Edisto Credit Union | Easy Auto Loans & Convenient ATM Access

Introduction

At Edisto Federal Credit Union, established in 1936, we are dedicated to fostering financial empowerment and serving our community with integrity and trust. Led by CEO Mary Moorer and Board President Georgia Montgomery, our mission is to provide accessible financial services that meet the diverse needs of our members, including military personnel and their families. Located in the heart of Orangeburg, SC, we pride ourselves on our member-first approach, ensuring that everyone who walks through our doors feels valued and supported.

As a federally insured institution since May 3, 1971, we prioritize the security of your deposits while offering modern banking tools that enhance your banking experience. Our online banking platform allows you to manage your accounts with ease, while features like person-to-person transfers and e-statements keep you connected and informed. Although we currently do not offer mobile payments or a mobile app, our commitment to service remains unwavering. For inquiries, please feel free to reach out via fax at (803) 539-9020 or visit us at our official website: https://edistofederalcu.org/. We invite you to join the Edisto family and experience financial services designed with your best interests in mind.

Financial Services

At Edisto Federal Credit Union, we are dedicated to providing a comprehensive range of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized offerings such as auto loans, mortgage loans, and credit cards with rewards, we aim to empower our members in managing their finances effectively. Our business banking services also cater to small businesses with merchant services and business loans, ensuring that entrepreneurs have the necessary support for their growth. We pride ourselves on our commitment to accessibility; whether you're planning for life milestones or navigating everyday expenses, our financial products are tailored to help you achieve your goals.

Emphasizing convenience in today's digital age, Edisto Federal Credit Union offers robust online banking capabilities that allow members to manage their finances anytime, anywhere. While mobile payments and a dedicated mobile application are not currently available, features such as person-to-person transfers and e-statements ensure that banking remains seamless and efficient. Our user-friendly online platform allows members to check balances, transfer funds, and access financial resources easily. We understand that every member's journey is unique, which is why we encourage potential members to explore eligibility through and discover how joining us can unlock a wealth of financial opportunities. For those interested in comparing loan options or rates, visiting https://www.lendmesh.com/loans/vehicle_loans can provide valuable insights into making informed decisions. Should you have any questions or require personalized assistance, feel free to reach out at (803) 539-9020; we're here to support you every step of the way.

Financial Highlights

Edisto Federal Credit Union stands as a beacon of financial stability and community trust in South Carolina. With a Total Membership of 2,837, the credit union has cultivated a strong sense of belonging among its members, reflecting its commitment to personalized service and community engagement. The institution's Total Assets amount to an impressive 22,856,319, showcasing its robust financial foundation and ability to support diverse member needs.

In terms of financial health, Edisto Federal Credit Union boasts a Net Worth of 3,895,961 and a remarkable Net Worth Ratio of 1,700, indicating not only resilience but also a prudent approach to managing member funds. Despite the economic challenges that may arise, the credit union remains steadfast with a steady Total Deposits of 5,769,960, ensuring that members' savings are secure and accessible.

The credit union takes pride in facilitating financial growth for its members, as evidenced by its Total Loans and Leases, which currently stand at 1,809. This reflects Edisto's dedication to empowering individuals through various lending options, including an Auto Loan Volume of 432 and a growing Credit Card Loan Volume of 1,418. These figures demonstrate the credit union's proactive role in assisting members with their financing needs while maintaining responsible lending practices.

With a dedicated team of just 9 employees, Edisto Federal Credit Union maintains a personal touch in every interaction, emphasizing customer service excellence as one of its core values. Such a small yet committed workforce allows for tailored solutions that cater specifically to each member's unique circumstances.

Sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, these performance insights highlight Edisto Federal Credit Union's credibility and transparency in financial operations. As you consider your financial future, take the first step towards securing the best loan rates available by comparing real-time offers today at https://www.lendmesh.com/loans/vehicle_loans.

Edisto CU

Introduction

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Financial Highlights

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