Edifi Credit Union Willingboro NJ | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Edifi, your trusted partner in financial well-being, located at 690 Beverly Rancocas Road, Willingboro, NJ 08046. Established in 1958, we take pride in serving our community with dedication and transparency. With a strong membership base of over 27,000 individuals, we are committed to ensuring that each member feels valued and supported. At Edifi, we understand the importance of sound financial management. Our total assets amount to an impressive $239,942,952, reflecting our stability and ability to serve you better. We currently hold $2,952,151 in deposits and have provided loans totaling 10,387, helping members achieve their dreams whether it's buying a home, a car, or managing personal finances. Under the leadership of our CEO, Jill Peterson, and Board President, John Agner, our team of 79 employees is dedicated to delivering personalized service tailored to your needs. We also maintain a robust net worth of $22,025,666, ensuring that we can continue to invest in the products and services that matter most to you. While you can visit us at our branch for all your banking needs including personal accounts, auto loans, mortgages, and business services please note that official correspondence should be directed to our mailing address: P.O. Box 247, Rancocas, NJ 8073. Whether you're looking for expert advice or straightforward banking solutions, Edifi is here for you. Feel free to reach out at 800-225-1859 or explore our website at edificu.com for more information. Your journey toward financial empowerment starts with us!

Branch History & Mission

Join Us

As we continue our journey forward, we invite you to join the Edifi family. Experience the difference of being part of a credit union that truly cares about its members and the community. For more information on how you can become a member or explore our services further, please call us at 800-225-1859 or visit our website at www.edificu.com. Together, let's build a brighter financial future!

Our Mission

At Edifi, our mission is simple: We aim to provide reliable financial solutions while fostering a spirit of community. We believe in empowering our members through personalized service and innovative products tailored to their unique needs. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we're here to help you achieve your financial goals. Moreover, we are deeply committed to supporting local initiatives and partnerships that uplift our community. From sponsoring local events to participating in outreach programs, we strive to make a positive impact beyond just banking. While you can visit us at our branch location for all your financial needs during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM official correspondence should be sent to P.O. Box 247, Rancocas, NJ 8073.

Our Story

Located at 690 Beverly Rancocas Road, Willingboro, NJ 08046, Edifi began as a small credit union with a vision to serve its members with integrity and dedication. Over the years, we have grown significantly, now proudly serving over 27,000 members and managing total assets of approximately $239 million. Our journey has been marked by milestones that reflect our commitment to innovation and member satisfaction. From introducing online banking features that allow you to manage your finances from anywhere to expanding our loan offerings for vehicles and homes, we have continuously adapted to meet the needs of our members. We also prioritize accessibility, providing an ATM on-site and offering drive-thru banking for your convenience.

Branch Location & Accessibility

Easy Access and Parking

At Edifi, we understand that accessibility is key for our members. Our branch offers ample parking right outside, making it easy for you to pop in. Plus, our facilities are designed with ADA compliance in mind, ensuring everyone can access our services comfortably.

Operating Hours That Fit Your Schedule

We know your time is valuable. That's why our lobby hours are set from 9:00 AM to 6:00 PM, Monday through Friday, and on Saturdays, our drive-thru is available from 9:00 AM to 1:00 PM. This flexible schedule means you can visit us at a time that works best for you.

Services Tailored for You

At Edifi, we offer a range of services tailored to meet your needs from personal checking and savings accounts to auto loans and credit cards with rewards. If you prefer quick transactions, our drive-thru banking allows you to make deposits and withdrawals without leaving your car. Additionally, an ATM is conveniently located on-site for easy cash access any time of the day. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 247 in Rancocas, NJ.

We’re Here for You!

Whether you have questions about your account or need assistance with a loan application, don't hesitate to reach out! Give us a call at 800-225-1859 or stop by our branch today. The team at Edifi looks forward to serving you!

Member Eligibility

Becoming a member of Edifi is like joining a welcoming community where your financial needs are prioritized and supported. If you live, work, worship, or go to school in the area around 690 Beverly Rancocas Road Willingboro Nj 08046, you're already on your way to enjoying the benefits of membership. We believe everyone deserves access to friendly, personalized banking services that make life easier, whether it's opening a checking account or securing an auto loan. To find out more about eligibility criteria, feel free to check out our detailed resource at http://www.abcofcu.org/become-a-member . Starting your journey with us is simple! Just give us a call at (800) 225-1859 or visit our website for account opening details here: https://edificu-dn.financial-net.com/web/ . At Edifi, we're excited to help you take the first step towards achieving your financial goals and making meaningful connections within our community.

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced world, effective payment solutions are essential. Our merchant services offer easy credit card processing that allows you to focus on what matters most growing your business. Imagine setting up a quick payment option for your customers at a local event or enabling online sales effortlessly. With our support, you can streamline transactions and enhance customer satisfaction. Located at 690 Beverly Rancocas Road Willingboro Nj 08046 in Willingboro, NJ, our team is ready to partner with you on your journey toward success. Reach out today at (800) 225-1859 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $19 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,274,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates to help you finance your dream vehicle. We understand that purchasing a car is a significant decision, so we aim to make the process as smooth as possible. From application to approval, our team is here to assist you every step of the way.

Business Banking Services

For small business owners, our business banking solutions include merchant services and business loans tailored specifically for entrepreneurs. We recognize the unique challenges of running a business and are committed to providing the resources necessary for success.

Call Us Today!

At Edifi, we strive to build lasting relationships with our members while offering all the financial services they need under one roof. If you're interested in learning more about how we can assist you or want to discuss specific services like those mentioned above give us a call at (800) 225-1859 or visit us today! Your financial well-being is our priority, and we look forward to serving you soon!

Convenient Access with Digital Banking

In today's fast-paced world, having easy access to your accounts is vital. That's why we offer online and mobile banking features so you can perform transactions from the comfort of your home or on-the-go. Plus, with ATM services and drive-thru banking available at our branch, managing your money has never been easier.

Mortgage Loans & Refinancing

Whether you're buying your first home or looking to refinance an existing mortgage, our mortgage loans cater to various needs. We can guide you through the available options and help you find a plan that fits your budget. Owning a home should feel achievable, and we're here to support that journey.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that make it easy for you to manage your everyday expenses and save for the future. Imagine easily accessing your funds through online and mobile banking, allowing you to check balances or transfer money anytime, anywhere. With our credit cards offering rewards, every purchase can be an opportunity to earn something back.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances by consolidating debt, our personal loans can help. We offer flexible terms that allow you to pay off high-interest debts efficiently while keeping your financial goals in sight.

Digital & Online Banking

Key Features

Our digital banking platform comes equipped with a range of features that enhance your banking experience. For instance, our electronic signature authorization allows you to sign documents securely online, streamlining processes like loan applications and account openings without the need for physical paperwork. Plus, e-statements are available, giving you an eco-friendly way to keep track of your transactions while reducing clutter. Need to send money to a friend? Our person-to-person transfer service makes it easy to send funds quickly and safely. And if you're always on the move, you'll love our mobile payments feature which allows you to make purchases directly from your smartphone. Don't forget to download our mobile application for an even more convenient experience!

Security You Can Trust

We prioritize your security at Edifi. Our online banking platform includes robust security measures that protect your information while ensuring you have real-time access to manage your accounts efficiently. This means you can enjoy peace of mind knowing that your financial data is safe while enjoying all the conveniences of modern banking. In summary, whether you're checking balances, making transfers, or accessing statements, our digital and online banking services at Edifi are designed to make your life easier. Experience hassle-free banking today!

Financial Strength

Commitment to Innovation

With $17,503,382 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach enables us to adapt quickly to changing market conditions while continuing to deliver excellent service.

Dedicated Team at Your Service

We also take pride in having 77 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable, committed team. We understand that personalized service is key to building lasting relationships with our members. Total Share Accounts: 47,130, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Edifi is your trusted partner. Visit us at 690 Beverly Rancocas Road Willingboro Nj 08046 or call (800) 225-1859 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings Options

Members' savings are secured through $27,044,805 in share certificates and $36,968,640 in money market shares, offering stable and rewarding financial growth opportunities. We believe in prioritizing our members' financial well-being above all else. Unlike traditional banks, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. It's all part of our mission to ensure you feel valued as a member of Edifi.

Strong Financial Health

With a net worth of $22,025,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to prudent financial management and our ability to support our members' aspirations. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This gives you peace of mind knowing that your money is secure with us.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. With $1,707 in used auto loans and $130,087,520 in total loans and leases, we're here to help you achieve your dreams whether it's purchasing a vehicle or financing other significant expenses. Our operational efficiency is reflected in our $-291,707, which empowers us to keep offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Offerings

For those looking for business solutions, our outstanding commercial loans total $5,274,212, providing the necessary capital for growth and expansion. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to ask! Our knowledgeable staff is ready to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,051,193 in used vehicle loans and $7,960,118 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $33,611,954, making it easier than ever to secure your dream home.

Unsecured Credit Card Loans

Managing everyday expenses has never been simpler with our flexible terms on unsecured credit card loans. We currently have $10,481,196 in these loans available to help members effectively manage their finances.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed choices that fit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly LendMesh can be for individuals looking to save money on their loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information presented is accurate and trustworthy.

EDIFI FEDERAL CREDIT UNION