Eaton Family Credit Union Willoughby Hills OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Eaton Family Credit Union, your trusted financial partner since 1937. Located at 28954 Chardon Rd, Willoughby Hills, OH 44092, we are proud to serve over 11,759 members in our community. At Eaton Family, we believe in providing personalized banking solutions that cater to your unique needs, whether it's securing a loan for a new car or planning for your future savings. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address. With total assets exceeding $77,545,376, and total deposits of $1,361,946, we have established a solid foundation built on trust and reliability. Our commitment to our members is reflected in our robust financial standing, including a net worth of $8,395,285 and cash reserves of $564,340. Our dedicated team of 22 employees, led by CEO Michael Losneck and Board President Suresh Babu, is here to ensure you receive top-notch service. We offer a wide range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking options tailored just for you. At Eaton Family Credit Union, we prioritize building lasting relationships with our members while contributing positively to our community. We invite you to explore how we can help you achieve your financial goals. Feel free to reach out at 216-920-2000 or visit our website at eatonfamilycu.com for more information. Your journey towards financial success starts here!

Branch History & Mission

Community Focus

Our dedication extends beyond just banking. We actively engage in community outreach programs and partnerships that uplift those around us. From sponsoring local events to participating in charitable initiatives, we strive to make a positive impact on the lives of our neighbors. Moreover, as technology evolves, so do we. Our branch is committed to providing modern conveniences like online banking and mobile payment options while ensuring ADA compliance for all our facilities. Every member's experience is important to us; that's why we continually seek ways to enhance service delivery and meet your needs better.

Join Us

We invite you to become a part of our Eaton Family credit union community. Experience firsthand the benefits of being a member-oriented institution where your needs come first. Visit us today at 28954 Chardon Rd Willoughby Hills Oh 44092 or contact us at (216) 920-2000 for more information about membership opportunities. Together, let's build a brighter financial future!

Our Mission

At the heart of Eaton Family is our mission: to enhance the financial well-being of our members while fostering community growth and support. We believe that everyone deserves access to quality financial services that help them achieve their goals. That's why we offer a wide range of products, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards tailored to fit your lifestyle. While members can visit us at 28954 Chardon Rd Willoughby Hills Oh 44092, official correspondence should be sent to 28954 Chardon Rd, Willoughby Hills, OH 44092. This ensures that all your inquiries are handled promptly and efficiently.

Branch Location & Accessibility

Access and Amenities

When you visit us at our Willoughby Hills branch, you can expect a welcoming environment and dedicated staff ready to assist you with all your banking needs. While we do not currently offer ATM or drive-thru services, our lobby is open Monday through Friday from 8:00 AM to 5:00 PM. We encourage you to stop by during these hours for personal assistance or guidance on any of our financial products. Our branch is ADA compliant, ensuring accessibility for all members of the community. Parking is available right outside the entrance, so you can easily hop in and out as needed.

Connecting with Us

If you're interested in learning more about what we offer like checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services don't hesitate to reach out. You can call us at 216-920-2000 for any inquiries or assistance. While you can visit us at our physical location for all your banking needs, official correspondence should be sent to the same address: 28954 Chardon Rd, Willoughby Hills, OH 44092. We look forward to welcoming you into our Eaton Family community! Come visit us today and discover how we can help you achieve your financial goals.

Member Eligibility

At Eaton Family, we believe that everyone deserves a supportive financial community. If you're looking to join us, becoming a member is simple and welcoming! You can become part of our family if you live, work, or attend school in specific areas we serve, which creates a community of individuals who understand and support each other. We also welcome family members of current members, making it easy for loved ones to share in the benefits. For full details on eligibility criteria, feel free to visit our website at this link. Opening an account with us is straightforward, and it opens the door to various financial products tailored just for you. Whether you need personal banking options like checking and savings accounts or are interested in loans for vehicles or homes, we have something for everyone. Our dedicated team is here to help you every step of the way. If you have any questions or need assistance, don't hesitate to call us at 216-920-2000. We're excited to welcome you to Eaton Family!

Business Banking & Commercial Services

Merchant Services That Work

Imagine a local café that seamlessly processes payments while managing inventory and customer relationships all thanks to our tailored merchant services. At Eaton Family, we provide tools that help you manage transactions smoothly, allowing you to focus on what matters most: serving your customers. Ready to take your business to the next level? Visit us at 28954 Chardon Rd Willoughby Hills Oh 44092 in Willoughby Hills, OH, or call us at (216) 920-2000. Let's grow together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,712,321, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at our branch location, we ensure easy access to cash withdrawal services wherever you go. Our network provides numerous locations for convenient cash access when needed. At Eaton Family in Willoughby Hills, we strive to create a community-focused experience that prioritizes your financial well-being. To learn more about how we can assist you or to discuss any specific service in detail, don't hesitate to reach out! Call us at 216-920-2000 today or visit us online at eatonfamilycu.com. Your financial journey starts here!

Auto Loans & Vehicle Financing

When it comes time to purchase a new vehicle, look no further than our auto loans and vehicle financing options. We understand that getting behind the wheel is a big decision, and our competitive rates make it easier for you to drive away in your dream car. Plus, our straightforward application process means you can get approval quickly, so you can focus on what matters most enjoying your new ride.

Business Banking Solutions

For business owners, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have solutions designed to support growth and success.

Convenient Online & Mobile Banking

Embrace the convenience of online and mobile banking with Eaton Family. Access your accounts anytime, anywhere through our user-friendly platforms. You can check balances, transfer funds, pay bills, and even deposit checks from the comfort of your home or on-the-go.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards featuring attractive benefits. With every purchase, earn points that can be redeemed for travel, merchandise, or even cash back. It's an easy way to make the most out of your spending while enjoying peace of mind with our secure transactions.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your existing mortgage? Our mortgage loans are designed with you in mind. We offer various options tailored to fit different budgets and timelines. Our team will work closely with you to ensure you find the right solution for your housing needs.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that cater to your everyday needs. Imagine having a secure place to manage your funds while earning interest on your savings. Our friendly staff can guide you through the process of opening an account that fits your lifestyle.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need help managing debt, our personal loans and debt consolidation services are here for you. We provide flexible loan amounts and terms that allow you to regain control over your finances without added stress.

Digital & Online Banking

At Eaton Family, we understand that banking should be easy and secure, no matter where you are. That's why we offer a variety of digital and online banking services designed to give you the freedom to manage your finances on your terms. With our 24/7 online banking services available at https://www.eatonfamilycu.com/, you can check your account balances, pay bills, and transfer funds whenever it suits you. This means no more rushing to the bank before closing time! You can also enjoy the convenience of E-statements, allowing you to receive your statements electronically rather than waiting for them in the mail. This not only saves paper but also keeps your financial information secure and easily accessible. For those on the go, our mobile application provides a user-friendly interface that makes banking at your fingertips a reality. Whether you're out shopping or relaxing at home, you can handle everything from checking your balance to making person-to-person transfers with just a few taps. Plus, if you prefer using mobile payments, we've got you covered with our mobile payments feature, letting you pay directly from your phone without fumbling for cash or cards. Worried about signing documents? No problem! Our electronic signature authorization makes it simple to sign agreements securely online no need for printing or scanning. We prioritize your security so you can bank confidently. At Eaton Family, we believe that managing your money should be straightforward and stress-free. Our digital banking options ensure that whether it's day or night, you're always in control of your finances. Explore all these features today by visiting https://www.eatonfamilycu.com/ and experience the ease of modern banking!

Financial Strength

Growing Member Base

Our commitment to you is evident through our strong member base with a total of 17,876 share accounts. This growing community trusts us with their finances because they know we work diligently to protect their interests. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eaton Family is your trusted partner. Visit us at 28954 Chardon Rd Willoughby Hills Oh 44092 or call 216-920-2000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $17,000,232 in share certificates and $9,254,419 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $39,139, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $8,084,311 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,280 in used auto loans and a total of $57,035,869 in loans and leases.

Solid Financial Foundation

With a net worth of $8,395,285, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,356,308 in used vehicle loans and $3,285,025 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget, whether you're purchasing a brand-new model or a reliable used vehicle.

Business Loans

For business owners looking to expand or invest in their ventures, our outstanding commercial loans totaling $2,712,321 provide the capital needed to grow your business successfully. If you're interested in refinancing or exploring eligibility options for any of these products, feel free to reach out! You can contact us at 216-920-2000 or visit us at our branch located at 28954 Chardon Rd., Willoughby Hills, OH 44092. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take your next step toward achieving your financial dreams!

Credit Lines

For those who need extra flexibility, our total credit lines amount to $13,063,296, providing you access to funds when you need them most. This can be an excellent option for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $3,824,105, tailored to help you secure your dream home with ease.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,314,294 in loans helping members manage their finances effectively. These cards come with competitive rates and no hidden fees.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. LendMesh is built on key principles that enhance user trust and satisfaction: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness of this tool in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Eaton Family