Eaton Family Credit Union Lincoln IL | Best Auto Loans & Business Banking

Introduction

Welcome to Eaton Family Credit Union Lincoln Branch, where your financial well-being is our top priority! Located at 1725 1200Th Ave, Lincoln, IL 62656, we have been serving our community since 1937. With a proud history of supporting our members, we currently boast a membership of over 11,759 individuals who trust us for their financial needs. At Eaton Family Credit Union, we understand that every member's journey is unique. That's why we offer personalized services tailored to fit your lifestyle from checking and savings accounts to auto loans and credit cards with rewards. Our total assets stand strong at an impressive $77,545,376, reflecting our commitment to financial stability and growth for our members. With a focus on community impact, we've provided over 3,624 loans and leases to help our members achieve their dreams. Our team of 22 dedicated employees, led by CEO Michael Losneck and Board President Suresh Babu, is here to guide you through your financial journey with expertise and compassion. While you can visit us at our Lincoln branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 333 BABBITT RD STE 100, Euclid, OH 44123. Whether you're looking to open a new account or explore loan options, we're here to assist you every step of the way. For any inquiries or assistance, feel free to call us at 216-920-2000. Join us at Eaton Family Credit Union today your trusted partner in achieving financial success! Explore more about us at eatonfamilycu.com.

Branch History & Mission

Welcome to the Eaton Family Credit Union Lincoln Branch, a cornerstone of financial support in Lincoln, Illinois. Established in 1937, our branch has grown and evolved alongside the community, embracing change while staying true to our founding principles. With a proud history spanning over 85 years, we are dedicated to fostering financial well-being for our members and their families. Located at 1725 1200th Ave, Lincoln, IL 62656, our branch is easily accessible and situated near local landmarks that make us a familiar face in the community. As part of the Eaton Family Credit Union network, we have proudly served 11,759 members with total assets amounting to an impressive $77,545,376. Our mission is simple yet profound: to provide comprehensive financial services while enhancing the quality of life for all members through education and community engagement. At Eaton Family Credit Union, our vision extends beyond banking. We aim to empower individuals by offering personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that financial decisions can be daunting; that's why our team is committed to guiding you every step of the way. In addition to traditional services, we have embraced modern technology to ensure that banking is convenient and accessible. Our digital services include online banking, mobile payments, and e-statements allowing you to manage your finances anytime and anywhere. We believe in making financial management as easy as possible for everyone. While members can visit us at 1725 1200th Ave, official correspondence should be sent to 333 Babbitt Rd Ste 100, Euclid, OH 44123. Our operating hours are designed with your convenience in mind: Monday through Wednesday from 11:00 AM to 1:00 PM and Thursday through Friday from 9:00 AM to 1:00 PM. We pride ourselves on being more than just a credit union; we are an active participant in community outreach efforts. Whether it's through partnerships with local organizations or hosting financial literacy workshops, we strive to uplift those around us. Your trust in us allows us to give back and enhance the community we cherish. Join us at Eaton Family Credit Union Lincoln Branch today! Experience personalized service and discover how we can help you achieve your financial goals. Together, let's build a stronger future for you and your family! For more information or inquiries, feel free to reach out at 216-920-2000 or visit our website at eatonfamilycu.com.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer features that comply with ADA standards, ensuring that everyone can comfortably access our services. Parking is available close by, making it easy for you to stop in and take care of your banking needs.

Operating Hours

We know your time is valuable. That's why we've tailored our operating hours for your convenience: we're open Monday through Wednesday from 11:00 AM to 1:00 PM and again from 2:00 PM to 4:00 PM; on Thursdays and Fridays, you can visit us from 9:00 AM to 1:00 PM. Whether you're dropping by to open an account or need assistance with loans, our team is ready to help during these hours.

Services Offered

At Eaton Family Credit Union, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Though we do not have ATM or drive-thru services available at this branch, our staff is dedicated to providing personalized service that meets all your financial needs. If you're looking for a friendly place where you can manage your finances with ease, come visit us! For any questions or further assistance before you arrive, don't hesitate to call us at 216-920-2000. We look forward to welcoming you to the Eaton Family Credit Union Lincoln Branch!

Member Eligibility

At Eaton Family, we believe that becoming a member is like joining a caring community that supports your financial journey. If you're looking to join us, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in Logan County, Illinois. This means that you can easily become part of our family and enjoy the benefits of being a member, such as competitive loan rates and personalized service. The process is straightforward and welcoming! For more details about eligibility and to see if you qualify, check out our dedicated page at Eaton Family Membership Eligibility. When you're ready to open an account, just visit Account Opening or give us a call at (216) 920-2000. We can't wait to welcome you to Eaton Family at 1725 1200Th Ave Lincoln Il 62656!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,712,321, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services offer practical solutions for day-to-day operations. Imagine being able to process payments seamlessly at your storefront or online without any hassle. Our services are designed to help you focus on what you do best running your business while we take care of the financial transactions. Whether you're looking for a loan or need assistance with payment processing, the team at Eaton Family is here to support your journey every step of the way. Visit us at 1725 1200Th Ave, Lincoln IL 62656 or call us at 216-920-2000 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners in the community, Eaton Family offers comprehensive business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we are committed to supporting local businesses in their journey toward success.

Credit Cards and Rewards

Who doesn't love earning rewards while spending? Our credit cards come with benefits that can enhance your shopping experience. With every purchase, you can earn points that lead to exciting rewards, helping you get more from your everyday expenses.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we have invested in robust online and mobile banking features. You can easily manage your accounts from the comfort of your home or on the go. With options like mobile payments and person-to-person transfers, handling your money has never been easier.

Personal Banking Solutions

We understand that managing your money is essential for achieving your financial goals. That's why we offer various checking and savings accounts tailored to fit your lifestyle. If you're planning to buy a new car, our auto loans and vehicle financing options can help you get behind the wheel with competitive rates. For those looking to purchase a home, our mortgage loans and refinancing services ensure you find the right plan for your needs. Additionally, if debt is weighing you down, our personal loans and debt consolidation options can provide a fresh start.

Visit Us Today!

Whether you're interested in opening a new account or exploring loan options, our team at Eaton Family is ready to assist you. Reach out via phone at 216-920-2000 or visit us at our Lincoln branch during our operating hours: Monday through Wednesday from 11:00 AM to 1:00 PM and Thursday through Friday from 9:00 AM to 1:00 PM. We look forward to serving you and helping you achieve your financial dreams! For more information about our services or membership eligibility, please visit our website at Eaton Family Credit Union.

Digital & Online Banking

Key Features

With features like e-statements, you'll receive your account statements electronically, reducing clutter and making it simple to keep track of your finances. Plus, our electronic signature authorization means you can sign documents securely from anywhere, saving you time and hassle. For those who prefer using their smartphones, our mobile application is available for easy access to all your banking needs. You can make mobile payments with just a few taps, allowing you to pay for purchases without reaching for your wallet. Additionally, our person-to-person transfer feature lets you send money quickly to friends or family perfect for splitting bills or sending gifts.

Security and Accessibility

Your security is our top priority. We use advanced security measures to protect your information while ensuring that all features remain user-friendly. With real-time account management at your fingertips, staying on top of your finances has never been more accessible. Experience the convenience of digital banking with Eaton Family today! Visit us at https://www.eatonfamilycu.com/ to get started and discover how we can help simplify your financial life.

Financial Strength

Dedicated Team

We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 17,876, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eaton Family is your trusted partner. Visit us at 1725 1200Th Ave Lincoln IL 62656 or call 216-920-2000 to learn more about how we can help you achieve your financial goals.

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,084,311 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $7,280 in used auto loans and $57,035,869 in total loans and leases. Our $39,139 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Members' savings are secured through $17,000,232 in share certificates and $9,254,419 in money market shares, offering stable and rewarding financial growth opportunities. This careful management of funds allows us to prioritize your financial well-being above all else.

Solid Financial Foundation

With a net worth of $8,395,285, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,356,308 in used vehicle loans and $3,285,025 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to help you find the best financing option that suits your budget.

Business Financing

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $2,712,321 provide the capital needed to grow and thrive. Our loan products are designed with your financial health in mind. If you're interested in refinancing options or checking eligibility for any of our loans, please visit our website or contact us directly. We're dedicated to helping you achieve your financial dreams. For more insights and financial data related to our performance and services, feel free to check out the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your journey toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,824,105, make buying or refinancing simple. We also provide guidance throughout the process to ensure you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,314,294 in loans helping members manage their finances effectively. This product allows you to handle everyday expenses while building your credit score.

Loan Aggregator

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EATON FAMILY CREDIT UNION - Lincoln, IL