ECO CREDIT UNION - Gardendale, AL

Welcome to Eco at 1233 Pecan Ave, Gardendale, AL 35071, where community and financial wellness come together. Since our establishment in 1979, we have proudly served our members with a commitment to providing trustworthy and accessible financial services. With a total membership of over 16,291 individuals, we are dedicated to supporting the financial goals of families and businesses in Gardendale and beyond. At Eco, we understand that your financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. As of today, our total assets stand at an impressive $186,251,484, reflecting our stability and reliability as a credit union. With $10,422,138 in total deposits and a net worth of $22,288,436, you can trust that your finances are in safe hands. Our leadership team is here for you. Under the guidance of CEO Joey Hand and Board President Jimmie Pearson, we strive to create a welcoming environment where members can thrive financially. Our team of 40 employees is ready to assist you from 9 AM to 5:30 PM, Monday through Friday, ensuring you receive personalized service every time you visit or call us at 205-226-3948. While members can visit us at our branch location, official correspondence should be sent to the same address: 1233 Pecan Avenue, Gardendale, AL 35071. We invite you to explore our website at www.ecocu.org for more information about our services or to apply for membership today. Join Eco, where your financial health is our priority!

At Eco, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us is easy and welcoming! If you live, work, or worship in our local area, you may already be eligible to become a member. We're proud to serve individuals who share our values and commitment to community growth. To get the complete details on eligibility criteria, feel free to check out our resource at http://www.ecocu.org/online-services/applications-and-forms/membership-application . Opening an account with us is just as simple! You can start your journey by visiting our website at http://www.ecocu.org/borrow/apply-now , or if you prefer speaking with someone directly, don't hesitate to call us at (205) 226-3948. Our friendly team is here to help you every step of the way. Come join us at our branch located at 1233 Pecan Ave Gardendale Al 35071 we can't wait to welcome you into the Eco family!

At Eco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust in your financial institution is paramount. That's why we are proud to share our robust financial standing with you. With a net worth of $22,288,436, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,862,943 in share certificates and $5,332,278 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected in our $50,000 in undivided earnings, which allows us to provide innovative banking tools, stronger lending options, and enhanced security measures. With $2,482 in used auto loans and $92,510,511 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Moreover, our operational efficiency is showcased by our $455,134, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and care. With net shares amounting to $10,289,513, we have ample funds available for lending and investments. Our total share accounts stand at 31,597, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eco is your trusted partner. Visit us at 1233 Pecan Ave Gardendale Al 35071 or call (205) 226-3948 to learn more about how we can help you achieve your financial goals.