Eastrise Credit Union Waterbury VT | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Eastrise, your trusted financial partner located at 27 S Main St, Waterbury, VT 05676. Established in 1961, we have proudly served our community for over six decades, fostering a deep commitment to our members and their financial well-being. With a robust membership base of 169,568 and total assets amounting to an impressive $3,023,218,775, we are dedicated to providing exceptional banking services tailored to meet your needs. At Eastrise, we understand the importance of community. Our total deposits stand at $85,541,306, reflecting the trust our members place in us. We also offer a wide range of services including personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Whether you're looking to consolidate debt or secure a loan for your next vehicle purchase, we're here to help. Our leadership team is committed to guiding you on your financial journey. Under the guidance of CEO John Dwyer Jr. and Board President Arthur Woolf, we strive to create a welcoming environment that prioritizes your financial goals. With a dedicated staff of 439 employees, we're always ready to assist you with personalized service. While members can visit us at our branch location in Waterbury, official correspondence should be sent to our mailing address: PO Box 67, Montpelier, VT 5601. If you have any questions or need assistance, don't hesitate to reach out at 802-371-5162 during our lobby hours from Monday through Friday between 8 AM and 5 PM. Join us today and discover how Eastrise can empower your financial future! For more information or to apply for a loan online, visit our website at Eastrise. We look forward to serving you!

Branch History & Mission

At Eastrise, we take pride in our rich history and the strong community roots we've established since our doors first opened in 1961. Located at 27 S Main St, Waterbury, VT 05676, our branch has grown from a small local credit union to a trusted financial partner for over 169,000 members. With total assets amounting to an impressive $3,023,218,775, we are committed to providing exceptional financial services that empower individuals and families in our vibrant community. Our mission is simple yet impactful: to enhance the financial well-being of our members while fostering a spirit of community support. We believe that everyone deserves access to quality banking services tailored to their needs. At Eastrise, we offer a wide range of products including personal banking, auto loans, mortgage options, business banking solutions, and more. Each service is designed with the intention of making financial management easier and more accessible for all. Since our inception, we have embraced innovation and change. We've continuously improved our offerings by integrating modern technology into our operations. Our digital advancements allow members to enjoy convenient online and mobile banking services. Whether you're checking your balance or making payments on the go, we strive to make banking with us as easy as possible. We also recognize the importance of giving back to the communities we serve. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving the lives of those around us. We believe that by supporting local causes and encouraging community involvement, we can create a stronger future together. While you can visit us at our branch location in Waterbury for your everyday banking needs during our operating hours from Monday through Friday from 8 AM to 5 PM, please note that any official correspondence should be sent to PO Box 67, Montpelier, VT 5601 if it differs from your visit. With an ATM available for your convenience and no drive-thru service currently offered at this location, we invite you to experience firsthand what makes Eastrise different. Our dedicated team is here to assist you with any questions or concerns you may have. Join us today and discover how Eastrise can help you achieve your financial goals while being part of a community-focused organization that truly cares about its members' success! For more information or to open an account online, visit us at Eastrise.

Branch Location & Accessibility

Banking Hours

We're here for you Monday through Friday from 8 AM to 5 PM. Whether you need assistance with personal banking, loans, or simply have questions about your account, our dedicated team is ready to help during these hours.

Connect With Us

Ready to take the next step? We invite you to visit Eastrise at 27 S Main St or give us a call at 802-371-5162. Our friendly staff looks forward to meeting you and helping you navigate your financial goals!

Getting Here

Finding us is simple! Whether you're coming from downtown or the surrounding areas, our location on South Main Street is easily accessible. We also offer ample parking for our members right outside the branch, making it hassle-free to stop by for any banking needs. Plus, our facilities are designed with accessibility in mind, including ADA-compliant features to ensure everyone can visit us comfortably.

Services Offered

At Eastrise, we pride ourselves on providing a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Additionally, our ATM is available for quick cash withdrawals and balance checks when you're on the go. While you can always reach us at our branch address for in-person assistance, please note that official correspondence should be sent to PO Box 67 in Montpelier if needed.

Member Eligibility

At Eastrise, we believe that becoming a member means joining a close-knit community where you can thrive financially. If you're wondering how to become part of our family, it's quite simple! We're open to anyone who lives, works, worships, or goes to school in the vibrant areas around us. This includes residents of Washington County and neighboring regions. Plus, if you have a family member who is already a member, you can easily join too! Being part of Eastrise means you gain access to a wide range of financial products designed to help you achieve your goals, from personal loans to rewarding checking accounts. Ready to take the next step? Opening an account with us is straightforward and welcoming. You can find more detailed information about eligibility on our website at . If you have any questions or need assistance during the process, feel free to give us a call at (802) 371-5162. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment solution that fits seamlessly into your daily operations. Our merchant services do just that enabling you to accept payments easily, whether online or in-store. This means more time focusing on what you do best: serving your customers and growing your brand. Ready to explore how Eastrise can help your business thrive? Visit us at 27 S Main St Waterbury Vt 05676 in Waterbury, VT, or call us at (802) 371-5162 today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $226,050,463, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also offer reliable ATM services for quick cash withdrawals and balance checks. Our ATMs are conveniently located to ensure that accessing your funds is hassle-free. At Eastrise in Waterbury, we pride ourselves on making banking accessible and convenient for everyone. If you're ready to explore how we can assist you with any of these services or if you have questions about what we offer, feel free to reach out at 802-371-5162 or visit us in person! Let us partner with you on your financial journey today!

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our auto loans and vehicle financing make it simple to drive away in the car of your dreams. We provide competitive rates and flexible terms to suit your budget. Picture yourself cruising around town in that new ride!

Business Banking

For entrepreneurs, we offer robust business banking services, including merchant services and business loans. If you're starting or expanding a business, we have solutions tailored just for you helping ensure that you have the resources necessary for success.

Credit Cards with Rewards

Take advantage of our credit cards with rewards, which provide benefits on every purchase you make. Whether you're shopping for groceries or booking travel, earn points that can lead to exciting rewards and savings down the line.

Mortgage Loans & Refinancing

For those looking to purchase their first home or refinance an existing mortgage, our mortgage loans can pave the way to homeownership. Our team is here to guide you through every step, ensuring you find a loan that fits your needs and helps you settle into the home you've always wanted.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Eastrise provides online and mobile banking options, so you can manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Personal Banking

Navigating your finances can be easier with our personal banking options. We offer checking and savings accounts designed to help you manage daily expenses and save for future goals. Imagine being able to set aside money effortlessly while also having easy access for everyday purchases.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans offer a straightforward solution. These loans can help ease financial stress by allowing you to combine multiple payments into one manageable monthly payment.

Digital & Online Banking

Key Features

We know that accessing your statements quickly is important, which is why we provide e-statements that allow you to view your account history anytime without the clutter of paper. If you're often on the go, our mobile application makes it even easier to manage your accounts right from your phone. You can also take advantage of mobile payments to make purchases directly from your device no wallet needed! Need to send money to friends or family? Our person-to-person transfer feature lets you do just that with ease. Whether it's splitting a bill or sending a gift, you can quickly and securely send funds without any hassle. At Eastrise, we prioritize not just accessibility but also the security of your information. We employ advanced security measures to keep your data safe while providing you with user-friendly tools that simplify banking tasks. Explore all these features and more at https://www.eastrise.com/ . Experience how digital banking can enhance your financial life today!

Financial Strength

At Eastrise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency, we want you to feel confident in your choice to bank with us. With a net worth of $359,264,595, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,187 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $505,364,314 in share certificates and $689,640,528 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is evident as we hold no non-member deposits, ensuring that our resources are dedicated solely to benefiting you through better loan rates, lower fees, and exclusive perks. With $255,867,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,109 in used auto loans and $2,448,340,537 in total loans and leases. Our operational efficiency is reflected in our $17,426,503, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 7 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share Accounts show our strong and growing member base that trusts us with their finances: 275,600 accounts are an indication of the community's confidence in Eastrise. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastrise is your trusted partner. Visit us at 27 S Main St Waterbury Vt 05676 or call (802) 371-5162 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $152,686,156 in used vehicle loans and $51,743,965 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have solutions tailored to your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $226,050,463 provide the capital needed to grow and expand your business. We are committed to supporting local businesses and helping them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $169,027,456, providing you with the support needed to secure your dream home.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, our knowledgeable staff can guide you through this process seamlessly. At Eastrise, we pride ourselves on transparency and customer service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step in achieving your financial goals or want more information about our loan offerings, visit us online at Eastrise or stop by our branch today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $41,932,112 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that cater to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, making it easier to compare options side by side. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial deals. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers, allowing them to trust the information they are viewing.

EASTRISE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Hours

Connect With Us

Getting Here

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Your Growth

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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