Eaton Family Credit Union Euclid OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Eaton Family Credit Union, your trusted financial partner since 1937. Located at 333 Babbitt Rd, Euclid, OH 44123, we are dedicated to serving our vibrant community with personalized banking solutions tailored to your unique needs. With a strong commitment to our members, we have grown to a membership of 11,759, all while managing total assets of $77,545,376 and offering loans totaling 3,624. At Eaton Family Credit Union, we believe in the power of community and the importance of fostering lasting relationships. Under the leadership of our CEO, Michael Losneck, and Board President, Suresh Babu, our team of 22 employees is here to provide you with exceptional service and support. Whether you're looking for auto loans, mortgages, or simple savings accounts, we strive to make your banking experience smooth and rewarding. While members can visit us at our branch location for in-person services, any official correspondence should be directed to the same address. We are proud to offer modern conveniences such as online and mobile banking options that allow you to manage your finances on your terms. Join us today at Eaton Family Credit Union! For more information about our products and services or to become a member, feel free to reach out by calling us at 216-920-2000 or visiting our website at eatonfamilycu.com. Your financial journey starts here!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of technology in enhancing customer experience. Our commitment to digital advancements means that we offer online and mobile banking services for easy access to your accounts anytime and anywhere. Additionally, we've ensured that our facilities meet ADA compliance standards so that all members can comfortably utilize our services. Our drive-thru banking option further adds convenience for those on-the-go. While we currently do not have ATM availability or shared service centers at this location, our focus remains on delivering quality service through direct interactions with our friendly staff during operating hours: Monday, Tuesday, Thursday from 8:30 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; Friday from 8:30 AM to 6:00 PM; and Saturday from 8:30 AM to 1:00 PM.

Join Us Today!

Eaton Family Credit Union invites you to become part of our growing family! Experience the benefits of personalized financial solutions tailored just for you. Whether you're looking for help with your first auto loan or seeking guidance on managing your savings effectively, we're here for you every step of the way. Visit us today at our branch in Euclid or explore more about becoming a member through our website at Eaton Family Credit Union. Together, let's build a brighter financial future!

Our Mission

At the heart of Eaton Family Credit Union lies our mission: to empower our members by providing exceptional financial services while fostering a sense of community. We believe in putting people before profit and strive to create an environment where every member feels valued and supported. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We are dedicated not only to helping our members achieve their financial goals but also to supporting the local community through various outreach efforts. Whether it's sponsoring local events or partnering with organizations that make a difference in people's lives, we are committed to being more than just a financial institution we aim to be a positive force within Euclid.

Branch Location & Accessibility

Convenient Access and Features

At our Euclid location, we strive to make your visit as smooth as possible. Whether you're stopping by for a quick transaction or looking to discuss more complex financial services, you'll find our drive-thru banking option handy for those on-the-go moments. We also prioritize accessibility, ensuring that all members can comfortably access our facilities, including ADA-compliant entrances. Parking is available right outside the branch, so you won't have to worry about finding a spot during your visit. If you need assistance or have questions about our services while you're here, don't hesitate to ask one of our friendly team members.

Operating Hours That Fit Your Schedule

We know that life can get busy! That's why we offer flexible operating hours designed to accommodate your schedule. Our lobby is open Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; and Friday from 8:30 AM to 6:00 PM. On Saturday, we're here from 8:30 AM until 1:00 PM for your convenience.

Reach Out Anytime

If you have any questions or need assistance before visiting us in person, feel free to give us a call at 216-920-2000. Our dedicated team is ready to help you with personal banking services like checking and savings accounts, auto loans, mortgages, and much more. While members can visit us at 333 Babbitt Rd for all their banking needs, official correspondence should be sent to the same address for consistency. Come see how Eaton Family Credit Union makes banking simple and accessible your financial journey starts here!

Member Eligibility

Welcome to the Eaton Family, where becoming a member means joining a caring community that prioritizes your financial well-being. At Eaton Family, located at 333 Babbitt Rd Euclid Oh 44123, membership is open to anyone who lives, works, worships, or attends school in Cuyahoga County. This inclusive approach ensures that everyone has the opportunity to enjoy our personalized services and competitive rates. By joining us, you'll gain access to a range of financial products designed to support your goals, from checking accounts to auto loans. Getting started is simple! You can find all the details about eligibility and how to become a member by visiting our website at https://www.eatonfamilycu.com/become-a-member/. If you're ready to open an account, just head over to https://eatonfamilycu.cuconnections.com/login for an easy online process. For any questions or assistance, feel free to reach out at (216) 920-2000. We can't wait to welcome you into our Eaton Family community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Beyond loans, our merchant services offer practical benefits that streamline payment processing and enhance customer experiences. Imagine a local café being able to accept payments seamlessly, boosting sales during peak hours without hassle. Our tools are designed to help businesses operate smoothly, so you can focus on what you do best serving your customers. Visit us at 333 Babbitt Rd Euclid Oh 44123 in Euclid, OH, or call us at (216) 920-2000 to learn more about how we can support your business journey!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,712,321, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer ATM and cash withdrawal services along with basic drive-thru banking for quick transactions like deposits and withdrawals. To learn more about how Eaton Family can assist you with all of these services and more, feel free to give us a call at 216-920-2000 or visit us online at Eaton Family Credit Union. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans and vehicle financing options make buying that dream car achievable. Picture driving off the lot in a new vehicle with an affordable monthly payment tailored to fit your budget. We work with you to ensure that the loan process is smooth and straightforward, so you can focus on enjoying your new ride.

Business Banking Services

For our members who own businesses, we provide comprehensive Business Banking solutions including merchant services and business loans tailored specifically for small business needs. Our goal is to support local entrepreneurs in growing their businesses effectively.

Credit Cards with Rewards

Our Credit Cards come with rewards that enhance your spending experience. Whether you're making everyday purchases or planning a special trip, earning points on every dollar spent means more value for your money.

Mortgage Loans & Refinancing

For those planning to buy a home or refinance their existing mortgage, we offer competitive rates on Mortgage Loans. Navigating the housing market can be daunting, but our team is here to guide you through each step. We want to help make homeownership a reality for you whether it's your first home or you're looking to lower your current mortgage payment.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why at Eaton Family, we prioritize Online & Mobile Banking services that allow you to manage your accounts from anywhere be it through our website or mobile app. From transferring funds to paying bills, banking has never been easier.

Personal Banking Solutions

We understand that managing your money can be challenging. That's why we offer Personal Banking options such as checking and savings accounts designed to help you keep track of your finances easily. Imagine having a checking account that not only simplifies your daily transactions but also offers features like online banking for quick access anytime you need it. Our savings accounts provide a safe place for your funds to grow while ensuring easy access when necessary.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or trying to manage multiple debts, our Personal Loans can provide the relief you need. You can use these loans for anything from home repairs to debt consolidation, helping simplify your financial life by combining several payments into one manageable monthly payment.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.eatonfamilycu.com/, you can view your account balances, make transfers, and pay bills right from the comfort of your home or on the go. Our mobile application brings all these capabilities directly to your smartphone, making it easier than ever to keep track of your finances. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends or family with just a few taps. Plus, for those who prefer going paperless, we offer e-statements that provide a secure way to access your financial documents without cluttering your mailbox.

Security and Accessibility

Your safety is our top priority. We utilize electronic signature authorization for many transactions, ensuring that everything is secure and verified. With 24/7 online banking services, you have the flexibility to manage your money whenever it suits you best whether it's early morning or late at night. Additionally, our mobile payments feature allows you to make purchases directly from your phone, adding even more convenience to your daily life. The user-friendly design of our digital tools means you'll spend less time navigating menus and more time enjoying the benefits of membership at Eaton Family. In short, whether you're checking balances or transferring money, Eaton Family's digital and online banking services are here to support you every step of the way. Experience the convenience today!

Financial Strength

At Eaton Family, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of providing a solid foundation for your financial future, and we are proud to share our achievements that reflect our strength and reliability. With a net worth of $8,395,285, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $17,000,232 in share certificates and $9,254,419 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,084,311 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as demonstrated by $728 in used auto loans and a total of $57,035,869 in loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $39,139, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 17,876, reflecting a strong and growing member base that trusts us with their finances. This trust reinforces our mission to provide exceptional service while fostering an environment where your money can grow safely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eaton Family is your trusted partner. Visit us at 333 Babbitt Rd Euclid Oh 44123 or call 216-920-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Financing Options

For businesses seeking growth opportunities, our outstanding commercial loans totaling $2,712,321 provide the capital needed to expand operations or invest in new projects. If you have questions about refinancing options or eligibility for any of our products, don't hesitate to reach out! You can contact us at (216) 920-2000 for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,356,308 in used vehicle loans and $3,285,025 in new vehicle loans already helping members get on the road. We aim to make car financing straightforward and affordable for everyone.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,824,105, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your existing mortgage, we provide personalized service and support every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,314,294 in loans helping members manage their finances effectively. These cards are designed for those who want the freedom to spend while keeping track of their budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their financial needs. By focusing on verified data, LendMesh establishes a foundation of trust with its users.

Eaton Family