Ecu Largo FL Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Ecu, your trusted financial partner located at 8250 Bryan Dairy Rd Ste 150, Largo, FL 33777. Established in 1991, we take pride in serving our community with dedication and care. With a membership of over 2,580 individuals, we are committed to providing personalized banking solutions tailored to your needs. At Ecu, we understand that managing finances can be overwhelming, which is why we're here to help. Our total assets of $36,666,589 and total deposits reaching $1,710,120 reflect our strong foundation and commitment to our members' financial well-being. Whether you're looking for auto loans, mortgage options, or personal loans, our expert team is ready to assist you every step of the way. Led by CEO Susan Langley and Board President Steven Harris, our dedicated staff of 12 employees is passionate about fostering relationships within our community. We believe in making banking accessible and convenient for everyone. While members can visit us at our branch address, official correspondence should be directed to P.O. Box 4818, Seminole, FL 33775. At Ecu, we provide a wide range of services including checking and savings accounts, credit cards with rewards, and business banking solutions. We also offer online and mobile banking options to ensure that managing your finances is as easy as possible. We invite you to reach out at 800-382-2400 or visit us online at ecucreditunion.com for more information about how we can support your financial journey. Join us today and experience the Ecu difference where community matters!

Branch History & Mission

Our Mission

Our mission at Ecu is simple yet profound: to provide exceptional financial services while fostering a sense of community. We believe that when our members thrive, so does the entire community. This belief drives us to engage in various outreach efforts, partnering with local organizations to support initiatives that uplift those in need. While members can visit us at 8250 Bryan Dairy Rd Ste 150, official correspondence should be sent to P.O. Box 4818, Seminole, FL 33775. We are here for you during our operating hours from Monday to Friday, 8:15 AM to 4:15 PM. Although we currently do not have ATM or drive-thru services available, we are proud to offer shared service center access for basic transactions like deposits and withdrawals for partner credit union members. As we look ahead, we invite you to join us on this journey. Experience the benefits of membership at Ecu, where you are more than just a number you are part of our family. For more information or to get started with your membership today, give us a call at 800-382-2400 or visit our website at ecucreditunion.com. Together, let's build a brighter financial future!

Our Story

Located at 8250 Bryan Dairy Rd Ste 150, our branch is conveniently positioned near local landmarks, making it easy for you to visit us. We strive to create an inviting atmosphere where every member feels valued and supported. Since opening our doors, we have remained dedicated to empowering our members through personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Over the years, we have embraced technology to enhance your banking experience. Our online and mobile banking services ensure that you can manage your finances anytime and anywhere. We also prioritize accessibility by complying with ADA standards so that all members can enjoy our facilities and services without barriers.

Branch Location & Accessibility

Welcome to Ecu, your friendly neighborhood credit union located at 8250 Bryan Dairy Rd Ste 150, Largo, FL 33777. Our branch is conveniently situated near popular local spots, making it easy for you to stop by while running errands or enjoying a day out in the community. Whether you're visiting us after a trip to the nearby shopping centers or just enjoying a sunny day in Largo, we're here to serve your banking needs. At Ecu, we pride ourselves on accessibility and convenience. Our branch features ADA-compliant facilities, including ramps for easy access. We have ample parking available right outside our doors, so you can pop in without any hassle. While members can visit us at 8250 Bryan Dairy Rd, if you need to send any official correspondence, please use our mailing address: P.O. Box 4818, Seminole, FL 33775. Our dedicated team is ready to assist you during our operating hours from Monday to Friday, 8:15 AM to 4:15 PM. We understand that life can be busy, and we strive to make your banking experience as smooth as possible. Although we currently do not have ATM services or drive-thru banking available at this location, we offer shared services for partner credit union members that allow basic transactions like deposits and withdrawals. If you're looking for personal banking solutions such as checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered! Feel free to give us a call at 800-382-2400 if you have questions or need assistance before your visit. We invite you to come by and discover how Ecu can support your financial journey. Your local branch is more than just a bank; it's a place where members are valued and supported every step of the way!

Member Eligibility

Joining the family at Ecu is a wonderful way to enjoy personalized financial services and become part of a supportive community. If you're interested in becoming a member, it's quite simple! Generally, individuals who live, work, or worship in the area can qualify for membership. This means that if you're a resident of the vibrant Largo community or surrounding areas, you're likely eligible. Plus, our members enjoy a range of benefits including competitive loan rates and dedicated customer service tailored just for you. To learn more about the specific eligibility requirements and see if you qualify, feel free to check out our detailed information at . When you're ready to open an account, we make the process easy and straightforward. You can reach us at (800) 382-2400 if you have any questions or need assistance. We look forward to welcoming you to Ecu, located conveniently at 8250 Bryan Dairy Rd Ste 150 Largo Fl 33777!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to streamline your transactions and enhance customer satisfaction. Our merchant services offer practical solutions that can help you manage payments efficiently, whether you run a retail store or provide services. We empower businesses like yours to focus on what truly matters serving your customers and growing your brand. Located at 8250 Bryan Dairy Rd Ste 150 Largo Fl 33777, Largo, FL, Ecu is here to equip your business with the resources it needs to thrive. Reach out to us at (800) 382-2400 today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to help you drive away in the vehicle of your dreams. We'll work with you to find a plan that fits your budget, making it easier than ever to get behind the wheel.

Business Banking Solutions

For our business members, we offer a suite of Business Banking services, including merchant services and business loans designed to help you grow and manage your enterprise effectively. Your success is important to us, and we're here to support you every step of the way.

Credit Cards with Rewards

Enjoy the benefits of spending wisely with our Credit Cards with Rewards program. Earn points on every purchase that you can redeem for travel, merchandise, or cash back. It's just another way we aim to add value to your life.

Mortgage Loans & Refinancing

Homeownership is an important milestone, and at Ecu, we offer comprehensive Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our experienced staff is ready to guide you through the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Ecu provides robust Online & Mobile Banking options, allowing you to manage your accounts anytime, anywhere. From checking balances and transferring funds to making deposits remotely, banking has never been easier.

Personal Banking Services

We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts tailored for your everyday banking needs. Whether you're saving for a vacation or managing daily expenses, our accounts are designed with you in mind.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or trying to consolidate debt, our Personal Loans & Debt Consolidation services can provide relief. We focus on understanding your unique situation so we can offer solutions that help ease your financial burden.

Shared Branch Transactions

If you're a member of a partner credit union, enjoy basic shared branch transactions such as deposits and withdrawals right at our location. This makes it simple for you to access your funds without any hassle. At Ecu, we strive to create a supportive environment where financial wellness is within reach for everyone. We invite you to visit us at 8250 Bryan Dairy Rd Ste 150 Largo Fl 33777 or call us at (800) 382-2400 if you have any questions about our services or want assistance with any financial matters. Your journey towards better financial health starts here!

Digital & Online Banking

Security You Can Trust

Your security is our top priority. While we do not offer electronic signature authorization at this time, you can rest assured that our online banking platform is built with robust security measures to protect your personal information. Our user-friendly design makes navigating through your accounts simple and stress-free. At Ecu, we're committed to providing you with accessible financial solutions that fit into your busy lifestyle. Explore all that our digital banking services have to offer today by visiting http://www.ecucreditunion.com . Your financial well-being is just a few clicks away!

User-Friendly Features

Managing your money is easier than ever with our mobile application. With just a few taps on your smartphone, you can view account details, initiate person-to-person transfers, and even make payments directly from your device. Although we currently do not support mobile payments, our app ensures that all other features are at your fingertips.

Financial Strength

Commitment to Innovation and Service

With $5,563,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $33,127 in used auto loans and have $11,611,820 in total loans and leases available to support your financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts: 4,079, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, reflecting our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ecu is your trusted partner. Visit us at 8250 Bryan Dairy Rd Ste 150 Largo Fl 33777 or call (800) 382-2400 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth Opportunities

Members' savings are secured through $2,167,104 in share certificates and $10,031,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $182,602 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $5,746,122, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,567 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,647,594 in used vehicle loans and $3,981,389 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, allowing you to potentially lower your payments or access cash for other needs.

Credit Lines

Additionally, we provide access to credit lines totaling $4,000,000. This option is perfect for those who need quick access to funds for unexpected expenses or larger purchases without the hassle of applying for separate loans each time. For those interested in any of these products or seeking more information on eligibility options, don't hesitate to reach out! You can contact us at (800) 382-2400 or visit us at our branch located at 8250 Bryan Dairy Rd Ste 150 Largo Fl 33777 in Largo, FL. We're here to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,169,802, make buying or refinancing simple. We strive to provide competitive rates and terms that fit your budget and lifestyle. If you're considering refinancing your current mortgage, we can help you explore the best options available.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we've got you covered with flexible terms on unsecured credit card loans. With a total of $1,929,864 in loans, our offerings help members manage their finances effectively while enjoying the convenience of credit.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan listing reflects current rates and terms, allowing potential borrowers to make informed decisions without confusion.

ECU CREDIT UNION