Eastmill Credit Union Patten ME | Best Auto Loans & Personal Banking

Introduction

At Eastmill Federal Credit Union, we believe in building a strong community through financial trust and support. Located at 4 Church St, Patten, ME 04765, our branch has been serving local members since 1954. With a proud history of helping families and businesses thrive, we currently support over 4,131 members with total assets of $72,883,585. Our commitment to your financial well-being shines through our diverse offerings, including personal banking solutions, auto loans, mortgage financing, and business banking services. As a member-focused institution, we ensure that every decision we make prioritizes your needs and goals. Whether you're looking to open a new checking account or explore loan options our dedicated team is here to assist you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P.O. Box 481, Patten, ME 04765-3242 if different from our physical location. Under the leadership of our CEO, Derek Hebert, and Board President, Robert Leathers, Eastmill is committed to fostering growth and security within the community. With a net worth of $14,138,097 and total deposits reaching $2,654,703, we are well-positioned to help you navigate your financial journey. We invite you to explore our services further by visiting our website at eastmillfcu.org or calling us at 207-528-6222. Join us today and experience the Eastmill difference!

Branch History & Mission

Eastmill Federal Credit Union, located in the heart of Patten, Maine, has a rich history that dates back to 1954. Since its inception, Eastmill has been dedicated to serving the financial needs of its members and fostering a strong sense of community. With an impressive total membership of over 4,100 individuals, we pride ourselves on being a trusted partner in their financial journeys. Our branch is situated at 4 Church St, Patten, ME 04765, conveniently accessible for local residents. As you visit us, you'll find that our commitment goes beyond just providing banking services; we strive to create a welcoming environment where everyone feels valued and supported. We also offer a mailing address at P.O. Box 481, Patten, ME 04765-3242 for official correspondence. At Eastmill, our mission is clear: we aim to empower our members through accessible and affordable financial solutions while actively contributing to the well-being of our community. We understand that financial services are not just about transactions; they are about building relationships and trust. Our offerings include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we provide business banking services to support local entrepreneurs. Over the years, Eastmill has embraced technological advancements to enhance our member experience. We offer online and mobile banking services that allow members to manage their finances conveniently from anywhere. Our ATM availability ensures that cash withdrawal services are always within reach, further supporting our goal of member-centric service. As part of our commitment to accessibility, we have implemented ADA compliance measures throughout our branch. The drive-thru banking service provides an added layer of convenience for those on the go. Moreover, our partnership with shared service centers allows members from partner credit unions to access essential banking services seamlessly. Community outreach is integral to who we are at Eastmill Federal Credit Union. We actively engage in local events and initiatives that uplift our neighbors and foster connections within Patten and surrounding areas. This dedication reflects not only in our mission but also in how we operate daily. We invite you to join us at Eastmill Federal Credit Union and experience the difference for yourself. Whether you're looking for a place to save or need guidance on your next financial steps, we're here for you every step of the way. Visit us today or call us at 207-528-6222 to learn more about how we can support your financial goals!

Branch Location & Accessibility

Convenient Access and Features

Finding us is a breeze! We're conveniently located near local landmarks that are familiar to the community. Our branch offers ample parking, ensuring you can visit without any hassle. For those who require additional support, our facility is ADA-compliant with ramps and accessible entrances. We pride ourselves on being available when you need us. Our operating hours are Monday through Thursday from 9:00 AM to 3:30 PM, and we stay open later on Fridays until 5:00 PM. Feel free to drop by during these hours or give us a call at 207-528-6222 if you have any questions or need assistance.

Services Tailored for You

At Eastmill, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to help you achieve your financial goals. If you're on the go, take advantage of our ATM services and drive-thru banking for quick transactions without leaving your vehicle. Plus, as a shared service center, we can assist members from partner credit unions with basic transactions as well. While members can visit us at 4 Church St, official correspondence should be sent to our mailing address: P.O. Box 481, Patten, ME 04765-3242. We invite you to stop by and experience the welcoming atmosphere of Eastmill Federal Credit Union. Join our community today and let us help you navigate your financial journey!

Member Eligibility

Becoming a member of Eastmill means joining a warm and welcoming community where you can truly feel at home. If you're interested in becoming part of our family, it's easier than you might think! At Eastmill, we invite individuals who live, work, worship, or go to school in the areas we serve. This includes residents from Penobscot County and surrounding regions. We believe that everyone deserves access to excellent financial services, and as a member, you'll enjoy personalized support and a range of benefits designed just for you. To get started on your journey with us, simply visit our website for detailed eligibility criteria at https://www.eastmillfcu.org/accounts/banking-with-eastmill/field-of-membership. When you're ready to open your account, head over to our easy online enrollment page at https://secure.eastmillfcu.org/enroll. If you have any questions along the way, don't hesitate to reach out! Give us a call at (207) 528-6222, and we'll be happy to help you take this exciting step towards better banking. Join us at Eastmill located at 4 Church St Patten Me 04765, and experience the difference of being part of our credit union family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $333,901, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Imagine being able to accept payments easily, whether in-store or online. Our services enable you to focus on what you do best running your business while we take care of the payment processing. Located conveniently at 4 Church St Patten ME 04765, we are here to provide personalized service and financial solutions that make a difference. Reach out today at 207-528-6222 and discover how Eastmill can support your business journey!

Comprehensive List Of Services

Accessible Banking Options

We know not everyone prefers online transactions, which is why we also provide traditional banking features like ATM and cash withdrawal services, as well as basic drive-thru banking for quick deposits and withdrawals. Additionally, through our shared branch network, members can perform basic transactions even when visiting partner credit unions.

Convenient Digital Solutions

In today's fast-paced world, convenience is key. Our online and mobile banking platforms give you the flexibility to manage your accounts anytime and anywhere. Whether you need to check your balance, transfer funds between accounts, or pay bills on the go, we've made it simple with just a few taps on your smartphone.

Empowering Businesses

For our local entrepreneurs, Eastmill offers specialized business banking services including merchant services and business loans. We believe in supporting the growth of local businesses because when they thrive, our community thrives too!

Financing Your Dreams

When it comes to financing options, we understand that each member's situation is unique. That's why we offer auto loans and vehicle financing that cater to your specific budget and lifestyle. Imagine driving home in a new car without the stress of overwhelming payments our flexible terms make it possible! Plus, if you're considering buying a home, our mortgage loans and refinancing options provide the support you need every step of the way.

Get Started Today!

With our range of services tailored just for you, it's easy to see how Eastmill Federal Credit Union stands out as your trusted financial partner. If you're ready to take the next step toward achieving your financial goals or have questions about any service we offer, don't hesitate to reach out! Call us at 207-528-6222 or visit us online at Eastmill Federal Credit Union. Let's start this journey together!

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, Eastmill Federal Credit Union has you covered. Our personal banking services are designed with your everyday needs in mind. For instance, if you're planning a big purchase or saving for a vacation, our competitive savings accounts can help you reach your goals faster.

Rewards That Matter

Who doesn't love a good reward? With our credit cards featuring rewards programs, you can earn points for everyday purchases and enjoy benefits that fit your lifestyle. From travel perks to cash back offers, we ensure that every swipe counts.

Support for Life's Unexpected Moments

Life can be unpredictable, and having access to funds when needed is crucial. That's where our personal loans and debt consolidation services come in handy. If you find yourself juggling multiple debts, we can help simplify your finances with tailored solutions that work for you.

Digital & Online Banking

Mobile Banking Features

For those who prefer banking on their smartphones, our mobile application makes managing your money even simpler. You can make mobile payments easily and securely, ensuring that you never miss a chance to pay bills or make purchases. And if you want to send money to friends or family instantly, our person-to-person transfer feature has got you covered.

Online Banking Services

With our 24/7 online banking services available at https://www.eastmillfcu.org/, you can check your account balance, view transaction history, and transfer funds whenever it suits you. No more rushing to the bank before closing time; everything you need is just a click away. Plus, if you prefer going paperless, we offer e-statements so you can stay organized without the clutter.

Security and Ease of Use

We prioritize your security with electronic signature authorization for all transactions, giving you peace of mind as you navigate your finances online. Our user-friendly interface makes it simple for anyone to use whether you're tech-savvy or just starting out with digital banking. At Eastmill, we're committed to providing accessible banking solutions that fit into your lifestyle. Explore all that our digital services have to offer today!

Financial Strength

A Growing Community

Total Share Accounts stand at 8,693, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $30,483, representing funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastmill is your trusted partner. Visit us at 4 Church St Patten Me 04765 or call (207) 528-6222 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $11,921,714 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $26,740,026, showcasing our capacity to support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $10,261,978 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $14,138,097, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,767,621 in used vehicle loans and $3,173,616 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options for those looking to adjust their current auto loan terms.

Business Financing

For business owners, our outstanding commercial loans totaling $333,901 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses with competitive loan offerings. At Eastmill Federal Credit Union located at 4 Church St, Patten ME 04765, you can reach us at (207) 528-6222 for any inquiries about our loan products or eligibility requirements. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter where you are in life, our team is here to guide you through your borrowing options. Explore our loan offerings today and take the next step towards achieving your financial dreams!

Credit Lines and Personal Financing

In addition to auto and mortgage loans, we offer robust credit lines totaling $4,000,000. This can be an excellent option for those who want flexibility in managing their finances. We also have flexible terms on unsecured credit card loans, with a total of $535,572 in loans helping members effectively manage their expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are here to help you explore other financing solutions tailored to your needs.

Loan Aggregator

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Eastmill