EDIFI FEDERAL CREDIT UNION

Our mission is simple yet impactful: to provide accessible financial services while fostering a sense of community among our members. We believe that everyone deserves the opportunity to thrive financially. That's why we strive to offer products that make banking easier and more rewarding. Whether it's through competitive rates on loans or providing guidance on personal finance matters, we are here to support you every step of the way. We also understand the importance of giving back. Throughout the years, Edifi has engaged in numerous community outreach efforts, partnering with local organizations to support education initiatives and economic development in Mount Holly. This commitment extends beyond just numbers; it reflects our dedication to making a positive difference in people's lives. While members can visit us at 76R High St Mount Holly Nj 08060, official correspondence should be sent to PO Box 247, Rancocas, NJ 8073. Our friendly team is available during lobby hours on Monday, Tuesday, Wednesday, and Friday from 9:00 am to 5:00 pm. Though we currently do not have ATM or drive-thru services available, we provide online and mobile banking options for your convenience. Join us today and experience the benefits of being part of Edifi! We invite you to become a member and take advantage of all that we offer from personalized service to innovative financial solutions designed just for you. Together, let's build a brighter financial future for everyone in Mount Holly! For more information about membership eligibility or to open an account online, please visit our website.

Got questions? We're just a phone call away! Reach us at 800-225-1859 and let us assist you in any way we can. We invite you to visit Edifi in Mount Holly today your financial journey starts here!

Our branch is conveniently situated near popular local spots, making it easy for you to drop by while running errands or enjoying a day out. Parking is readily available, and we have made sure our facility is accessible for everyone, including those who need ADA-compliant features.

We understand that life can get busy. That's why our lobby hours are designed to fit your schedule: we're open Monday through Wednesday and Friday from 9:00 AM to 5:00 PM. During these hours, our team is ready to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Although we don't currently offer ATM or drive-thru services at this location, our friendly staff is always available to help with cash withdrawals or any other banking needs.

In addition to loans, we offer merchant services that simplify payment processing. Picture this: a busy Saturday at your retail shop where customers are checking out seamlessly while you focus on providing great service. Our merchant solutions ensure that you can accept payments easily, giving you more time to grow your business. Visit us at 76R High St Mount Holly Nj 08060 in Mount Holly, NJ, or call us at (800) 225-1859 to learn how we can help your business thrive!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $19 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,274,212, we continue to drive economic growth by financing new and expanding businesses.

Lastly, while we don't have ATMs at our branch location, we ensure that cash withdrawal services are available through partnerships within the community. You'll always have access to cash when you need it. For any questions or assistance regarding these services, feel free to reach out at 800-225-1859 or visit us at 76R High St, Mount Holly, NJ 08060. We look forward to helping you achieve your financial goals!

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help get you on the road without breaking the bank. With competitive rates and flexible terms, we aim to make car ownership a reality for everyone in our community. Picture driving away in your dream vehicle while knowing you have a manageable repayment plan.

If you're a small business owner, our business banking services including merchant services and business loans can support your growth. We know how important it is for businesses in Mount Holly to thrive, and we are committed to providing tools that help them succeed.

Want to earn while you spend? Our credit cards with rewards not only provide purchasing power but also give you benefits like cash back or travel points. This means every time you shop or pay bills, you're earning rewards that can be used for future purchases or adventures.

For those interested in buying their first home or refinancing an existing mortgage, our mortgage loans provide various options tailored to fit different budgets. We understand that purchasing a home is one of the biggest decisions you'll ever make, and our team is here to guide you every step of the way.

In today's fast-paced world, convenience is key. That's why at Edifi, we offer robust online and mobile banking solutions. Manage your accounts anytime, anywhere with just a few taps on your smartphone whether it's transferring funds or paying bills.

Starting with personal banking, we offer a variety of checking and savings accounts that cater to different lifestyles and goals. Imagine having a checking account that provides easy access to your funds and helps you save effortlessly for future expenses. Our accounts come with features like online banking, which makes managing your money from the comfort of your home simple and secure.

Need some extra cash for unexpected expenses or want to simplify your monthly payments? Our personal loans and debt consolidation services are designed to help ease financial burdens. Imagine consolidating multiple debts into one manageable payment this could be your path to financial freedom!

Our online banking platform, which you can explore at https://www.edificu.com/ , gives you the power to manage your accounts with just a few clicks. You can check your balance, pay bills, and transfer funds all from the comfort of your own device. Plus, our 24/7 online banking services mean you have access to your money whenever you need it.

Need to send money to a friend? Our person-to-person transfer feature lets you do just that in real-time. This way, whether it's splitting a bill or sending a gift, you can quickly and easily handle transactions without any hassle. In summary, Edifi offers a comprehensive suite of digital and online banking services designed for convenience and security. From our robust online banking options to our handy mobile application, we ensure that managing your finances fits seamlessly into your life. Embrace the ease of modern banking with us today!

Your security is our top priority. With electronic signature authorization available at Edifi, signing important documents online is not only convenient but also safe. Additionally, our commitment to providing e-statements means you can keep track of your financial activity without the clutter of paper statements.

For those who prefer banking on their smartphones, our mobile application is a must-have. It's user-friendly and packed with features like mobile payments, allowing you to make purchases right from your phone. Whether you're out shopping or grabbing coffee, managing your finances has never been easier.

We also take pride in having 77 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our -$291,707 net income, which illustrates our commitment to maintaining a robust service offering despite challenges.

With a net worth of $22,025,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Total Share and Deposit Accounts stand at 47,130, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further highlighting our focus on serving existing members without overextending resources. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Edifi is your trusted partner. Visit us at 76R High St Mount Holly NJ 08060 or call 800-225-1859 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $27,044,805 in share certificates and $36,968,640 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With $17,503,382 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to offer $130,087,520 in total loans and leases means we are here to support your financial goals across various sectors.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,051,193 in used vehicle loans and $7,960,118 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used car, we have flexible terms designed to fit your budget.

For business owners looking for capital to grow and expand, our outstanding commercial loans total $5,274,212. We're committed to supporting local businesses by providing financing options that can help you achieve your business objectives.

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $33,611,954, making buying or refinancing simple. We provide various mortgage solutions to suit different financial situations and are here to guide you through the process.

If you're considering refinancing your existing loans or exploring eligibility options for our products, we encourage you to reach out. Our team is ready to discuss how we can help reduce your payments or streamline your current financial commitments. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whatever your financial goals may be whether it's purchasing a vehicle, buying a home, managing credit card debt, or expanding your business Edifi is here to support you every step of the way. Visit us today at our Mount Holly branch or explore more about our offerings online!

We also offer flexible terms on unsecured credit card loans, with a total of $10,481,196 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that make everyday spending more rewarding.

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user sees the same offers without any hidden agendas. - Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature saves time and eliminates guesswork. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the positive impact this tool has on real people's financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent, allowing you to compare rates with peace of mind.