Eastrise Credit Union Williston VT | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Eastrise, your trusted financial partner since 1961! Located at 1755 Essex Rd, Williston, VT 05495, we pride ourselves on serving our community with integrity and dedication. With a total membership of 169,568 and assets exceeding $3 billion, we are committed to ensuring that our members' financial needs are met with personalized service. Under the leadership of our CEO, John Dwyer, Jr., and Board President, Arthur Woolf, Eastrise has grown to become a cornerstone in the Williston area. Our team of 439 employees is here to provide you with everything from checking and savings accounts to auto loans and business financing. We have a robust portfolio, with over 68,433 loans and leases amounting to nearly $2.3 billion. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 67, Montpelier, VT 5601. At Eastrise, we understand the importance of community involvement and strive to make a positive impact every day. Our commitment extends beyond banking; we aim to foster relationships that empower individuals and businesses alike. Whether you're looking for personal loans or business services, we have options tailored just for you. Feel free to reach out to us at 802-371-5162 or explore our website at Eastrise for more information about our services. We look forward to helping you achieve your financial goals!

Branch History & Mission

Eastrise has been a cornerstone of financial service in Williston, Vermont since its opening in 1961. Over the years, we have grown not only in size but also in our commitment to serving our community. Located at 1755 Essex Rd, our branch is easily accessible and surrounded by local landmarks that make it a familiar spot for many residents. From humble beginnings, Eastrise has developed into a trusted financial partner for more than 169,000 members. With total assets reaching an impressive $3,023,218,775, we pride ourselves on being financially stable while providing exceptional services tailored to our members' needs. Our mission is clear: to deliver personalized banking solutions that empower individuals and businesses alike. We strive to enhance the lives of our members through innovative financial products and community-focused initiatives. Our operating hours are convenient for busy schedules; we're open Monday through Friday from 8 AM to 5 PM. For those who prefer quick transactions, we offer both drive-thru banking and ATM access to ensure that your banking experience is efficient and hassle-free. At Eastrise, we believe in giving back to the community that supports us. We actively engage in partnerships with local organizations and host events designed to uplift and assist those around us. Whether it's providing financial literacy workshops or participating in charity drives, our commitment extends beyond just banking. While members can visit us at 1755 Essex Rd for all their banking needs, official correspondence should be sent to PO Box 67, Montpelier, VT 5601 if different. Join Eastrise today and discover how we can help you achieve your financial goals while making a positive impact on our community. Visit us online at Eastrise or call us at 802-371-5162 to learn more about becoming a member!

Branch Location & Accessibility

Contact Us

Have questions? Don't hesitate to reach out! You can call us at 802-371-5162. We look forward to serving you and helping you with all your banking needs. Come visit us today at Eastrise in Williston!

Nearby Landmarks and Accessibility

Situated just off the main road, our branch is easy to find, right near popular spots like the Williston Town Center. You'll find plenty of parking available, ensuring that your visit is hassle-free. We are committed to making banking accessible for everyone, which includes features like ADA compliance and ramps for those who require them.

Operating Hours and Services

Our doors are open Monday through Friday from 8 AM to 5 PM, providing ample time for you to visit us at your convenience. At Eastrise, we offer a range of services including personal banking, auto loans, mortgages, and credit cards with rewards. Need cash? No problem! We have an ATM on-site for quick withdrawals and balance checks. Plus, our drive-thru service allows for simple transactions without leaving your vehicle.

Member Eligibility

At Eastrise, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We proudly serve individuals from all walks of life, making it easy for you to access our range of financial products and services designed with your needs in mind. For a full overview of eligibility criteria, feel free to check out our detailed information at this link. Opening an account with us is just as straightforward. Whether you're looking to save, borrow, or invest, we offer a variety of options tailored just for you. Our team is here to assist you every step of the way! If you have any questions or need assistance, don't hesitate to reach out at 802-371-5162. Join Eastrise today at our branch located at 1755 Essex Rd Williston VT 05495 and take advantage of all the benefits that come with being a member!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, efficient payment processing is crucial. Our merchant services provide seamless transactions that allow you to focus on what matters most growing your business. Imagine being able to accept payments easily from customers both in-store and online, all while enjoying competitive rates tailored for your business size. If you're looking for flexible financing solutions, explore how we can assist your business at 1755 Essex Rd Williston Vt 05495, Williston, VT. Feel free to contact us at (802) 371-5162 or visit our website at Eastrise for more information. Together, let's build the future of your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $226,050,463, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access to Cash

Need cash quickly? Our branch features an ATM for easy access to withdrawals and balance checks anytime. Plus, our drive-thru service allows you to conduct basic transactions like deposits and withdrawals without leaving your car perfect for busy days! At Eastrise, we are committed to providing a comprehensive suite of services that empower our members financially. If you have questions or need assistance with any of our offerings, don't hesitate to call us at 802-371-5162. Whether you're opening a new account or seeking advice on a loan, visit us today at Eastrise in Williston! We're here to serve you!

Business Banking Services

If you're a business owner, you'll appreciate our business banking services, including merchant services and business loans. We understand the challenges faced by local businesses, and we're here to support your growth with financial solutions tailored just for you.

Convenient Online & Mobile Banking

We know that convenience is key in today's fast-paced world. That's why Eastrise offers robust online and mobile banking features. You can check your account balances, transfer funds, pay bills, and even make person-to-person payments all from the comfort of your home or on-the-go through our mobile application.

Credit Cards and Rewards

Our credit cards with rewards make everyday spending more rewarding. Earn points on purchases that can be redeemed for travel, merchandise, or cashback it's an easy way to get more out of what you spend.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer checking and savings accounts designed to help you manage your day-to-day finances while earning interest on your savings. If you're thinking about buying a car or need financing for a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel with ease. For those considering homeownership, our mortgage loans and refinancing services provide flexible solutions tailored to fit your budget. We also offer personal loans and debt consolidation options to help you manage expenses or consolidate debts into a single monthly payment.

Digital & Online Banking

Ease of Use

Need to send money quickly? Our person-to-person transfer service makes it simple to send cash to friends or family with just a few taps. And if you're a fan of modern payment methods, our mobile payments feature allows you to pay for purchases directly from your phone. Every aspect of our digital banking services is designed with accessibility in mind. You can easily navigate through various features, making real-time account management straightforward and stress-free. Whether you need help on the go or prefer using a computer, Eastrise has got you covered. In summary, our digital and online banking options at Eastrise not only prioritize security but also enhance convenience for all members. Experience the freedom of managing your finances on your own terms today!

Key Features

With our online banking platform available at https://www.eastrise.com/, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills anytime, anywhere. Our mobile application enhances this experience even further, allowing you to manage your accounts right from your smartphone. Security is a top priority for us. We provide electronic signature authorization to ensure that your transactions are safe and secure. Plus, our e-statements feature allows you to receive your account statements digitally, reducing clutter while keeping your information protected.

Financial Strength

Financial Health and Stability

With a net worth of $359,264,595, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,187 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We proudly serve a strong community with a total of 275,600 share accounts, showcasing the trust our members place in us. Our net shares available for lending stand at $0, further affirming our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastrise is your trusted partner. Visit us at 1755 Essex Rd Williston Vt 05495 or call (802) 371-5162 to learn more about how we can help you achieve your financial goals.

Investing Back into Your Future

With $255,867,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently hold $11,109 in used auto loans and $2,448,340,537 in total loans and leases to support your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us. We have $505,364,314 in share certificates and $689,640,528 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is reflected in our $17,426,503, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 7 part-time employees who are always ready to assist you with their knowledge and commitment.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $152,686,156 in used vehicle loans and $51,743,965 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a pre-owned one, our financing options can assist you in making that dream come true.

Business Financing

For business owners, our outstanding commercial loans totaling $226,050,463 provide the capital needed to grow and expand. Whether it's for inventory purchases or upgrading equipment, we're here to support your business journey. At Eastrise Credit Union, we pride ourselves on being a member-focused institution. If you have questions about any of our loan products or need assistance in applying for a loan online at Eastrise, feel free to call us at 802-371-5162. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial future with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $169,027,456, make buying or refinancing simple. We aim to simplify the process so you can focus on enjoying your new home. If you're considering refinancing an existing mortgage, we can guide you through eligibility options that may lower your monthly payments.

Unsecured Credit Card Loans

Managing your day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $41,932,112 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers. Each lender listed in our comparisons has been vetted for compliance with these standards, giving you peace of mind as you explore your options.

Eastrise