Eastrise Credit Union Rutland VT | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Eastrise, where we believe in building strong financial foundations for our members and the community. Located at 72 Seward Rd, Rutland, VT 05701, our branch has been a trusted partner for individuals and families since 1961. With over 169,568 members, we are proud to serve as a vital resource in the Rutland area. At Eastrise, we understand that every member's financial journey is unique. That's why we offer a range of services designed to meet your needs, from personal banking and auto loans to business banking solutions. Our total assets stand at an impressive $3,023,218,775, ensuring we have the resources to support you effectively. With $85,541,306 in deposits and a robust net worth of $359,264,595, you can trust that your money is secure with us. Our dedicated team, led by CEO John Dwyer Jr. and Board President Arthur Woolf, is here to provide personalized service with a smile. We employ 439 talented individuals who share our commitment to exceptional member service. Whether you're visiting us in person or using our online services at Eastrise.com, we strive to make every interaction meaningful. While you can visit us at our Rutland location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 67, Montpelier, VT 5601. Join us on this journey toward financial empowerment call us today at 802-371-5162 or explore our offerings online. At Eastrise, your future is bright!

Branch History & Mission

Welcome to Eastrise, where our journey began in 1961 in the heart of Rutland, Vermont. Over the decades, we have built a strong legacy of trust and community support, growing from a small credit union into a significant financial partner for over 169,000 members. Our branch is located at 72 Seward Rd, Rutland, VT 05701, easily accessible for anyone looking to join our family or seek financial assistance. Eastrise was founded with a clear mission: to provide exceptional financial services while uplifting our community. From our humble beginnings, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. In addition, we are proud to support local businesses with merchant services and business loans. As we evolved, so did our commitment to leveraging technology for the benefit of our members. Today, Eastrise embraces digital advancements including online banking and mobile payments, making it easier than ever for you to manage your finances on your terms. We also ensure ADA compliance at our branch and offer basic drive-thru banking services for your convenience. Our mission goes beyond just banking; it's about building relationships within our community. We engage in various outreach programs that aim to strengthen the local economy and support those in need. Our partnerships with local organizations allow us to give back meaningfully while encouraging members to participate in community activities. While you can visit us at 72 Seward Rd, official correspondence should be sent to PO Box 67, Montpelier, VT 5601. If you have any questions or need assistance, feel free to reach out at 802-371-5162 during our operating hours from Monday to Friday, 8 AM to 5 PM. At Eastrise, we believe that together we can achieve great things. Join us today and experience the benefits of being part of a credit union that truly cares about its members and community. Your financial future starts here!

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, feel free to call us at 802-371-5162. At Eastrise, we're excited to serve our community and support you on your financial journey. Stop by today!

Nearby Landmarks and Accessibility

Nestled in the heart of Rutland County, our branch is just a stone's throw away from popular local spots like the Rutland Regional Medical Center and the beautiful Pine Hill Park. This makes us not only accessible but also a convenient stop if you're out running errands or visiting friends. We offer ample parking space and are fully ADA compliant, ensuring everyone can visit us with ease.

Operating Hours and Services

Eastrise is open Monday through Friday from 8 AM to 5 PM, allowing you plenty of time to stop by after work or during your lunch break. Our services include personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and even business banking solutions. Need to make a quick deposit or withdrawal? We have both ATM availability and drive-thru service for your convenience. While members can visit us at our Rutland location, please note that any official correspondence should be sent to PO Box 67, Montpelier, VT 5601.

Member Eligibility

At Eastrise, we believe that everyone deserves a place in our community, and becoming a member is easier than you might think! If you live, work, or worship in the Rutland area or are affiliated with one of our partner organizations, you're likely eligible to join. We welcome individuals from all walks of life who are looking for a supportive financial partner. The advantages of being part of Eastrise go beyond just banking; you'll gain access to personalized services, lower fees, and a friendly team dedicated to helping you reach your financial goals. To find out more about the specific eligibility criteria, feel free to visit our website. When you're ready to take the next step towards membership, opening an account is a breeze! Just head over to https://www.eastrise.com/apply-for-loan/ and follow the easy instructions. If you have any questions or need assistance, don't hesitate to give us a call at (802) 371-5162. We're here to help you every step of the way as you embark on this exciting journey with Eastrise!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $226,050,463, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or hire additional staff to meet growing demand. Our loans provide the necessary funds to turn these ideas into reality.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're running a retail store on 72 Seward Rd Rutland Vt 05701 or providing services across Rutland, our solutions help you manage transactions efficiently. Accepting credit and debit cards becomes hassle-free, allowing you to focus on what matters most growing your business. At Eastrise, we're not just your bank; we're your partner in success. Reach out today at (802) 371-5162 to learn more about how our tailored services can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

For local business owners, we offer tailored business banking solutions including merchant services and business loans. We know how important it is for businesses in our community to thrive, so we provide the financial tools necessary for growth and success.

Convenient Digital Banking Features

Embracing technology, we have made banking easier than ever with our online and mobile banking platforms. Check balances, transfer funds, and pay bills from anywhere at any time all from the convenience of your smartphone or computer. Our ATM services ensure that cash withdrawal is accessible whenever you need it, while basic drive-thru banking allows for quick deposits and simple transactions without leaving your car.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of options designed with you in mind. Whether you're looking to open a checking or savings account, our accounts come with features that make managing your money simpler. For those considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget. If homeownership is on your horizon, our mortgage loans and refinancing services will guide you through the process, ensuring you find the best solution for your situation. And if you're facing unexpected expenses or looking to consolidate debt, our personal loans can help ease that burden.

Rewards That Benefit You

Our credit cards with rewards give you more than just a way to pay; they offer perks that enhance your spending power while allowing you to earn points for future purchases. Imagine enjoying cashback or travel rewards just for using your card!

Stay Connected

With features like e-statements and person-to-person payment options, managing your finances has never been more straightforward. We pride ourselves on offering services that keep pace with today's digital lifestyle. At Eastrise, we are committed to being more than just a financial institution; we are your partners in building a secure financial future. Explore all these services and more by visiting us at Rutland or calling us at (802) 371-5162 today! Let's work together toward achieving your financial goals!

Digital & Online Banking

Additional Benefits

Need to send money to a friend? Our person-to-person transfer service makes it quick and easy. And if you're someone who loves using mobile payments, you'll be pleased to know that we support this feature as well allowing you to make purchases directly from your smartphone. At Eastrise, we believe that banking should not just be accessible but also enjoyable. With our user-friendly interfaces and robust security measures, you can focus on what matters most without worrying about your financial safety. Experience the difference today by visiting us online at https://www.eastrise.com/!

Key Features

Our 24/7 online banking services provide you with the convenience to check balances, pay bills, and transfer funds at your fingertips. Whether you're at home or on the go, you can easily manage your finances in real-time. Plus, with our mobile application, available for download, banking is even simpler and more portable. We prioritize security and ease of use in all our services. Our electronic signature authorization feature allows you to sign documents securely from the comfort of your home, making transactions quicker and hassle-free. Additionally, e-statements are available for those who prefer a paperless option just another way we help you stay organized while being environmentally friendly.

Financial Strength

At Eastrise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust in your financial partner, and we are committed to maintaining robust financial health to support your needs. With a net worth of $359,264,595, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $505,364,314 in share certificates and $689,640,528 in money market shares, offering stable and rewarding financial growth opportunities. This focus on securing your savings reflects our commitment to prioritizing our members over traditional banking practices. In addition, with $255,867,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,109 in used auto loans and $2,448,340,537 in total loans and leases. Our operational efficiency is highlighted by a net income of $3,554,556, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 275,600 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our focus on delivering personalized service means that you're not just another number; you're part of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastrise is your trusted partner. Visit us at 72 Seward Rd Rutland Vt 05701 or call (802) 371-5162 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $152,686,156 in used vehicle loans and $51,743,965 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates tailored to fit your budget. Plus, if you're considering refinancing an existing auto loan, we provide simple options to help you save even more.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $226,050,463 provide the capital needed to grow and expand. We understand that running a business comes with its own unique set of challenges and opportunities. At Eastrise located at 72 Seward Rd Rutland Vt 05701, we are dedicated to serving our members' financial needs. For more information about our loan products or assistance with applications and eligibility options, please call us at 802-371-5162. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can support your journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $169,027,456 available for those ready to invest in their future. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $41,932,112 in loans helping members manage their finances effectively. These cards come with rewards and benefits that make everyday spending easier and more rewarding.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring that users have access to reliable information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so that users can trust the comparisons they see. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EASTRISE FEDERAL CREDIT UNION - Rutland, VT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Rutland, VT (05701)

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Digital Banking Features

Personal Banking Made Easy

Rewards That Benefit You

Stay Connected

Digital & Online Banking

Additional Benefits

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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