ECCO CREDIT UNION

Welcome to Ecco, your trusted financial partner in Pace, FL! Located at 4644 E Spencer Field Rd, we have been serving our community since 1956. With a proud membership of 935 and total assets exceeding $18 million, we are committed to providing personalized banking solutions that meet your unique needs. At Ecco, we believe that strong financial health can empower our members to achieve their dreams. We offer a variety of services, including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Whether you're looking to buy your first car or expand your business, our dedicated team is here to help you every step of the way. Our leadership team, led by CEO Stephanie Graves and Board President David Hart, is passionate about fostering a welcoming environment where every member feels valued. With a total net worth of $5,172,590 and cash reserves that support our lending capabilities, you can trust us to be a solid foundation for your financial journey. While you can visit us at our branch for all your banking needs, feel free to reach out via phone at 850-994-6982 or explore our offerings online at Ecco's website. We invite you to discover how Ecco can make a difference in your financial life today!

Ecco Credit Union, located in Pace, Florida, has been a cornerstone of financial support and community development since it opened its doors in 1956. With a mission to empower individuals and families through accessible financial services, Ecco has grown significantly over the years, now proudly serving a membership base of 935 members. The branch can be found at 4644 E Spencer Field Rd, a location easily accessible for residents in the area. From its humble beginnings, Ecco has continuously evolved to meet the changing needs of its members. Over the decades, it has expanded its offerings to include personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. As a member-focused credit union, Ecco aims not just to provide financial products but also to foster a sense of belonging and community support among its members. The heart of Ecco's mission is rooted in enhancing the well-being of the community. By providing responsible lending options and personalized banking experiences, Ecco helps individuals achieve their financial goals while promoting economic growth within Pace and surrounding areas. The branch is committed to maintaining high standards of service, ensuring that every member feels valued and supported. While members can visit us at 4644 E Spencer Field Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged. Our operating hours are convenient for busy schedules: Monday through Friday from 8 AM to 4 PM. For those who prefer face-to-face interactions, we offer drive-thru banking services for quick deposits and withdrawals. Ecco also prioritizes innovation while keeping accessibility in mind. Although ATM availability is currently not offered at this branch, we strive to ensure that our members have access to essential banking services when they need them most. This commitment includes exploring digital advancements and customer-centric initiatives that prioritize ease of use. Community outreach is another vital aspect of our mission. Ecco partners with local organizations to support various initiatives aimed at uplifting residents in Pace. By participating in events and providing financial education resources, we aim to create lasting positive impacts on our community. Join us at Ecco Credit Union where you can experience personalized service tailored just for you! Become part of a supportive community that truly cares about your financial journey. For any inquiries or assistance, feel free to contact us at (850) 994-6982 we're here to help!

At Ecco, we believe in creating a warm and welcoming community for all our members. Joining us is an exciting opportunity, and becoming a member is easier than you might think! If you live, work, or worship in the local area, or even if you have family who are already members, you're likely eligible to join our credit union. We take pride in supporting our community by offering personalized services that cater to your financial needs. Plus, as a member of Ecco, you'll enjoy competitive rates on loans and savings accounts, making your money work harder for you. To find out more about the specific eligibility criteria, feel free to check our detailed guidelines at . If you're ready to take the next step and open an account, simply reach out to us at (850) 994-6982 or visit us at 4644 E Spencer Field Rd Pace Fl 32571. Our friendly team is here to help you through the process of joining our supportive family!

At Ecco, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a variety of digital and online banking services designed to make managing your finances as easy as possible. With our services, you can access your accounts anytime, anywhere, giving you the freedom to take control of your financial journey. Our online banking platform is user-friendly and secure, allowing you to check your account balances, pay bills, and transfer money with just a few clicks. While we currently do not support features like electronic signatures or e-statements, our commitment to providing a reliable online experience remains strong. You can learn more about our offerings by visiting us at https://www.eccu.net/ . For those who prefer mobile banking, we're excited to announce that we have plans for future enhancements, including mobile payments and a dedicated mobile application. These features will empower you to manage your finances on the go, whether you're shopping at your favorite store or simply need to send money to a friend through person-to-person transfers. Even without these features today, you can still enjoy 24/7 online banking services that keep you connected to your accounts whenever you need them. Our goal is to ensure that every member has the tools necessary for real-time account management. Stay tuned for upcoming updates as we continue to improve and expand our digital banking capabilities at Ecco! Your financial well-being is our priority, and we're here to help you navigate it with ease.

At Ecco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is earned through transparency and sound financial practices. That's why we're proud to share our financial strength with you. With a net worth of $5,172,590, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,821 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,448,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $84 in used auto loans and $12,974,161 in total loans and leases. Our operational efficiency shines through with a net income of $131,590, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,109, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ecco is your trusted partner. Visit us at 4644 E Spencer Field Rd Pace Fl 32571 or call (850) 994-6982 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.