Eastmill Credit Union Westbrook ME | Reliable ATM Services

Introduction

Welcome to Eastmill Credit Union, where our commitment to our members has been unwavering since we opened our doors in 1954. Located at 2 Ledgeview Dr, Westbrook, ME 04092, we are proud to serve a growing community of over 4,131 members. Our goal is to provide reliable financial services that meet your needs and help you achieve your dreams. At Eastmill, we understand the importance of trust when it comes to handling your finances. With total assets amounting to an impressive $72,883,585 and total deposits reaching $2,654,703, our strong financial foundation ensures that your money is in safe hands. We take pride in offering a variety of loans totaling 2,441 to support everything from personal projects to business ventures. While you can visit us at our Westbrook branch for all your banking needs, please note that any official correspondence should be sent to the same address: 2 Ledgeview Dr, Westbrook, ME 04092-3939. Under the leadership of CEO Derek Hebert and Board President Robert Leathers, our dedicated team of 19 employees works tirelessly to foster a welcoming environment. We believe in giving back to the community and supporting local initiatives while providing exceptional service. Whether you're interested in opening an account or exploring loan options, we invite you to reach out. Feel free to call us at 800-442-6715 during our operating hours of 8:00 AM to 5:00 PM, Monday through Friday. Join us at Eastmill Credit Union and experience a credit union that truly cares about its members! For more information, visit our website at eastmillfcu.org.

Branch History & Mission

Our Mission

At Eastmill, our mission is clear: we strive to empower our members through tailored financial solutions and community support. We believe that financial education and responsible lending are essential for fostering economic stability among individuals and families. Whether you are looking for auto loans or seeking advice on personal finance management, our knowledgeable staff is here to assist you every step of the way. In addition to providing financial services, we actively engage in community outreach initiatives aimed at improving the lives of those around us. By collaborating with local organizations and participating in various charitable events, we aim to make a positive impact on the community we serve. While members can visit us at 2 Ledgeview Dr for in-person assistance, official correspondence should be directed to the same address. If you're looking for a credit union that cares about your financial well-being and community growth, look no further than Eastmill. Join us today! Experience firsthand how being part of Eastmill can help you achieve your financial goals while making a meaningful difference in your community. For more information or to become a member, please call us at 800-442-6715 or visit our website at eastmillfcu.org. Together, let's build a brighter future!

Our Story

Eastmill began with a simple vision: to create a financial resource that prioritizes the needs of its members. Located at 2 Ledgeview Dr, Westbrook, ME 04092, our branch is easily accessible and close to local landmarks. As we evolved over the decades, our dedication to fostering financial wellness has remained unchanged. We have continuously adapted our services to meet the changing needs of our members while upholding the values of trust and transparency. As technology advanced, so did we. Today, Eastmill offers online banking options and mobile payments, ensuring that our members can access their accounts anytime and anywhere. We are proud to provide ADA-compliant facilities to ensure everyone can benefit from our services. While we do not currently offer drive-thru banking or ATM services, our lobby hours Monday through Friday from 8:00 AM to 5:00 PM make it easy for members to visit us in person.

Branch Location & Accessibility

Conveniently Located

Nestled near local landmarks, our branch is easily accessible for all community members. With ample parking available, you won't have to worry about finding a spot when you visit us. Plus, our location complies with ADA standards, ensuring that everyone can access our facilities comfortably.

Get in Touch!

If you have questions or need assistance before your visit, don't hesitate to give us a call at 800-442-6715. We look forward to welcoming you to Eastmill and helping you achieve your financial goals!

Operating Hours and Services

We are open from 8:00 AM to 5:00 PM, Monday through Friday. Our friendly staff is ready to assist you during these hours, so feel free to drop by whenever it's convenient for you. While we currently do not offer ATM services or drive-thru banking, our team is dedicated to providing personalized service inside the branch. For any official correspondence, please send mail to our mailing address: 2 Ledgeview Dr, Westbrook, ME 04092-3939.

Member Eligibility

At Eastmill, we believe that everyone deserves a supportive financial community, and becoming a member is as simple as reaching out to us! If you live, work, worship, or attend school in Cumberland County or are a family member of an existing member, you're already eligible to join our credit union. We're here to provide personalized services that meet your needs and help you achieve your financial goals. With Eastmill, you'll enjoy not just great banking options but also the warmth of a community that cares about your financial well-being. To get started on your membership journey, simply visit us at 2 Ledgeview Dr, Westbrook, ME 04092 or give us a call at 800-442-6715. For more detailed eligibility criteria, check out our resource at https://www.eastmillfcu.org/accounts/banking-with-eastmill/field-of-membership . Ready to open an account? It's easy! You can find all the information you need at https://secure.eastmillfcu.org/enroll . Join us today and experience the Eastmill difference!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $333,901, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that simplify daily operations. Imagine being able to process payments quickly and efficiently, allowing you to focus on what matters most serving your customers. Our solutions make it easy for you to accept payments both in-store and online, ensuring that you never miss a sale. Visit us at 2 Ledgeview Dr Westbrook Me 04092 in Westbrook, ME or give us a call at (800) 442-6715 to discover how our business banking and commercial services can support your journey toward success.

Comprehensive List Of Services

A Commitment to Accessibility

We know that having easy access to financial services is crucial for our members. Our branch is located at 2 Ledgeview Dr, Westbrook, ME 04092, making it convenient for local residents to visit us during our operating hours of 8:00 AM to 5:00 PM, Monday through Friday. And if you're ever unsure about something or need assistance, don't hesitate to reach out! You can give us a call at 800-442-6715, and our friendly staff will be more than happy to help.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize digital banking features that allow you to manage your finances from anywhere. With our online banking platform, you can easily check your account balances, transfer funds, and even pay bills all from the comfort of your home. Plus, our mobile app lets you handle transactions on the go, ensuring you stay connected to your finances no matter where life takes you.

Everyday Banking Solutions

Managing your finances should be simple and straightforward. At Eastmill, we offer ATM Services Only to help you access your money when you need it most. Imagine being able to withdraw cash or check your balance without needing to wait in line during busy hours. Our ATM services make it easy for you to get your banking done quickly and efficiently.

Join Us Today!

At Eastmill, we are dedicated to supporting your financial journey with a wide range of services designed just for you. If you're interested in learning more about what we offer or wish to become a member, visit us at eastmillfcu.org or stop by our branch. We look forward to helping you achieve your financial goals!

Digital & Online Banking

Enhanced Features for Your Convenience

Sending money to friends or family? Our person-to-person transfer feature makes it easy to send or receive funds without any hassle. And if you're looking for an easy way to make purchases, our mobile payments option allows you to pay directly from your phone just another way we're making banking more convenient for you. At Eastmill, we believe that managing your finances should be straightforward and accessible. Our commitment to providing user-friendly digital banking solutions means you'll spend less time worrying about your accounts and more time enjoying what matters most. Visit us at https://www.eastmillfcu.org/ today and discover how easy online banking can be!

Key Services Offered

Our online banking platform offers 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever you need. Whether you're at home or on the go, you'll have real-time access to your financial information right at your fingertips. Plus, with our mobile application, banking is as simple as a few taps on your smartphone. We understand that security is a top concern for our members. That's why we offer features like electronic signature authorization, ensuring that your transactions are safe and secure. You can also opt for e-statements, which not only keep your documents organized but also reduce paper waste it's a win for both you and the environment!

Financial Strength

A Growing Community

As of now, we proudly serve 8,693 members, showcasing a strong and growing community that trusts us with their finances. With net shares amounting to $30,483, we ensure ample funds are available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastmill is your trusted partner. Visit us at 2 Ledgeview Dr Westbrook Me 04092 or call (800) 442-6715 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $11,921,714 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This commitment ensures that you have access to enhanced security measures and better services tailored to your needs. Our lending capacity is robust as well, with $469 in used auto loans and $26,740,026 across total loans and leases supporting your financial goals across various sectors.

Dedicated Team Ready to Serve You

We also take pride in having 17 full-time employees and 2 part-time employees who are committed to serving you. Our knowledgeable team is always ready to assist you with your banking needs.

Member-Centric Savings Options

We prioritize your savings and security. Members' funds are well-protected through $10,261,978 in share certificates, offering stable and rewarding financial growth opportunities. Additionally, our focus remains on benefiting you unlike traditional banks, we have $0 in non-member deposits, ensuring our resources are dedicated to serving our valued members.

Operational Efficiency

Our performance reflects operational efficiency with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Position

With a net worth of $14,138,097, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,767,621 in used vehicle loans and $3,173,616 in new vehicle loans already helping members get on the road. We have flexible terms and competitive interest rates that make financing your vehicle straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $333,901 provide the capital needed to grow and expand your operations. Whether you need funds for equipment purchases or working capital, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we can still help guide you through other mortgage options available in the market. If you're considering refinancing an existing mortgage or exploring eligibility for other types of home loans, please reach out to us for personalized assistance.

Refinancing Options

If you're looking at ways to lower your monthly payments or pay off debt more efficiently, ask about our refinancing options. We can help assess your current financial situation and find solutions that may save you money over time. You can reach us at 800-442-6715 during our operating hours from 8:00 AM to 5:00 PM, Monday through Friday. For more information about our loan offerings or to start an application process today, visit us at Eastmill's website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $535,572 in loans helping members manage their finances effectively. These cards come with competitive rates that allow you to cover unforeseen expenses while enjoying convenient payment options.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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EASTMILL FEDERAL CREDIT UNION - Westbrook, ME