Eco Credit Union Birmingham AL | Convenient ATM Services Only

Introduction

At Eco Credit Union, located at 105 Frankfurt Cir, Birmingham, AL 35211, we pride ourselves on being more than just a financial institution; we are a trusted partner in our members' journeys toward financial success. Established in 1979, Eco has grown to serve a vibrant community of 16,291 members with total assets exceeding $186 million. Our commitment to providing exceptional service is reflected not only in our offerings but also in our dedication to the community. With over $10 million in deposits and a robust loan portfolio of 11,606 loans and leases, we focus on empowering our members through sound financial choices. Led by our experienced CEO, Joey Hand, and Board President, Jimmie Pearson, Eco Credit Union emphasizes personalized service tailored to meet the unique needs of each member. Whether you need assistance with loans, savings, or everyday banking needs, our team of 40 employees is here to help. While members can visit us at our branch for all their financial needs, official correspondence should be sent to our mailing address: PO Box 2385, Birmingham, AL 35201. We invite you to explore the range of services available at Eco Credit Union by visiting our website at www.ecocu.org. For any questions or inquiries, feel free to call us at 205-226-3900 during our operating hours from 8 am to 5 pm, Monday through Friday. Join us today and experience the Eco difference!

Branch History & Mission

Community Impact

Eco Credit Union is more than just a place to bank; we are deeply rooted in community outreach and support initiatives. From local sponsorships to educational programs aimed at financial literacy, we strive to make a difference in Birmingham and beyond. Our partnerships with various organizations allow us to extend our reach and positively impact lives. In this digital age, we also embrace technological advancements while ensuring accessibility for all members. We offer services such as online banking, mobile payments, and electronic statements all designed with your convenience in mind. Though we currently do not have ATM or drive-thru services available at this branch location, our focus remains on delivering quality service during our operating hours from 8 am to 5 pm Monday through Friday.

Join Us

As we continue to grow and adapt to the needs of our members and community, we invite you to be part of the Eco family. Experience firsthand the benefits of membership with us where your financial goals are supported with compassion and expertise. For more information about joining or accessing our services, feel free to call us at 205-226-3900 or visit us online at www.ecocu.org. Together, let's build a brighter future!

Our Journey

Since opening our doors over four decades ago, Eco has experienced remarkable growth and transformation. We started with a small group of dedicated individuals who believed in the power of community banking. Over the years, we have expanded our services and now boast total assets of $186,251,484. Our journey reflects our unwavering commitment to providing accessible financial services that empower individuals and families. Throughout our history, we have focused on building strong relationships within the community. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a spirit of cooperation and support. We believe that by putting our members first, we can contribute to their success and strengthen the neighborhoods we serve.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

As you make your way to our branch, you'll notice we're just a stone's throw away from popular spots like [insert nearby landmarks]. This makes it convenient for you to drop by while running errands or enjoying your day out. We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking, making it easy for everyone to access our services without hassle.

Operating Hours and Services

At Eco, we understand that your time is valuable. That's why we offer friendly service during our operating hours from 8 AM to 5 PM, Monday through Friday. If you have questions or need assistance, feel free to give us a call at (205) 226-3900 we're here to help! While we currently do not have an ATM or drive-thru services available, our dedicated staff is ready to assist you inside the branch with a variety of financial services tailored to meet your needs.

Visit Us Today!

We invite you to stop by Eco today! Experience our commitment to exceptional service firsthand and discover how we can help you achieve your financial goals. Your journey towards better banking starts here!

Member Eligibility

At Eco, we believe that everyone deserves a chance to be part of a supportive community focused on your financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Birmingham area, you're likely eligible to join us. We also welcome family members of existing members. This means that becoming part of our credit union not only opens doors for you but can extend benefits to your loved ones as well. Once you're ready to take this exciting step, opening an account is straightforward. You can find all the details about eligibility and how to apply by visiting our website at http://www.ecocu.org/online-services/applications-and-forms/membership-application. Should you have any questions or need assistance, feel free to reach out to us at (205) 226-3900. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine a world where managing payments is effortless. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From accepting payments seamlessly to providing detailed reporting tools, we equip you with the resources needed to thrive in today's competitive market. Located at 105 Frankfurt Cir Birmingham Al 35211 in Birmingham, AL, our team is ready to partner with you on your path to success. For inquiries, call us at (205) 226-3900 or visit our website at https://www.ecocu.org/ to learn more about how we can help your business grow!

Comprehensive List Of Services

Banking Services Tailored for You

One of the key services we offer at Eco is our ATM Services Only. This means that even if you're on the go, you can easily access your funds without having to visit a branch. Imagine needing cash for an unexpected expense while out shopping; with our ATM services, you can quickly withdraw cash whenever you need it. Our commitment to digital banking ensures that accessing your accounts is easy and convenient. We provide features like online banking and mobile payments, allowing you to manage your finances from the comfort of your home or while you're out and about. Picture this: you're sitting at a coffee shop, and with just a few taps on your phone, you can check your balance or transfer money to a friend. That's the convenience we aim for at Eco.

Connect With Us

Ready to learn more? Visit us at Adminstrative or give us a call! We look forward to serving you and helping you achieve your financial goals. Your journey toward smarter banking starts here! Don't wait let's make banking work for you today!

Member-Centric Approach

We understand that each member has unique financial needs. Whether you're saving for a new home, planning a vacation, or managing day-to-day expenses, our team is ready to assist you in navigating those choices. With personalized service, we ensure that every interaction feels warm and welcoming. If you have any questions about our services or how we can assist you better, don't hesitate to reach out! You can call us at (205) 226-3900 during our operating hours from 8 AM to 5 PM Monday through Friday. At Eco, we are not just about transactions; we're about building relationships with our members. Our goal is to empower you with the tools and resources needed for financial success.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, ensuring you have access to your accounts whenever you need it. You can check balances, make transfers, and pay bills with just a few clicks. To get started, visit us at https://www.ecocu.org/ and explore everything we have to offer. With our mobile application, managing your money is simpler than ever. You can download it for easy access to all your account information right from your smartphone. Plus, if you're looking to send money to friends or family quickly, our person-to-person transfer feature makes it a breeze.

Security and Convenience

Your security is important to us. That's why we provide electronic signature authorization for added protection when completing transactions online. You can also opt for e-statements to keep track of your finances without the clutter of paper statements just another way we help you stay organized! If you're someone who loves using mobile payments, we've got you covered there too! Our system allows you to make quick payments right from your device. It's just one more reason why Eco is committed to providing modern banking solutions tailored for you. In short, with our digital and online banking services, managing your finances has never been easier or more secure. Experience the convenience today!

Financial Strength

A Dedicated Team at Your Service

Our strength also comes from our people. We have 38 full-time employees and 2 part-time employees committed to serving you with a knowledgeable team ready to assist you whenever needed. With net shares available for lending and investments totaling $10,289,513, along with a strong membership base of 31,597, Eco is equipped to help you navigate your financial journey confidently. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eco is your trusted partner. Visit us at 105 Frankfurt Cir Birmingham Al 35211 or call (205) 226-3900 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $50,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends beyond just numbers; it reflects our dedication to improving your banking experience.

Member-Centric Savings Opportunities

Members' savings are secured through $24,862,943 in share certificates and $5,332,278 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $22,288,436, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We are proud to support our members with $2,482 in used auto loans and $92,510,511 in total loans and leases. This lending capacity helps you achieve your financial goals across various sectors. Our $178,335 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Information

If you're interested in refinancing or exploring eligibility options for any of our loan products, please reach out to us. You can contact us at 205-226-3900 during our operating hours from 8 am to 5 pm Monday through Friday. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Eco Credit Union, we're dedicated to helping our members navigate their financial journeys with confidence. Explore our loan offerings today and see how we can support your goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,246,365 in used vehicle loans and $11,329,493 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find a solution that fits your budget.

Credit Lines and Unsecured Loans

For those looking to manage everyday expenses more effectively, we have flexible terms on unsecured credit card loans. With a total of $6,824,679 in unsecured credit card loans available, our offerings are designed to help you maintain control over your finances while enjoying the convenience of easy payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,205,694, make buying or refinancing simple. We offer guidance throughout the process and flexible eligibility options to help you secure your dream home.

Loan Aggregator

Building Trust Through User Experiences

Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and user-friendly the platform is for individuals seeking the best loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

ECO CREDIT UNION - Birmingham, AL

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