Edifi Credit Union Glassboro NJ | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Edifi, your trusted financial partner in the heart of Glassboro, NJ! Located at 870 Delsea Dr N, our branch has been serving the community since 1958. With a commitment to providing personalized financial solutions, we have grown to support over 27,000 members, and our assets now total an impressive $239,942,952. At Edifi, we understand that banking is not just about numbers; it's about people and relationships. That's why we pride ourselves on our dedicated team of 79 employees, led by our compassionate CEO, Jill Peterson, and Board President, John Agner. Together, they ensure that every member receives the attention and care they deserve. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 247, Rancocas, NJ 8073. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. With total deposits reaching $2,952,151 and cash in hand amounting to $1,204,875, Edifi stands strong as a pillar of financial stability in the community. Our commitment to transparency and member satisfaction is reflected in our net worth of $22,025,666. We invite you to experience the Edifi difference for yourself. Whether you're looking to open an account or need advice on loans or mortgages, our friendly staff is here to help. Call us today at 800-225-1859 or visit us online at Edifi for more information. Your journey toward financial empowerment starts here!

Branch History & Mission

Advancing Together

In today's fast-paced world, we understand the importance of digital advancements in banking. That's why we've embraced technology by offering online banking services along with mobile applications that make managing your finances easy and secure. Additionally, we ensure that our facilities are ADA compliant so everyone can access our services comfortably. With an ATM available at our branch but no drive-thru service or shared service center at this location, we focus on providing efficient in-person assistance tailored to meet your needs.

Commitment to Community

At Edifi, we believe that being a part of the community means giving back. We actively participate in local events and initiatives that uplift our neighbors and foster connections among residents. Our partnerships with local organizations have allowed us to support various community outreach programs that make a real difference in people's lives. While members can visit us at our Glassboro branch location for their banking needs, official correspondence should be sent to P.O. Box 247, Rancocas, NJ 8073. Our team is available during convenient hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to Noon to assist you with any inquiries or services.

Join Us

At Edifi, we invite you to become part of our family. Experience firsthand how we blend exceptional financial services with a heartfelt commitment to serving the community. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. Call us today at 800-225-1859 or visit our website for more information on how you can join us in making a positive impact in Glassboro and beyond!

Our Journey

From the beginning, Edifi has been dedicated to providing exceptional financial services while supporting the local community. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our mission has always been clear: empower our members by helping them achieve their financial goals through accessible and personalized service.

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance, don't hesitate to call us at 800-225-1859. We invite you to visit us at Edifi your trusted partner in financial well-being. Come experience the difference today!

Nearby Landmarks

Situated near popular spots like the Glassboro Town Square and Rowan University, our location is easy to find. You'll appreciate the ample parking available, making it simple for you to stop by and take care of your banking needs. Plus, we are committed to accessibility, featuring ADA-compliant facilities that ensure everyone can visit us comfortably.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM until noon. Feel free to swing by during these hours we're here for you!

Services and Features

At Edifi, we provide a range of services tailored to fit your financial goals. From checking and savings accounts to auto loans and mortgages, our team is ready to assist you with personalized service. While we do not have a drive-thru option, our ATM is readily available for cash withdrawals and balance inquiries.

Member Eligibility

At Edifi, we believe that everyone deserves the chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We proudly serve individuals who share our values and commitment to bettering their financial well-being. This means that whether you're looking for personal banking services or business solutions, joining our family at Edifi opens doors to numerous benefits tailored just for you. To kickstart your membership journey, check out the details on how to qualify at http://www.abcofcu.org/become-a-member . Once you see that you're eligible, opening an account is a breeze! You can find all the information you need on our account opening process at https://edificu-dn.financial-net.com/web/ . If you have any questions or need assistance along the way, feel free to give us a call at (800) 225-1859. We're here to help you take this important step toward securing your financial future!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $19 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,274,212, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine a small coffee shop owner who struggles with managing transactions during rush hour. Our merchant services can simplify this process, allowing you to focus on what you do best serving customers. With secure payment processing solutions, you can accept credit cards and mobile payments effortlessly. This not only enhances customer satisfaction but also boosts your sales potential. Visit us at 870 Delsea Dr N Glassboro Nj 08028 in Glassboro, NJ to learn more about how our business banking and commercial services can fuel your success! For questions, call us at (800) 225-1859.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we know how vital it is to have reliable banking solutions. That's why we offer comprehensive business banking services, including merchant services and business loans. With our support, you'll be able to focus on growing your business while we take care of the banking side.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime and anywhere is essential. Our robust online and mobile banking platforms let you manage your finances on the go. Check balances, transfer funds, or pay bills all from the palm of your hand! Plus, our ATM & cash withdrawal services ensure that you have access to cash whenever you need it. Whether you're at home or out in town, we've made it easy for you to bank how and when it suits you best.

Get Started Today!

Ready to explore how Edifi can support your financial journey? Reach out to us at (800) 225-1859, or visit us at 870 Delsea Dr N Glassboro Nj 08028 during our convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM until noon. We're excited to welcome you into our community where personalized service meets modern convenience!

Personal Banking Made Easy

Managing your finances doesn't have to be complicated. Our personal banking services, including checking and savings accounts, provide you with straightforward options that fit your lifestyle. Whether you're saving for a big purchase or just need a reliable account for everyday spending, our team can help you find the right solution. Need financing for your next vehicle? Look no further! We offer auto loans and vehicle financing tailored to meet your budget. Imagine cruising down the road in a new car without worrying about high interest rates our competitive rates make it possible. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing options are designed with you in mind. We guide you through every step of the process, ensuring you feel confident in your decisions.

Support for Your Financial Journey

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services provide the flexibility you need to manage those costs effectively. You can rest easy knowing that we're here to help you navigate through any financial challenges. Additionally, if you're someone who enjoys rewards on purchases, our credit cards with rewards can add extra value to your everyday spending. Earn points while shopping and redeem them for exciting benefits it's our way of saying thank you for being a member!

Digital & Online Banking

Key Services

Explore the convenience of our online banking at https://www.edificu.com/ . Whether you're checking balances or transferring funds, our 24/7 online banking services allow you to manage your accounts on your schedule. You can also enjoy the ease of e-statements, which are available at your fingertips, reducing clutter while keeping your financial records organized. Need to make a quick payment? Our mobile payments feature lets you pay for goods and services directly from your phone no need for cash or cards. Plus, our mobile application makes it even easier to access your accounts, perform transactions, and stay updated on your finances right from your smartphone.

Security & Accessibility

Your security is our top priority. We offer electronic signature authorization to simplify processes while ensuring that your transactions remain safe and secure. Our platform is designed with user-friendliness in mind so that even those who aren't tech-savvy can navigate their accounts effortlessly. Additionally, you can take advantage of person-to-person transfers, allowing you to send money quickly to friends or family members without any hassle. At Edifi, we strive to provide accessible banking solutions that fit into your busy life while ensuring peace of mind. In today's fast-paced world, having reliable digital banking options is essential. Join us at Edifi and experience the convenience and security of our comprehensive online banking services!

Financial Strength

Commitment to Innovation

With $17,503,382 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,707 in used auto loans and $130,087,520 in total loans and leases.

Growing Membership

We are thrilled to have achieved a total of 47,130 share accounts, showcasing the trust our growing member base places in us. This trust is fundamental to our mission as a credit union dedicated to putting members first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Edifi is your trusted partner. Visit us at 870 Delsea Dr N Glassboro Nj 08028 or call (800) 225-1859 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings

Members' savings are secured through $27,044,805 in share certificates and $36,968,640 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-291,707, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $22,025,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans cater to both new and used vehicles. With competitive rates and flexible terms, you can find the right financing option that fits your budget. We've issued $34,140 in total auto loans, ensuring that whether you're driving off in a brand-new model or a trusted pre-owned vehicle, you'll have the support you need.

Business Loans

For those who own businesses or are looking to start one, our outstanding commercial loans totaling $5,274,212 provide essential capital for growth and expansion. We understand that every business has unique needs and are here to work with you on financing options that fit those needs. In addition to these offerings, if you're interested in refinancing any existing loans or exploring eligibility options for our various products, please don't hesitate to reach out for more information. You can contact us at 800-225-1859 or visit us during our lobby hours: Monday - Thursday from 9:00 AM - 5:00 PM; Friday from 9:00 AM - 6:00 PM; and Saturday from 9:00 AM - Noon. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Edifi, we're committed to helping you navigate your financial journey with confidence and clarity!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $33,611,954, designed to ease your journey into homeownership. Our team is here to guide you through every step of the process.

Unsecured Credit Cards

Managing everyday expenses can be challenging. That's why we also provide flexible terms on unsecured credit card loans. With a total of $10,481,196 in unsecured credit card loans available to our members, you can easily manage your finances while enjoying the convenience of credit for your purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. Each comparison reflects the most current rates available, helping you make informed decisions.

EDIFI FEDERAL CREDIT UNION