Eastrise Credit Union St Albans VT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Eastrise, your trusted partner in financial wellness located at 295 Tuckers Way, St Albans, VT 05478. Established in 1961, we have proudly served our community for over six decades, building strong relationships and supporting the financial needs of our 169,568 members. As a member-focused credit union, we understand that each person's financial journey is unique, which is why we offer a wide range of services tailored just for you. At Eastrise, we're committed to providing exceptional service and support while ensuring your money works hard for you. With total assets reaching an impressive $3,023,218,775 and total deposits of $85,541,306, our solid foundation allows us to offer competitive rates on loans and accounts. We currently manage 68,433 loans and leases to help you achieve your goals whether it's buying a new car or refinancing your home. Our dedicated team, led by CEO John Dwyer, Jr. and Board President Arthur Woolf, is here to ensure that your banking experience is smooth and satisfying. We have a talented workforce of 439 employees ready to assist you with everything from personal banking to business financing solutions. While our branch address is where you can meet us face-to-face, if you need to send official correspondence, please use our mailing address: PO Box 527, Williston, VT 5495. We invite you to explore the various services we offer including checking and savings accounts, auto loans, mortgage refinancing, personal loans with debt consolidation options, and rewarding credit cards all designed with your needs in mind. Feel free to reach out to us at 802-879-8790 or visit our website at Eastrise for more information about how we can assist you today. Your financial well-being is our top priority!

Branch History & Mission

Join Us

With total assets exceeding $3 billion, Eastrise stands as a testament to what happens when a community comes together for mutual benefit. We invite you to experience the difference that comes with being part of a member-focused credit union. Whether you're looking for an account or seeking guidance on financial decisions, our team is ready to assist you. Give us a call at 802-879-8790 or visit us during our operating hours M-Th from 8 AM to 5 PM; F from 8 AM to 6 PM; Sa from 9 AM to 12 PM to learn how Eastrise can help you thrive financially. Together, let's build a brighter future!

Modern Convenience

As technology evolves, so do we. Our commitment to innovation ensures that you have access to your finances anytime, anywhere. With online banking, mobile payments, and electronic signatures available, managing your money has never been easier or more secure. Our branch also features ADA-compliant facilities and services like drive-thru banking for added convenience. While members can visit us at 295 Tuckers Way, official correspondence should be sent to PO Box 527, Williston, VT 5495 if needed.

Our Mission

At Eastrise, our mission is simple yet profound: to enhance the financial well-being of our members while fostering strong community ties. We offer a range of services from checking and savings accounts to auto loans, mortgages, personal loans, and business banking options all designed to meet diverse needs. We believe that by providing sound financial solutions, we can help our members achieve their goals and dreams. In addition to our financial services, we are committed to giving back. Through various outreach programs and partnerships within St. Albans and beyond, we strive to make a positive impact on the lives of those around us. Whether it's supporting local schools or participating in community events, Eastrise is here for you.

Branch Location & Accessibility

Welcome to Eastrise, your friendly neighborhood credit union located at 295 Tuckers Way in the heart of St. Albans, Vermont. Our branch is easy to find and perfectly situated near local landmarks that make your visit even more convenient. Whether you're grabbing groceries or enjoying a day out, stopping by our branch fits seamlessly into your schedule. At Eastrise, we prioritize accessibility for all our members. The branch is equipped with ADA-compliant features, including ramps and accessible parking options, ensuring everyone can easily access our services. If you're planning a visit, you'll find ample parking available right outside our doors. Our operating hours are designed to cater to your busy lifestyle. We're open Monday through Thursday from 8 AM to 5 PM, Fridays from 8 AM to 6 PM, and Saturdays from 9 AM to 12 PM. Need to use our drive-thru? You can take advantage of it Monday through Thursday from 7:30 AM to 5 PM, Friday from 7:30 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. In addition to traditional banking services, Eastrise offers a variety of options such as personal checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Plus, enjoy the convenience of ATM access for cash withdrawals and balance checks whenever you need it. While members can visit us at our St. Albans location for all their banking needs, please note that official correspondence should be sent to our mailing address: PO Box 527 in Williston. Ready to take the next step? We invite you to drop by Eastrise today or give us a call at 802-879-8790 for any inquiries. Our team is eager to help you with all your financial needs!

Member Eligibility

At Eastrise, we believe that everyone deserves a place in our supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the St. Albans area, you're likely eligible to join us. We're here to help you with everything from personal banking to auto loans, so you can enjoy the benefits of being part of a credit union that truly cares about its members. To check the full eligibility criteria, feel free to visit our website. Opening your account is straightforward and can be done in just a few simple steps. Just reach out to us at (802) 879-8790, or visit our online application page at https://www.eastrise.com/apply-for-loan/. We look forward to having you as part of the Eastrise family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $226,050,463, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer practical merchant services that can streamline your operations. Imagine having the ability to process payments quickly and securely, ensuring your customers enjoy a smooth checkout experience. Our services include payment processing solutions tailored for small businesses, allowing you to focus more on what you do best running your business. Located at 295 Tuckers Way St Albans Vt 05478 in St Albans, VT, we are here to help you thrive. If you're ready to take the next step in growing your business, reach out today at (802) 879-8790 or visit us online at https://www.eastrise.com/.

Comprehensive List Of Services

ATM & Drive-Thru Services

For those quick visits, we have an ATM on-site for easy cash withdrawals and balance checks. If you prefer face-to-face interactions but need speed, our drive-thru service allows you to complete basic transactions like deposits and withdrawals without leaving your car.

Business Banking

Running a business is no small task, and we recognize the importance of having reliable financial support. Our business banking services, including merchant services and business loans, are crafted to empower local entrepreneurs and companies. We strive to be a partner in your success.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why Eastrise offers robust online and mobile banking solutions. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier. You can access your accounts anytime from anywhere, making it simple to keep track of your transactions.

Get Started Today!

At Eastrise, we pride ourselves on being more than just a financial institution; we are a community partner committed to helping our members thrive. If you're ready to explore how we can assist you with any of these services, don't hesitate to reach out! Call us at 802-879-8790 or visit our website at Eastrise for more information or to apply for a loan today!

Personal Banking

We understand that personal banking is essential for daily life. That's why we offer various checking and savings accounts designed to fit different lifestyles. Whether you're saving for a big purchase or simply need a place to manage your everyday expenses, our accounts provide the flexibility you need. When it comes to financing your dreams, our auto loans and vehicle financing options make it easier than ever to get on the road. You can trust us for competitive rates and friendly service. If you're looking for a new home or want to refinance your existing mortgage, our mortgage loans are here to help you navigate the process with ease. For those unexpected expenses or larger purchases, our personal loans and debt consolidation options can provide the financial relief you may need. Plus, our credit cards come with rewards that help you earn while you spend!

Digital & Online Banking

At Eastrise, we understand that life is busy, and managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to give you control over your money anytime, anywhere. With our robust online banking platform, accessible at https://www.eastrise.com/, you can check balances, pay bills, and transfer funds with just a few clicks. Enjoy the peace of mind that comes with 24/7 access to your accounts, allowing you to manage your finances on your schedule. Plus, our electronic signature authorization feature makes it simple to sign documents securely from the comfort of your home. For those who prefer paperless options, we provide e-statements that are not only environmentally friendly but also help you keep track of your transactions easily. You can access them whenever you need without having to sift through piles of paperwork. Our mobile application further enhances convenience by allowing you to make mobile payments directly from your phone. Whether you're splitting a dinner bill or sending money to a friend through person-to-person transfers, handling transactions has never been easier. Security is our top priority, so rest assured that your information is protected as you navigate through our digital banking services. With user-friendly features designed for everyone, managing your finances is straightforward and hassle-free. At Eastrise, we believe that banking should adapt to your lifestyle. Experience the freedom of online banking and explore all the ways we can help you achieve your financial goals today!

Financial Strength

At Eastrise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is in good hands, and we are proud to share insights into our robust financial health. With a net worth of $359,264,595, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $505,364,314 in share certificates and $689,640,528 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $255,867,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $11,109 in used auto loans and $2,448,340,537 in total loans and leases supporting your financial goals across various sectors. Our strong operational performance is reflected in our $3,554,556, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 7 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 275,600, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastrise is your trusted partner. Visit us at 295 Tuckers Way St Albans Vt 05478 or call (802) 879-8790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $152,686,156 in used vehicle loans and $51,743,965 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or opting for a reliable used one, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $226,050,463 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $169,027,456, make buying or refinancing simple. We are here to guide you through the process every step of the way, ensuring you understand your options and find what works best for you.

Refinancing Options

If you're considering refinancing any existing loans, talk to us about our eligibility options. We're committed to finding solutions that can help lower your payments or consolidate debts. At Eastrise, we prioritize transparency and accessibility. You can reach us at (802) 879-8790 for more information or visit us at our branch located at 295 Tuckers Way St Albans Vt 05478 in St Albans, VT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can support your financial journey today!

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $41,932,112 in loans helping members manage their finances effectively. This can be a great solution for those unexpected costs that come up.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This means you can trust the information provided, which enhances transparency in your decision-making process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our focus is solely on providing unbiased results to help you make informed choices. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, ensuring they are always working with the most current information available. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of our service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EASTRISE FEDERAL CREDIT UNION - St Albans, VT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in St Albans, VT (05478)

Introduction

Branch History & Mission

Join Us

Modern Convenience

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services That Matter

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Convenient Digital Banking

Get Started Today!

Personal Banking

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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