Ecu Credit Union Conroe TX | Affordable Auto Loans & Business Banking

Introduction

At Ecu, we believe in building strong, lasting relationships with our members. Located at 16597 Interstate 45 S, Conroe, TX 77385, our branch serves as a trusted financial partner for the community. Since our establishment in 1991, we have grown to welcome over 2,580 members who rely on us for their banking needs. With total assets of $36,666,589 and deposits amounting to $1,710,120, we are committed to providing secure and accessible financial services. Led by our dedicated CEO, Susan Langley, and Board President, Steven Harris, our team of 12 employees is here to assist you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our commitment extends beyond just numbers; it's about enhancing the lives of our members through supportive financial solutions. While members can visit us at our branch address, official correspondence should be sent to the same location: 16597 Interstate 45 S, Conroe, TX 77385. We understand that your time is valuable, which is why we offer flexible hours from Monday to Friday, 8:15 AM to 4:15 PM. We take pride in our community impact and strive to empower our members through education and resources. With a net worth of $5,746,122 and cash reserves totaling $287,796, we ensure that you have a stable partner for your financial journey. Ready to explore what we can do for you? Don't hesitate to give us a call at 800-382-2400 or visit our website at ecucreditunion.com today!

Branch History & Mission

Join Us Today!

While members can visit us at 16597 Interstate 45 S, official correspondence should be sent to the same address. For any questions or assistance, feel free to call us at 800-382-2400 during our lobby hours from Monday to Friday, 8:15 AM - 4:15 PM. We invite you to join Ecu today! Experience firsthand how we can help you achieve your financial goals while making a difference in the community. Together, let's build a brighter future!

Our Journey

From our humble beginnings, Ecu has consistently aimed to uplift our community by providing tailored financial services. Over the years, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. We pride ourselves on being more than just a bank; we are your partners in achieving financial wellness. Our commitment to excellence is reflected not only in the variety of services we offer but also in our dedication to community outreach. Through partnerships with local organizations and initiatives designed to give back, we strive to make a lasting impact on the lives of our members and neighbors.

Our Mission

At Ecu, our mission is clear: to provide accessible and affordable financial solutions while fostering a supportive environment for all our members. We believe in empowering individuals and families by offering them the tools they need for financial success. Our mission statement emphasizes both exceptional service and a strong commitment to community support because when our members thrive, so does our community. In addition to traditional banking services, we have embraced modern conveniences like online banking and mobile applications. This ensures that whether you're at home or on the go, managing your finances is simple and straightforward. While we currently do not offer ATM or drive-thru services at this location, we do provide shared service center access for basic transactions.

Branch Location & Accessibility

Welcome to Ecu! Conveniently located at 16597 Interstate 45 S Conroe Tx 77385 in beautiful Conroe, TX, our branch is here to serve you with a friendly smile and expert assistance. Whether you're a long-time member or new to the area, we invite you to stop by and discover all that we have to offer. While visiting us at 16597 Interstate 45 S Conroe Tx 77385, keep an eye out for nearby landmarks that can help guide your way. Our location is easily accessible, with ample parking available for your convenience. We also take pride in being ADA compliant, ensuring that everyone can access our services without hassle. Our operating hours are designed to fit your busy schedule. You can visit us Monday through Friday from 8:15 AM to 4:15 PM, making it easy for you to come in after work or during your lunch break. If you need assistance outside of these hours, feel free to give us a call at (800) 382-2400; our dedicated team is always ready to help! At Ecu, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Additionally, we provide basic shared branch transactions for partner credit union members, making it even easier for you to manage your finances. While members can visit us at 16597 Interstate 45 S Conroe Tx 77385, official correspondence should be sent to 16597 Interstate 45 S, Conroe, TX 77385 if different. We look forward to welcoming you into our branch soon! Don't hesitate to drop by or reach out; we're here for all your banking needs!

Member Eligibility

At Ecu, we believe that joining our credit union is more than just opening an account; it's about becoming part of a community that cares. If you live, work, worship, or attend school in the Conroe area, you're already on your way to becoming a member! We welcome individuals from all walks of life, and our friendly team is here to help guide you through the process. You can find more details about eligibility by visiting our website at . Opening an account with us is easy and straightforward. Just stop by our branch located at 16597 Interstate 45 S Conroe Tx 77385 or give us a call at (800) 382-2400 to get started. You'll discover a range of benefits designed to support your financial journey, from competitive loan rates to personalized service that puts your needs first. We're excited to welcome you into the Ecu family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment solutions can set your business apart. Our merchant services allow you to accept payments seamlessly, whether online or in-person. Imagine a busy Saturday at your local café; with our services, customers can pay quickly using their cards or mobile wallets, ensuring you don't miss a sale. We take pride in offering tailored solutions that fit your specific needs so you can focus on what you do best running your business. Visit us at 16597 Interstate 45 S Conroe Tx 77385 in Conroe, TX or call us at (800) 382-2400 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking Services

For small business owners, we understand the unique challenges you face. Our Business Banking Services, including Merchant Services and Business Loans, are tailored to support your growth and success. Whether you need funds for expansion or assistance with transactions, we are here to help your business thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Ecu, we offer robust Online & Mobile Banking services that allow you to manage your finances anytime, anywhere. With features such as e-statements and person-to-person payments, banking becomes simpler than ever. Even if you're on the go, accessing your accounts is just a few clicks away.

Personal Banking Solutions

Our personal banking offerings are designed with you in mind. We provide a variety of Checking & Savings Accounts to suit different lifestyles and financial habits. If you're thinking about buying a car, our Auto Loans & Vehicle Financing options can help make that dream a reality with competitive rates and flexible terms. For those considering homeownership or looking to refinance, our Mortgage Loans & Refinancing services provide guidance every step of the way. Sometimes life throws unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation options that can ease financial stress. Plus, our Credit Cards with Rewards give you more than just a way to pay; they offer rewards for everyday purchases that can lead to savings on future expenses.

Shared Branching and ATM Access

While we currently do not have ATM facilities or drive-thru service at this location, we are part of a network that allows for Basic Shared Branch Transactions like deposits and withdrawals for partner credit union members. This means you can access your funds when needed without hassle. At Ecu, we pride ourselves on being more than just a credit union; we're part of your community's financial fabric. Reach out today at (800) 382-2400 or visit us online at http://www.ecucreditunion.com to learn more about how our services can fit into your life. Together, let's build a brighter financial future!

Digital & Online Banking

24/7 Online Banking Services

With our 24/7 online banking, you have the freedom to check your account balance, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, accessing your financial information is just a click away through our user-friendly platform available at http://www.ecucreditunion.com .

Additional Services

While we don't currently offer electronic signature authorization or mobile payments, we strive to enhance your banking experience continuously. We're committed to providing tools that allow you to manage your money effectively while keeping accessibility and ease-of-use in mind. Experience the convenience of digital banking at Ecu today! For more information or to get started, visit us online at http://www.ecucreditunion.com .

E-Statements & Security Features

Stay organized with e-statements that provide a clear view of your finances without the clutter of paper. Not only do they help you keep track of your spending, but they also contribute to a greener planet. Plus, all our online services prioritize your security with advanced encryption methods, ensuring that your personal information is safe at all times.

Mobile Application & Person-to-Person Transfers

Our mobile application makes banking even more accessible. You can easily manage your accounts right from your smartphone. Plus, with our person-to-person transfer feature, sending money to friends or family is quick and simple. Just a few taps, and you're done!

Financial Strength

A Growing Membership

We currently manage a total of 4,079 accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ecu is your trusted partner. Visit us at 16597 Interstate 45 S Conroe Tx 77385 or call (800) 382-2400 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $5,563,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust; we have $33,127 in used auto loans and $11,611,820 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $2,167,104 in share certificates and $10,031,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial success is reflected in our $182,602, which highlights our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees dedicated to serving you with knowledge and commitment.

Solid Financial Health

With a net worth of $5,746,122, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,567 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,647,594 in used vehicle loans and $3,981,389 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easier for you to drive away with the car you want.

Credit Lines

For those who need extra flexibility, we offer credit lines totaling $4,000,000. This option allows you to access funds when you need them most without the hassle of applying for a new loan each time. If you're considering refinancing any of these products or if you're unsure about eligibility options, don't hesitate to reach out! Our team at Ecu, located at 16597 Interstate 45 S Conroe Tx 77385, Conroe, TX, is ready to assist you. You can give us a call at (800) 382-2400 during our operating hours from Monday to Friday, 8:15 AM to 4:15 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence because at Ecu, your success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,169,802, make buying or refinancing simple. We provide guidance throughout the process to ensure that you understand your options and can choose the best fit for your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses is made easier with our flexible terms on unsecured credit card loans. With a total of $1,929,864 in loans helping members manage their finances effectively, our credit cards come with rewards and features designed to suit your lifestyle.

Loan Aggregator

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ECU CREDIT UNION - Conroe, TX