Eaton Family Credit Union Searcy AR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Eaton Family Credit Union Searcy Branch, your trusted partner in financial well-being located at Eaton Hydraulics, Searcy, AR 72143. Since our establishment in 1937, we have proudly served a growing community of over 11,759 members, offering personalized services tailored to meet the unique needs of each individual and family. At Eaton Family Credit Union, we understand that financial security is vital for you and your loved ones. With total assets exceeding $77,545,376 and a solid net worth of $8,395,285, we are committed to providing our members with stability and support. Our branch has facilitated over 3,624 loans to help dreams take flight, whether it's purchasing a new home or securing a reliable vehicle. Our dedicated team of 22 employees, led by our CEO Michael Losneck and Board President Suresh Babu, works tirelessly to foster relationships built on trust and transparency. We offer a variety of services including personal banking accounts, auto loans, mortgages, and business banking solutions. Whether you're looking to save for the future or need assistance with financing options, we are here to guide you every step of the way. While members can visit us at our Searcy location, official correspondence should be sent to our mailing address at 333 Babbitt Rd, Suite 100, Euclid, OH 44123. For any inquiries or assistance, feel free to reach out at (216) 920-2000 during our lobby hours on Tuesdays and Thursdays from 9:00 AM to 3:30 PM. Join us today and experience the difference that a member-focused credit union can make in your financial journey. Visit our website at eatonfamilycu.com for more information or to become a member!

Branch History & Mission

Community Commitment

Eaton Family Credit Union is more than just a financial institution; we are an active participant in the Searcy community. Through various outreach programs and partnerships with local organizations, we aim to give back and strengthen the neighborhoods we serve. Our commitment extends beyond lending; it's about creating opportunities for everyone in our community. In an ever-evolving financial landscape, we remain committed to ADA compliance and ensuring that all members can access our services without barriers. We understand that being part of a credit union means being part of a family a family that supports each other through life's ups and downs. Join us at Eaton Family Credit Union today! Experience firsthand how we prioritize your financial wellbeing while uplifting our community. Visit us at our Searcy branch or explore membership options at eatonfamilycu.com. Your journey towards better financial health starts here!

Our Mission

At Eaton Family Credit Union, our mission is clear: we are here to empower individuals and families by providing accessible financial services tailored to their needs. We believe in offering more than just banking; we strive to enhance the quality of life for our members through education and support. Our services include personal banking options like checking and savings accounts, auto loans, mortgage solutions, credit cards with rewards, and business banking services. We pride ourselves on being member-focused. With operating hours every Tuesday and Thursday from 9:00 AM to 3:30 PM, we ensure that our members have access to personalized service when they need it most. Although we currently do not have ATM or drive-thru facilities available at this branch location, our digital advancements allow members easy access to online banking and mobile payment options for convenience.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is designed to be welcoming and easy to navigate for everyone. We offer ADA-compliant features, ensuring that all members can access our services comfortably. There is ample parking available nearby, making it convenient for you to stop by.

Connect With Us

If you have any questions or would like more information about how we can support your financial journey, please don't hesitate to give us a call at 216-920-2000. We're excited to welcome you into the Eaton Family community! Visit us soon and discover how we can help make your banking experience as smooth as possible.

Operating Hours

Our lobby hours are set to accommodate your busy schedule. You can visit us on Tuesdays and Thursdays from 9:00 AM to 3:30 PM. We encourage you to stop by during these times when we have staff ready and eager to assist you with any of your banking needs.

Services Offered

At the Eaton Family Credit Union Searcy Branch, we provide a variety of financial services tailored just for you. From checking and savings accounts to auto loans, mortgage refinancing, and credit card options with rewards our team is prepared to guide you through each service we offer. While we currently do not have ATM or drive-thru services available at this branch, our friendly staff will ensure that your experience meets your expectations.

Member Eligibility

Becoming a member of Eaton Family is like joining a family that truly cares about your financial well-being. Whether you're looking to open a checking account, secure an auto loan, or simply want to enjoy personalized banking services, the path to membership is welcoming and straightforward. To be eligible, you need to be connected to our community through employment at Eaton Hydraulics or live in the surrounding area. We embrace all who share our values and commitment to helping one another thrive. For a complete understanding of the eligibility criteria, feel free to check out this link. Once you know you're eligible, opening an account is just as easy! You can start the process online by visiting this page or give us a call at (216) 920-2000 if you have any questions. Our friendly team is here to guide you every step of the way. Come join us at Eaton Family, located at Eaton Hydraulics Searcy Ar 72143, and experience the advantages of being part of a supportive financial community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments seamlessly from customers using various methods credit cards, mobile payments, or online transactions all backed by reliable customer support. This allows you to focus more on what you do best: running your business. Located at Eaton Hydraulics Searcy Ar 72143 in Searcy, AR, we are here to help you navigate the financial landscape with confidence. Reach out to us at (216) 920-2000 or visit our website at Eaton Family Credit Union to learn more about how we can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,712,321, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions Tailored for Success

At Eaton Family, we understand the challenges businesses face today. That's why we offer comprehensive business banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support you every step of the way.

Convenient Access Anytime

To enhance your banking experience, we've made sure our services are accessible wherever you go. With features like ATM and cash withdrawal services, along with user-friendly online tools, banking with us is simple and convenient. You can reach us at 216-920-2000 during our lobby hours on Tuesdays and Thursdays from 9:00 AM to 3:30 PM if you have any questions or need assistance. We're here to help!

Join Us Today!

Discover how Eaton Family can help simplify your financial life. Visit us online at Eaton Family Credit Union to learn more about becoming a member or opening an account. Let's work together towards achieving your financial dreams!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day expenses while saving for the future. Imagine having easy access to your funds whenever you need them through our online and mobile banking platforms. You can check balances, transfer money, and even pay bills right from your smartphone or computer. For those looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates that make owning a car more affordable. Need help with a larger investment? Our mortgage loans and refinancing services can guide you through the process of buying your dream home or adjusting your existing mortgage terms. If you're facing unexpected expenses or want to consolidate debt, our personal loans offer flexible solutions tailored to fit your budget. Plus, don't forget about our credit cards with rewards, which let you earn points on purchases that can be redeemed for travel, merchandise, and more.

Digital & Online Banking

Key Services

Our online banking services are available 24/7 at https://www.eatonfamilycu.com/ . You can easily check your account balance, transfer funds, and pay bills without ever stepping foot in a branch. Plus, with our electronic signature authorization, signing documents is quick and hassle-free. Say goodbye to paperwork! We also provide e-statements for those who prefer a paperless option. This not only helps the environment but also makes it easier for you to keep track of your finances. Accessing your statements is just a click away. If you're always on the go, our mobile application brings all these features right to your fingertips. You can enjoy mobile payments, allowing you to make purchases securely using your smartphone. Whether you want to send money to a friend or split a bill, our person-to-person transfer feature makes it simple.

Security and Accessibility

Your security is our top priority. We have implemented robust measures to ensure that your information remains safe while you bank online. With easy navigation and real-time account management, you'll feel confident knowing that you have control over your finances. Experience the convenience of modern banking with Eaton Family's digital services today! Visit us at https://www.eatonfamilycu.com/ to get started and take full advantage of everything we offer.

Financial Strength

Commitment to Innovation

With $8,084,311 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as we manage $57,035,869 in total loans and leases. This includes $728 in used auto loans that support our members' financial goals across various sectors.

Growing Membership Base

Total Share Accounts stand at 17,876, showing a strong and growing member base that trusts us with their finances. Our dedication to serving you is evident not just in the numbers but also in the relationships we build within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eaton Family is your trusted partner. Visit us at Eaton Hydraulics Searcy AR 72143 or call us at 216-920-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $17,000,232 in share certificates and $9,254,419 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our recent net income of $39,139 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $8,395,285, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $2,712,321 are designed to meet your business needs effectively. Whether it's funding for equipment or operational costs, we've got you covered. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of these loan products or would like more information about eligibility requirements or refinancing options available at Eaton Family Credit Union Searcy Branch, don't hesitate to reach out! You can call us at 216-920-2000 during our lobby hours on Tuesday and Thursday from 9:00 AM to 3:30 PM. We're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,356,308 in used vehicle loans and $3,285,025 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and lifestyle. Plus, if you're considering refinancing an existing auto loan for better rates or terms, we're here to help you through that process as well.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,824,105, making buying or refinancing simple. We offer competitive interest rates and flexible repayment options tailored to your needs. If you're unsure about eligibility or want more information on our refinancing options, feel free to contact us.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,314,294 in loans helping members manage their finances effectively. These cards come with rewards programs that can benefit your everyday spending while providing you with the financial flexibility you need.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several benefits designed to build trust with its users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of using LendMesh as a reliable tool for finding competitive rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees fair and transparent offers, allowing users to compare options without hidden surprises.

EATON FAMILY CREDIT UNION - Searcy, AR