Eastrise Credit Union Essex Junction VT | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Eastrise, your trusted partner in financial wellness right here at 74 Pearl St, Essex Junction, VT 05452. Established in 1961, our credit union has grown to serve over 169,000 members with a commitment to providing exceptional financial services tailored to your needs. At Eastrise, we pride ourselves on our strong foundation, boasting total assets of $3,023,218,775 and total deposits of $85,541,306, ensuring that your money is safe and sound. Under the leadership of our dedicated CEO, John Dwyer, Jr., and Board President Arthur Woolf, we strive to foster a community-centric approach while offering a wide range of services such as personal banking, auto loans, mortgages, and business banking. With a talented team of 439 employees, we're here to ensure you receive personalized service every step of the way. While members can visit us at our branch for all your banking needs, feel free to explore our digital offerings at Eastrise's website for online banking and loan applications. Our commitment extends beyond just numbers; it's about building lasting relationships with our members and supporting the local community. Whether you're looking for guidance on securing a loan or managing your savings effectively, our team is ready to assist you. Give us a call at 802-879-8790 or stop by to discover how Eastrise can help you achieve your financial goals!

Branch History & Mission

Welcome to Eastrise, a beacon of financial support in Essex Junction, VT. Since opening our doors in 1961, we have proudly served our community with unwavering commitment and dedication. Our journey began with a small group of members who believed in the power of cooperative banking. Over the decades, we have grown into a trusted institution, now boasting a membership of over 169,000 and total assets reaching an impressive $3,023,218,775. Located at 74 Pearl St, Essex Junction, VT 05452, Eastrise is not just about banking; it's about building relationships within our community. Whether you are visiting us for personal banking needs or exploring business solutions, our friendly team is here to help you navigate your financial journey. While you can reach us at this address, please note that all official correspondence should be sent to our mailing address if it differs from our branch location. At Eastrise, our mission is clear: to provide exceptional financial services while fostering community support. We strive to empower our members through tailored products like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our goal is to enhance the financial well-being of our members while making a positive impact on the community around us. We also embrace technology to make banking easier and more accessible for everyone. With features like online and mobile banking, e-statements, and even mobile payments, managing your finances has never been simpler. Our commitment to accessibility extends beyond technology; we ensure that all members can comfortably access our services. Community involvement is at the heart of what we do. We actively participate in local outreach initiatives and partner with organizations that align with our values. This engagement helps us understand the unique needs of those we serve and allows us to contribute meaningfully to the Essex Junction area. As we look toward the future, we invite you to join the Eastrise family. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community focused on growth and service. Visit us today or explore more about what we offer at Eastrise. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Eastrise, your friendly neighborhood credit union located at 74 Pearl St in Essex Junction, Vermont! Nestled in the heart of Chittenden County, our branch is conveniently situated near local favorites like the Essex Cinemas and the bustling Essex Town Center. This prime location makes it easy for you to stop by while running errands or enjoying a day out. At Eastrise, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. Plus, we have ample parking available right outside our doors, making your visit hassle-free. Our dedicated team is here to serve you during convenient operating hours: Monday through Thursday from 8:30 AM to 5 PM, and on Fridays until 6 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our staff is ready to help you achieve your financial goals. For those on the go, we offer ATM services right at our branch for quick cash withdrawals and balance checks. While we currently do not have drive-thru banking facilities, we strive to provide a warm and welcoming environment inside for all your banking needs. If you need to reach us before your visit or have any questions about our services, feel free to call us at 802-879-8790. We look forward to welcoming you at Eastrise!

Member Eligibility

At Eastrise, we believe that becoming a member means joining a warm and welcoming community that's here to support you every step of the way. If you're looking to join our family at 74 Pearl St, Essex Junction, VT 05452, we're excited to share that membership is open to anyone who lives, works, worships, or attends school in our local area. This means you could easily become part of something special, where your financial needs are prioritized and valued. For more details on eligibility criteria, feel free to check out the comprehensive information available at . Joining Eastrise is simple! You can start the process by visiting our account opening page at https://www.eastrise.com/apply-for-loan/ . If you have any questions or need assistance along the way, don't hesitate to give us a call at (802) 879-8790. We can't wait to welcome you into our vibrant member community!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $226,050,463, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine running your business smoothly with payment solutions that fit your needs. Our merchant services allow you to accept payments easily, making transactions straightforward for both you and your customers. Whether you're a local shop or an online retailer, having reliable payment processing can enhance customer satisfaction and boost sales. Visit us at 74 Pearl St Essex Junction Vt 05452 in Essex Junction, VT, or call us at (802) 879-8790 to learn more about how we can support your business journey!

Comprehensive List Of Services

Credit Cards and Business Banking

At Eastrise, we also offer credit cards with rewards that allow you to earn benefits while making everyday purchases. Picture yourself enjoying cashback or travel points just for using your card wisely! For our business members, our business banking services, including merchant services and business loans, empower local entrepreneurs to thrive and grow their businesses.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. With these tools at your fingertips, you can manage your accounts anytime, anywhere. Need to check your balance or transfer funds? It's as easy as tapping your phone or logging into our website. Plus, our ATM services ensure that cash withdrawal is hassle-free.

Join Us Today!

We invite you to experience all that Eastrise has to offer. Whether you're looking for personal banking solutions or business assistance, we are here to help you succeed financially. To learn more about our services or speak with one of our friendly representatives, give us a call at 802-879-8790 or visit us online at Eastrise. Together, let's build a brighter financial future!

Personal Banking

We offer various personal banking options, including checking and savings accounts designed to fit different lifestyles. Imagine effortlessly managing your daily expenses while watching your savings grow with competitive interest rates. Our auto loans and vehicle financing make it simple to drive away in the car you've always wanted. With flexible terms and quick approval processes, you'll be on the road in no time! If homeownership is your goal, look no further than our mortgage loans and refinancing options. We're here to guide you through every step of the home-buying journey, ensuring that you find the right loan for your needs. And if unexpected expenses arise, our personal loans and debt consolidation services provide the financial support you need when life throws a curveball.

Digital & Online Banking

Key Features

Our digital offerings include e-statements, which let you view your account statements securely online. This means no more waiting for paper statements in the mail everything you need is right there in your online account. Plus, with electronic signature authorization, signing important documents is simple and hassle-free. Need to send money quickly? Our person-to-person transfer feature allows you to send money directly to friends and family without needing cash or checks. Whether it's splitting a bill or paying back a friend, it's fast and straightforward. For those who prefer mobile solutions, our mobile application makes banking even easier. You can manage your accounts, make payments, and set up alerts all from your smartphone. And if you're always on the move, you'll love our mobile payments feature, which lets you pay for purchases using just your phone.

Security and Accessibility

We prioritize security in every aspect of our online services. Your personal information is protected with advanced encryption technology, ensuring that your data remains safe while you enjoy the ease of online banking. At Eastrise, we're committed to providing an accessible and user-friendly experience for all our members. Whether you're a tech-savvy individual or new to digital banking, our tools are designed with you in mind. Join us today at https://www.eastrise.com/ and discover how easy managing your finances can be!

Financial Strength

Growing Trust Among Members

Total Share Accounts: 275,600, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 ensures we have ample resources to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastrise is your trusted partner. Visit us at 74 Pearl St Essex Junction Vt 05452 or call (802) 879-8790 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $505,364,314 in share certificates and $689,640,528 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $17,426,503 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $255,867,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $11,109 in used auto loans and $2,448,340,537 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $359,264,595, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,187 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $152,686,156 in used vehicle loans and $51,743,965 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your vehicle as straightforward as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $169,027,456, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we have solutions tailored for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $41,932,112 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle. For business owners seeking growth opportunities, our outstanding commercial loans totaling $226,050,463 provide the capital needed to expand your operations. If you're interested in any of our loan products or want to explore refinancing options for better rates and terms, feel free to reach out! You can contact us at (802) 879-8790 during our operating hours: Monday through Thursday from 8:30 AM to 5 PM and Friday from 8:30 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your borrowing options today at Eastrise.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You receive up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. Each lender's data is carefully vetted, giving you peace of mind that you are looking at legitimate options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EASTRISE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

Credit Cards and Business Banking

Digital Banking Convenience

Join Us Today!

Personal Banking

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Growing Trust Among Members

Member-Centric Savings Options

Operational Efficiency

Reinvesting for Better Services

Solid Financial Health

Loan Offering

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action Today

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