms, ensuring that you can drive away in the car you want without stretching your budget. If you're planning to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services are here for you. Our experienced team will guide you through the process, making it straightforward so you can secure the best deal possible. For those unexpected expenses or if you're considering consolidating debt, our personal loans and debt consolidation options are designed to help. We work with you to find a solution that fits your financial situation. Additionally, enjoy the benefits of our credit cards with rewards, allowing you to earn points on purchases that can be redeemed for travel, gifts, or cash back.

Digital & Online Banking

Always Accessible

No matter when you need us, our online banking platform is available around the clock. Whether it's early morning or late at night, access your accounts and perform transactions whenever it suits you. With these digital tools at your fingertips, you'll enjoy real-time account management without the hassle. Join us at Education 1st today and experience how easy banking can be!

Key Features for Your Convenience

With our user-friendly mobile application, you can bank on-the-go, whether you're making payments or checking your balance. Our mobile payments feature allows you to pay directly from your phone, simplifying everyday transactions. Plus, if you need to send money to friends or family, our person-to-person transfer service makes it quick and easy.

Security You Can Trust

Security is a top priority at Education 1st. We offer electronic signature authorization, giving you peace of mind while completing transactions online. You can rest assured that your information is safe with us as you manage your accounts from anywhere.

Stay Informed with E-Statements

Say goodbye to paper clutter! Our e-statements are available for all members, providing an eco-friendly way to keep track of your financial statements. You'll receive timely updates about your account right in your inbox, making it simple to stay informed.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $8,723,427. Total Share Accounts: 5,225, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Education 1st is your trusted partner. Visit us at 1250 Country Hills Dr Ogden Ut 84403 or call (801) 392-4877 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $2,891,095 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $534 in used auto loans and $48,739,174 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $7,424,521 in share certificates and $921,926 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,083,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $5,211,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This financial foundation is vital for your peace of mind when choosing where to save and borrow. Our net worth ratio of $986 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,272,755 in used vehicle loans and $3,018,870 in new vehicle loans already helping members get on the road. We provide flexible financing options that make it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $199,407 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational expenses, we are here to assist you every step of the way. At Education 1st, we prioritize transparency and ease throughout the lending process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore your loan options or have questions about eligibility requirements, don't hesitate to contact us or visit our website at E1cu.org. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,466,005, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,801,177 in loans helping members manage their finances effectively. These cards come with competitive rates and no hidden fees, making it easier for you to keep track of your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that you can trust. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive experiences many have had using our service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their specific needs.

EDUCATION 1ST CREDIT UNION - Ogden, UT