Eastrise Credit Union Essex Junction VT | Top Mortgage Loans & Rewards Cards

Introduction

Welcome to Eastrise, your trusted partner in financial growth and community support. Located at 1000 River St, Essex Junction, VT 05452, we have proudly served our members since our establishment in 1961. With a strong commitment to enhancing the financial well-being of our community, we currently boast a vibrant membership of 169,568 individuals and families. At Eastrise, we understand that every dollar counts. That's why we are dedicated to providing you with personalized banking solutions tailored to your unique needs. Our total assets stand at an impressive $3,023,218,775, ensuring that we have the resources to support your financial journey. Whether you're looking for auto loans, mortgages, or personal loans, our diverse range of services is designed with you in mind. Our leadership team reflects our commitment to excellence and community service. Under the guidance of CEO John Dwyer, Jr. and Board President Arthur Woolf, we strive to create a welcoming environment where you can feel confident about your financial decisions. With a total of 439 employees ready to assist you, our focus is on building relationships and fostering trust within the communities we serve. We also recognize the importance of accessibility. While you can visit us directly at our branch location, please feel free to reach out by phone at 802-879-8790 for any inquiries or assistance. For those who prefer online interactions, explore our services and apply for loans through our website at Eastrise. Join us as we continue to grow together! We invite you to experience firsthand how Eastrise can help elevate your financial future while making a positive impact in our community.

Branch History & Mission

Community Focus

Eastrise is more than just a credit union; we are your neighbors. We understand the importance of being involved in local events and supporting causes that matter most to you. Whether it's sponsoring youth sports teams or organizing financial literacy workshops, we are dedicated to making a positive impact. For convenience, you can visit us during our operating hours from Monday to Friday between 7 am and 3:30 pm. Please note that we close from 10 am to 11 am on the first and third Wednesdays of each month. While members can visit us at our branch address for all their banking needs, official correspondence should be sent directly to the same location.

Join Us Today!

As we look towards the future, we invite you to become part of the Eastrise family. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. With features like online banking and mobile payments available for your convenience, managing your finances has never been easier. Join us today at Eastrise where your financial success is our priority! For any inquiries or assistance, feel free to call us at 802-879-8790 or visit our website at eastrise.com. Together, let's build a brighter future for all!

Our Mission

At Eastrise, we believe that banking should be accessible and beneficial for everyone. Our mission is simple yet profound: to enhance the financial lives of our members through personalized service and community involvement. We aim to provide a wide range of products from checking and savings accounts to auto loans and mortgages all designed with your needs in mind. Our commitment extends beyond banking. We strive to make a difference in Essex Junction and beyond through various outreach programs and partnerships that support local initiatives. By investing in our community, we help foster an environment where everyone can thrive.

Branch Location & Accessibility

Welcome to Eastrise, your friendly neighborhood credit union located conveniently at 1000 River St in Essex Junction, VT. We're nestled in the heart of Chittenden County, making it easy for you to access our services whether you're heading to the nearby Essex Center or just stopping by after a day at the local shops. Our branch is designed with your comfort and convenience in mind. If you're planning a visit, you'll find ample parking available right outside our doors, along with accessible features that ensure everyone can enjoy their banking experience. We proudly adhere to ADA compliance standards, so ramps and other accessibility options are ready for use. Eastrise is open Monday through Friday from 7:00 AM to 3:30 PM, allowing you plenty of time to stop by before or after work. Please note that on the first and third Wednesday of each month, we close from 10:00 AM to 11:00 AM for staff meetings. This ensures that our team is well-prepared to assist you when you arrive. For your banking needs, we offer a variety of services including personal checking and savings accounts, auto loans, mortgages, and business banking solutions. Plus, if you're in need of cash outside of regular hours, we have an ATM available for quick withdrawals and balance checks. If you have any questions or need assistance before your visit, feel free to give us a call at 802-879-8790. Our friendly staff is always ready to help! We look forward to welcoming you at Eastrise soon!

Member Eligibility

Joining the Eastrise community is a wonderful step towards enjoying personalized financial services and support. At Eastrise, we believe that everyone deserves access to quality banking, and becoming a member is both simple and rewarding. If you're a resident of Vermont or work in the area, you're likely eligible to join us! We welcome individuals who meet our criteria, which include being part of specific communities or organizations associated with our credit union. For the most up-to-date details on eligibility requirements, check out our resource at Eastrise Eligibility. Getting started is easy! To open your account, visit our website at Eastrise Account Opening or give us a call at 802-879-8790. Our friendly staff is here to help you every step of the way. Once you're a member, you'll enjoy benefits like competitive rates on loans and savings, access to online banking, and much more all designed to help you achieve your financial goals right from our branch located at 1000 River St, Essex Junction, VT 05452. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. This means local entrepreneurs can focus on what they do best running their business while we handle the financial backing. - With an outstanding commercial loan portfolio of $226,050,463, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that make transactions smooth and efficient. For example, if you're a local retailer in Essex Junction, VT, our services ensure that customers can easily pay via credit or debit cards, enhancing their shopping experience and helping you increase sales. Visit us at 1000 River St Essex Junction Vt 05452 or call us at (802) 879-8790 to learn more about how our business banking solutions can help you achieve your goals!

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features so you can manage your accounts from anywhere whether it's checking balances while on the go or transferring funds at home. Our members also enjoy easy access to ATMs for cash withdrawals and balance checks at any time. Should you have any questions or need assistance, don't hesitate to reach out! You can contact us directly at 802-879-8790 during our lobby hours from Monday to Friday, 7 am to 3:30 pm (with a brief closure from 10 am to 11 am on the first and third Wednesday of each month). At Eastrise, we're committed to helping you achieve financial well-being with personalized service and innovative solutions. We invite you to visit us or explore our offerings online at Eastrise. Let us partner with you on your journey toward financial success!

Personal Banking Made Easy

Navigating personal finance can be challenging, but with our Checking & Savings Accounts, managing your money has never been simpler. You can set up automatic transfers to save for a vacation or build an emergency fund with ease. Plus, our Credit Cards with Rewards offer great benefits that fit into your everyday spending. If you're considering buying a new car or need financing for an existing vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Imagine driving off in your dream car without the stress of complicated loan processes. And if homeownership is on your mind, our Mortgage Loans & Refinancing services are designed to make the process smooth and straightforward, whether you're purchasing your first home or refinancing your current mortgage.

Support for Your Financial Goals

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's consolidating debt or covering medical bills, we'll work with you to find a solution that fits your needs. For entrepreneurs and business owners, we offer comprehensive Business Banking services, including merchant services and business loans that help you grow and manage your business efficiently.

Digital & Online Banking

Mobile Payments and More

For those who prefer using their phones for everyday purchases, we also support mobile payments. This means you can pay for goods and services directly from your phone without carrying cash or cards. It's all about convenience! In today's fast-paced world, having real-time access to your finances is crucial. That's why our services are not only easy to use but also designed to keep you connected with your money whenever you need it. So whether you're at home or out and about, Eastrise has got your banking covered with user-friendly digital solutions that put you first!

User-Friendly Features

Security is a top priority for us. We offer electronic signature authorization, so you can complete important transactions safely from home without any hassle. Plus, our e-statements give you quick access to your financial information while helping reduce paper clutter. With our mobile application available for download, you'll find managing your accounts on the go is easier than ever.

Financial Strength

A Solid Foundation

With a net worth of $359,264,595, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,187 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our commitment to reinvesting back into our services is reflected in our $255,867,354 in undivided earnings. This allows us to enhance innovative banking tools, strengthen lending options, and improve security measures for your peace of mind. Additionally, with $11,109 in used auto loans and $2,448,340,537 in total loans and leases, we actively support your financial goals across various sectors.

Member Trust

We proudly manage a total of 275,600, reflecting a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we ensure that your funds work harder for you. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastrise is your trusted partner. Visit us at 1000 River St Essex Junction Vt 05452 or call (802) 879-8790 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $17,426,503 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 432 full-time employees and 7 part-time employees who are always ready to serve you with knowledge and care.

Secure Savings Opportunities

Members' savings are secured through $505,364,314 in share certificates and $689,640,528 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests above all else; unlike traditional banks, we focus our resources on benefiting you directly.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $15,268,615 in used vehicle loans and $5,174,396 in new vehicle loans, helping many members get on the road with confidence. Whether you're considering a brand-new model or a reliable used option, our flexible terms make it easier for you to drive away satisfied.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $226,050,463 provide essential capital for expansion and operational needs. We're committed to supporting local businesses in Essex Junction and surrounding areas. If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, don't hesitate to reach out! Our team is ready to discuss how we can best support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or assistance with your loan application, please contact us at 802-879-8790 or visit us at 1000 River St Essex Junction Vt 05452 during our operating hours: Monday to Friday from 7 am to 3:30 pm. Let us help you pave the way toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing your home. We offer Junior Lien 1-4 Family Residential Properties loans totaling $169,027,456, which can help you secure the house of your dreams. Our team is here to guide you through every step of the mortgage process.

Unsecured Credit Card Loans

We also recognize that managing everyday expenses can be challenging. That's why we offer unsecured credit card loans with a total amount of $41,932,112 available to assist our members in managing their finances effectively. With flexible terms and competitive rates, our credit card options can help you tackle unexpected costs without stress.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means that users receive fair and reliable offers tailored to their needs.

Benefits of Using LendMesh

One of the key advantages of LendMesh is its focus on verified data. Loan offers are sourced only from legitimate financial institutions, ensuring that every comparison reflects genuine options available in the market. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This commitment guarantees that users receive unbiased results when searching for loans. With real-time rate comparisons, LendMesh provides up-to-date information from multiple institutions, allowing users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

EASTRISE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Join Us Today!

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

Personal Banking Made Easy

Support for Your Financial Goals

Digital & Online Banking

Mobile Payments and More

User-Friendly Features

Financial Strength

A Solid Foundation

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Opportunities

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Take Action Today

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