Eastrise Credit Union Montpelier VT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Eastrise, your trusted partner in financial growth and community support, located at 1 Bailey Ave, Montpelier, VT 05602. Since our establishment in 1961, we have proudly served 169,568 members, offering a range of services designed to meet your personal and business banking needs. With total assets exceeding $3 billion and deposits amounting to $85,541,306, we are committed to ensuring your financial well-being. At Eastrise, we believe in the power of community. Our dedicated team of 439 employees, led by our CEO John Dwyer, Jr. and Board President Arthur Woolf, works tirelessly to provide you with exceptional service and support. Whether you're looking for auto loans, mortgages, or personal banking solutions, we've got you covered. We offer over 68,433 loans and leases, ensuring that you have access to the resources you need to succeed. For any official correspondence, please direct your mail to our mailing address at PO Box 67, Montpelier, VT 5601. We invite you to visit us during our lobby hours from Monday to Friday between 8 AM and 5 PM, or give us a call at 802-371-5162 for any inquiries. Join us in building a brighter financial future together! Explore more about our services at Eastrise's website, and discover how we can help you achieve your financial goals today!

Branch History & Mission

Our Mission

Our mission at Eastrise is straightforward yet impactful: we strive to provide accessible and affordable financial services while fostering community growth and well-being. We understand that financial health is essential for personal success and community development. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While members can visit us at 1 Bailey Ave, official correspondence should be sent to PO Box 67, Montpelier, VT 5601. We are dedicated to making banking easier for everyone with convenient options like online and mobile banking. Additionally, we have an ATM available and a drive-thru service for quick transactions. Eastrise is more than just a credit union; we are deeply invested in community support and outreach initiatives. We collaborate with local organizations to promote financial literacy and provide resources that empower individuals and families. Our commitment extends beyond traditional banking it's about building relationships that strengthen our community. As we look to the future, we remain focused on innovation while ensuring accessibility for all members. Our operating hours are Monday through Friday from 8 AM to 5 PM, providing ample opportunity for you to connect with us. We invite you to join Eastrise today! Experience firsthand how our member-focused approach can enhance your financial journey. Together, let's build a stronger community for everyone. For more information or to apply for a loan, please visit Eastrise or call us at 802-371-5162.

Branch Location & Accessibility

Convenient Access

At Eastrise, we prioritize making your banking experience as smooth as possible. Our branch features ample parking and is fully compliant with ADA standards, ensuring that everyone can visit us comfortably. If you prefer to bank from your car, take advantage of our drive-thru service, where you can complete simple transactions without leaving your vehicle.

Operating Hours & Services

We are here for you Monday through Friday from 8 AM to 5 PM. Whether you're looking to open a new account, apply for a loan, or simply have a question, our friendly team is ready to assist. We offer a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, enjoy convenient ATM access right at our location. While members can visit us at 1 Bailey Ave for their banking needs, official correspondence should be sent to PO Box 67 in Montpelier if necessary.

Visit Us Today!

We invite you to stop by Eastrise today or give us a call at 802-371-5162. Let us help you achieve your financial goals in a welcoming environment!

Member Eligibility

Becoming a member of Eastrise means joining a warm and welcoming community that genuinely cares about your financial journey. If you live, work, or attend school in the area or have family ties to our community, you're likely eligible to open an account with us. We believe that everyone should have access to friendly financial services designed to support your goals, whether that's saving for a dream vacation, buying a car, or planning for retirement. For more details on eligibility requirements, feel free to check out our website at . Opening an account is straightforward and can be done online or in person at our branch located at 1 Bailey Ave Montpelier Vt 05602. We're here to guide you through every step of the process, ensuring it feels easy and inclusive. If you have any questions or need assistance, don't hesitate to call us at (802) 371-5162. We look forward to welcoming you as part of our Eastrise family!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to simplify your operations. Picture this: a fast, reliable payment processing solution that allows you to focus on serving your customers rather than worrying about transactions. Our services provide flexibility and efficiency, ensuring you have the tools necessary to thrive in today's competitive market. Ready to take your business further? Visit us at 1 Bailey Ave Montpelier Vt 05602 in Montpelier, VT or call us at (802) 371-5162 to learn more about how we can help you achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $226,050,463, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored specifically for small businesses. Whether you're starting out or looking to expand, we have solutions that can support your growth.

Convenient Access

For easy access to cash, we offer ATM services for withdrawals and balance checks. Plus, our basic drive-thru banking allows you to handle deposits and simple transactions without leaving your car. With these conveniences at your fingertips, managing your finances has never been easier. At Eastrise, we pride ourselves on being there when you need us most. If you'd like to learn more about any of our services or have questions about how we can assist you further, feel free to call us at 802-371-5162 or visit us during our lobby hours from Monday through Friday, 8 AM to 5 PM. Ready to take the next step? Explore all the possibilities with Eastrise by visiting our website at eastrise.com or apply for a loan today! Your financial journey starts here let's make it a successful one together!

Credit Cards & Rewards

Don't forget about our credit cards with rewards! They not only give you purchasing power but also let you earn points on everyday purchases. It's an excellent way to save up for something special while making routine transactions.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options come with competitive rates that can help you achieve your dream of homeownership. We understand that each member's situation is unique, so our friendly staff will work closely with you to find the best solution.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine effortlessly managing your money with our online and mobile banking features. You can check balances, transfer funds, and even make deposits right from your phone. If you're in the market for a new car, our auto loans and vehicle financing options are designed to make your purchase smooth and easy.

Personal Loans

For those unexpected expenses or projects you've been wanting to tackle, consider our personal loans and debt consolidation services. These flexible options can provide you with the funds you need while helping you manage existing debts more effectively.

Digital & Online Banking

Additional Features

Need to send money quickly? Our person-to-person transfer service lets you send funds instantly to family and friends without hassle. It's perfect for splitting bills or sending gifts! With our commitment to accessibility, you'll find that managing your accounts has never been easier. From real-time account management to the convenience of mobile banking features, everything is designed with you in mind. Join us at Eastrise and explore all that our digital and online banking services have to offer! Your financial peace of mind is just a click away.

Key Services

Our online banking platform at https://www.eastrise.com/ makes it easy to check balances, pay bills, and transfer funds whenever you need to. Whether you prefer using a computer or our user-friendly mobile application, staying on top of your finances is just a few clicks away. We also provide e-statements for convenient record-keeping, ensuring you have quick access to your financial information without the clutter of paper statements. Security is a top priority at Eastrise. Our electronic signature authorization feature allows you to sign documents safely online, making transactions faster and more secure. Plus, with mobile payments available, you can make purchases directly from your smartphone, ensuring that you're always ready to pay.

Financial Strength

Member Savings and Growth Opportunities

Members' savings are secured through $505,364,314 in share certificates and $689,640,528 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $17,426,503 reflects our operational efficiency. This strong performance enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Solid Financial Foundation

With a net worth of $359,264,595, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1187 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This robust framework allows us to focus on what truly matters: serving you.

Reinvesting for Your Benefit

With $255,867,354 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $11,109 in used auto loans and a total of $2,448,340,537 in loans and leases across various sectors.

Trust Built on Growth

Total Share Accounts stand at 275,600, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, indicating that we are fully committed to utilizing our resources effectively for the benefit of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastrise is your trusted partner. Visit us at 1 Bailey Ave Montpelier Vt 05602 or call 802-371-5162 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $152,686,156 in used vehicle loans and $51,743,965 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to make your car-buying experience easier.

Business Financing

For business owners, we provide outstanding commercial loans totaling $226,050,463, offering the capital needed to grow and expand your business successfully. Our team is ready to assist you in finding the best financing solutions tailored specifically for your business needs. At Eastrise, we prioritize transparency and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're interested in learning more about our loan products or exploring refinancing options that may be available to you, don't hesitate to contact us at 802-371-5162 or visit us online at Eastrise. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $169,027,456. Whether it's your first home or an investment property, we are here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses has never been easier with our unsecured credit card loans. With a total of $41,932,112 in loans available to our members, you'll find flexible terms that help you maintain control over your finances while enjoying the benefits of rewards.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

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EASTRISE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours & Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards & Rewards

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Additional Features

Key Services

Financial Strength

Member Savings and Growth Opportunities

Operational Efficiency

Our Solid Financial Foundation

Reinvesting for Your Benefit

Trust Built on Growth

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

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