Edifi Credit Union Camden NJ | Affordable Auto Loans & Business Banking

Introduction

At Edifi, located at 1 Cooper Plz, Camden, NJ 08103, we believe in building strong financial futures for our members and the community. Established in 1958, we have grown alongside our members, serving over 27,000 individuals with a commitment to excellent service and community support. With total assets amounting to an impressive $239,942,952 and total deposits of $2,952,151, we are dedicated to providing secure and reliable banking solutions tailored to your needs. Led by our passionate CEO, Jill Peterson, and Board President, John Agner, our team of 79 employees is here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 247, Rancocas, NJ 8073. Our wide array of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to business needs with merchant services and business loans. With a net worth of $22,025,666 and cash in hand totaling $1,204,875, you can trust that your finances are in good hands. We pride ourselves on being more than just a financial institution; we are a part of the Camden community. Our commitment goes beyond numbers; it's about enhancing lives through responsible lending practices and supportive member services. Ready to take the next step? Visit us online at Edifi or give us a call at 800-225-1859 today! Let's work together towards achieving your financial goals!

Branch History & Mission

Community Commitment

Our commitment extends beyond just financial services. Edifi actively participates in community outreach initiatives that promote financial literacy and support local organizations. We partner with schools and nonprofits to provide educational resources that empower individuals with knowledge about managing their finances effectively. With no ATM or drive-thru service available at this branch location currently, we focus on personalized service during our operating hours: Monday & Friday from 7:00 AM to 5:00 PM and Tuesday through Thursday from 9:00 AM to 5:00 PM. Our friendly team is always ready to assist you with your banking needs.

Join Us

As we continue this journey together, we invite you to become part of the Edifi family. Experience the benefits of being a member-focused credit union that truly cares about your financial success. Whether you're looking for loans or simply want guidance on saving strategies, we're here for you every step of the way. For more information on how to join us or explore our services further, please visit Edifi's website or give us a call at 800-225-1859 today!

Our Mission

At Edifi, we believe that everyone deserves the opportunity to achieve their financial dreams. Our mission is not just about providing banking services; it's about building relationships and supporting our members through every stage of life. We offer a wide range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards all designed with you in mind. We are dedicated to enhancing member experience through innovative solutions like online and mobile banking options. Our goal is to make banking easy and accessible for everyone while ensuring compliance with ADA standards so that all members can access our services comfortably.

Branch Location & Accessibility

Accessibility Features

At Edifi, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy entry. Parking is available nearby, allowing you to visit us without hassle.

Operating Hours

We understand that your time is valuable! Our lobby hours are designed to accommodate your schedule: we're open from 7:00 AM to 5:00 PM on Mondays and Fridays, and from 9:00 AM to 5:00 PM on Tuesdays, Wednesdays, and Thursdays. Whether you need assistance with personal banking or want to discuss loan options, our friendly team is here to help during these hours.

Services Offered

Edifi provides a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions for everyone. While we do not currently offer ATM access or drive-thru banking at this location, our dedicated staff is ready to assist you with online and mobile banking options. If you're looking for a credit union that values community and service above all else, look no further than Edifi. We invite you to visit us at our Camden branch or give us a call at 800-225-1859 for any inquiries. We can't wait to help you achieve your financial goals!

Member Eligibility

At Edifi, we believe that everyone deserves a chance to belong to a supportive financial community. If you're looking to become a member of our credit union, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in Camden County, NJ. This means that whether you're just starting your financial journey or looking for better banking options, you can join us! Our members enjoy personalized service and a variety of financial products designed with their needs in mind. Getting started is simple! You can learn more about the specific eligibility criteria by visiting our website at http://www.abcofcu.org/become-a-member. When you're ready to take the next step, opening an account is easy too just check out the details at https://edificu-dn.financial-net.com/web/. If you have any questions or need assistance, feel free to reach out to us at 800-225-1859. We can't wait to welcome you into the Edifi family!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine having a reliable partner that streamlines your payment processes while enhancing customer satisfaction. Our merchant services allow you to accept payments easily, whether online or in-person, ensuring you can focus on what you do best running your business. Located at 1 Cooper Plz Camden Nj 08103 in Camden, NJ, we invite you to discover how our business banking solutions can help propel your venture forward. For more information or to get started, call us at (800) 225-1859 today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $19 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,274,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

While we focus on core banking functions, we also ensure that essential services like ATM and cash withdrawal services are available when you need them most. At Edifi, we strive to make banking accessible and user-friendly for all our members. With experienced staff ready to assist you at every step of the way, we're committed to supporting your financial journey. If you have any questions about our services or would like to speak with a representative, feel free to call us at (800) 225-1859 or visit us during our operating hours: Monday & Friday from 7:00 AM - 5:00 PM and Tuesday through Thursday from 9:00 AM - 5:00 PM. Ready to get started? Explore more about how we can assist you at our website, or stop by today!

Business Solutions

For entrepreneurs and business owners, our business banking services include merchant services that simplify payment processing and business loans that can fuel your growth. We're here to support local businesses with financial solutions that cater specifically to their needs.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or making payments, our digital banking platform offers ease of access right at your fingertips.

Loans and Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help you navigate those challenges by providing the funds you need while simplifying your payments into one manageable plan. And for those who want to enjoy rewards with their spending, we offer credit cards with rewards that let you earn points on everyday purchases.

Personal Banking

We understand that everyone has unique financial goals. That's why we offer personal banking solutions including checking and savings accounts tailored just for you. If you're looking to purchase your dream vehicle, our auto loans and vehicle financing options make it easier than ever to hit the road without breaking the bank. Additionally, if you're thinking about home ownership or refinancing your current mortgage, our mortgage loans are designed to fit various budgets and situations.

Digital & Online Banking

Key Services

With our online banking, you can check balances, transfer funds, and even pay bills without stepping foot in a branch. Plus, if you prefer mobile banking, our user-friendly mobile application allows you to handle your banking needs wherever you are. You can also make payments easily with our mobile payments feature no cash or cards needed! Need to send money to a friend? Our person-to-person transfer service lets you do just that with a few taps on your screen. And for those who value quick and secure document handling, we offer electronic signature authorization. This means you can sign documents electronically from the comfort of your home.

Security and Accessibility

Your security is our top priority. Our online banking platform utilizes robust security measures to keep your information safe while ensuring a smooth experience. We also provide e-statements for easy access to your account statements without the clutter of paper. Managing your finances should be simple and straightforward. At Edifi, we strive to give you real-time account management tools that fit into your lifestyle seamlessly. Whether you're checking balances or sending money, you can do it all with confidence. Join us today at https://www.edificu.com/ and experience the future of banking with ease!

Financial Strength

At Edifi, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, trust and reliability are paramount. That's why we want to share insights into our financial strength, which is designed to reassure you about our stability and commitment to serving your needs. Our current net worth stands at $22,025,666, showcasing our strong financial health. This robust position allows us to offer better rates, lower fees, and enhanced services tailored for our members. Furthermore, our net worth ratio of 9.18% highlights our solid capital foundation, ensuring we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. Members' savings are well-secured through $27,044,805 in share certificates and $36,968,640 in money market shares. These options offer stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members first; with non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. In addition, we have $17,503,382 in undivided earnings, which means we can reinvest in innovative banking tools and stronger lending options to serve you better. With $1,707 in used auto loans and $130,087,520 in total loans and leases, our lending capacity supports various financial goals for all our members. Our operational efficiency is reflected in our $30,165, allowing us to continue offering competitive products designed with you in mind. We're proud to have a dedicated team of 77 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable service. We also manage a significant number of accounts 47,130 total share accounts which demonstrates the trust placed in us by a growing member base. This trust is vital as it reinforces our commitment to maintaining strong financial practices. To sum it up, the financial strength of Edifi means we are well-equipped to serve your needs today and into the future. Whether you're saving, borrowing, or planning for what's next, Edifi is your trusted partner. Visit us at 1 Cooper Plz Camden Nj 08103, or call us at (800) 225-1859 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,051,193 in used vehicle loans and $7,960,118 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can fit your budget.

Business Loans

For business owners looking to expand their operations or invest in new opportunities, our outstanding commercial loans totaling $5,274,212 provide the capital needed for growth. We believe in supporting local businesses as they thrive within our community. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you with tailored solutions that meet your individual circumstances. At Edifi, we pride ourselves on transparent services and competitive rates. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan products can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $33,611,954, allowing you to secure the funds you need for that dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,481,196 in loans helping members manage their finances effectively. These cards are designed to give you access to funds without needing collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from verified institutions ensures that users receive fair and transparent offers. By relying on accurate information, LendMesh helps you navigate the often complex world of loans with confidence.

EDIFI FEDERAL CREDIT UNION - Camden, NJ

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