ECO CREDIT UNION - Mc Calla, AL

Welcome to Eco, your trusted partner in financial well-being, located at 4821 McAdory School Rd, Mc Calla, AL 35111. Since our establishment in 1979, we have been dedicated to serving our community with integrity and care. With a membership base of over 16,291 individuals, we pride ourselves on being a cornerstone of support for local families and businesses. At Eco, we understand that managing finances can be overwhelming. That's why we are here to offer personalized banking solutions tailored to your unique needs. Our total assets amount to an impressive $186,251,484, demonstrating our stability and commitment to helping you achieve your financial goals. We currently hold $10,422,138 in deposits, providing our members with secure and reliable banking options. Our team, led by CEO Joey Hand and Board President Jimmie Pearson, works tirelessly to ensure that you receive the best service possible. With a workforce of 40 dedicated employees, we are equipped to handle your requests efficiently and effectively. Whether you're looking for personal loans, auto financing, or business services, our experienced staff is here to guide you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4821 McAdory School Rd, Mc Calla, AL 35111-3441. We invite you to explore our wide range of services from checking and savings accounts to mortgages and credit cards with rewards. You can easily manage your finances with online and mobile banking options available at your fingertips. Ready to take the next step? Call us today at 205-226-3944 or visit our website at www.ecocu.org for more information. Join us in building a brighter financial future together!

Welcome to the Eco family! Becoming a member at Eco is a straightforward and welcoming process, designed for individuals looking to join a community that truly cares about their financial well-being. If you live, work, worship, or attend school in the area around 4821 Mcadory School Rd Mc Calla Al 35111, you're already eligible to become a part of our credit union. We believe that everyone deserves access to quality financial services, and we strive to make membership as inclusive as possible. Joining us not only opens the door to great financial products but also allows you to enjoy personalized service and a sense of belonging. To get started, simply check out our eligibility criteria at http://www.ecocu.org/online-services/applications-and-forms/membership-application for all the details. When you're ready to open an account, you can easily do so by visiting http://www.ecocu.org/borrow/apply-now . If you have any questions or need assistance, feel free to reach us at (205) 226-3944 during our business hours. We're excited to welcome you into our community!

At Eco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With solid financial health, we are dedicated to providing you with the best services and support. With a net worth of $22,288,436, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,862,943 in share certificates and $5,332,278 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $50,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $2,482 in used auto loans and $92,510,511 in total loans and leases, supporting your financial goals across various sectors. Our $455,134 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,289,513. Total Share and Deposit Accounts: 31,597, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eco is your trusted partner. Visit us at 4821 Mcadory School Rd Mc Calla Al 35111 or call (205) 226-3944 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.