Eastmill Credit Union East Millinocket ME | Affordable Auto Loans & Mortgage Rates

Introduction

Welcome to Eastmill Federal Credit Union, your trusted financial partner since 1954, located at 60 Main St, East Millinocket, ME 04430. With a strong commitment to serving our community and over 4,131 members, we take pride in being a cornerstone of financial support in the area. Our credit union is not just about numbers; it's about people. We understand that each member has unique needs and goals, and we're here to help you achieve them. At Eastmill FCU, we manage total assets of $72,883,585 and have provided 2,441 loans to our members, reflecting our dedication to fostering financial growth and stability within the community. Our total deposits stand at $2,654,703, which showcases the trust our members place in us. With a net worth of $14,138,097 and cash in hand totaling $579,933, we're well-positioned to offer you the best financial products tailored just for you. Led by CEO Derek Hebert and Board President Robert Leathers, our team is committed to providing exceptional service. Whether you're looking for personal banking options like checking accounts or auto loans, or business services including merchant services and business loans, Eastmill FCU has something for everyone. While you can visit us at our branch location for assistance or inquiries during our operating hours from 8:00 AM to 4:30 PM Monday through Friday, official correspondence should be directed to the same address. If you have questions or need immediate assistance, feel free to call us at (207) 746-3428. Join us at Eastmill Federal Credit Union and experience the difference that comes with being part of a community-focused credit union where your financial success is our priority! Visit our website at eastmillfcu.org to learn more about how we can assist you today!

Branch History & Mission

At Eastmill Federal Credit Union, our journey began in 1954, rooted in the spirit of community and cooperation. Over the decades, we have evolved from a small group of dedicated members into a thriving financial institution that proudly serves over 4,100 members in East Millinocket, ME. Our branch is located at 60 Main St, East Millinocket, ME 04430, a central spot that reflects our commitment to being an accessible and integral part of the community. Our mission at Eastmill is straightforward: we aim to empower our members by providing exceptional financial services while fostering a sense of belonging. We believe in putting people before profits, ensuring that each member feels valued and supported on their financial journey. Whether it's through our personal banking services like checking and savings accounts, auto loans, or mortgages, we strive to meet the unique needs of every individual and business we serve. As we have grown, so too has our commitment to innovation and accessibility. We offer modern conveniences such as online banking and mobile payments to ensure that managing finances is easy and efficient. Our drive-thru service allows for quick transactions without leaving your vehicle, while our ATM availability ensures you can access your funds whenever needed. Eastmill Federal Credit Union is not just about banking; it's about building connections within our community. Our shared service center enables us to partner with other credit unions to expand our reach and provide even more services to our members. Additionally, we actively engage in community outreach efforts to support local initiatives and strengthen the ties that bind us together. While you can visit us at 60 Main St, official correspondence should be sent to 60 Main St, East Millinocket, ME 04430-1128 if needed. Our operating hours are from 8:00 AM to 4:30 PM Monday through Friday, making it convenient for you to stop by or reach out via phone at 207-746-3428. We invite everyone in East Millinocket and surrounding areas to join us at Eastmill Federal Credit Union. Experience firsthand how we prioritize your needs and help you achieve your financial goals. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Nearby Landmarks

Our branch is located close to some local favorites, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting local shops or grabbing a bite at nearby restaurants, we're just around the corner! So why wait? Come visit us at Eastmill Federal Credit Union today or give us a call at 207-746-3428! We look forward to serving you and helping you achieve your financial goals.

Operating Hours

Our doors are open from 8:00 AM to 4:30 PM Monday through Friday, making it simple for you to find a time that works with your schedule. Whether you need assistance with checking and savings accounts or want to discuss auto loans and mortgage options, our team is ready to assist you during these hours.

Services Offered

At Eastmill Federal Credit Union, we provide a wide variety of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we have everything covered. Plus, enjoy the convenience of online and mobile banking anytime you need it! We also have an ATM available on-site for quick cash withdrawals and balance checks. For those who prefer drive-thru banking, we offer basic services including deposits and simple transactions right from your vehicle.

Member Eligibility

At Eastmill, we believe that becoming a member means joining a community that supports you and your financial goals. If you're wondering how to become part of our family, it's simpler than you might think! We welcome individuals who live, work, worship, or attend school in the East Millinocket area. This means whether you're a lifelong resident or just new to town, you have the opportunity to enjoy the benefits of membership with us. Our members have access to a range of services designed to make banking easier and more rewarding, from competitive loan rates to personalized customer service. To get started, you can find detailed eligibility criteria on our website at https://www.eastmillfcu.org/accounts/banking-with-eastmill/field-of-membership. Once you're ready to join, opening an account is just a few clicks away! Visit https://secure.eastmillfcu.org/enroll to begin your journey with us. If you have any questions or need assistance, don't hesitate to reach out at (207) 746-3428. We're excited to help you take this important step towards better financial health right here at 60 Main St East Millinocket Me 04430!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify daily operations. Imagine being able to accept payments quickly and securely, allowing you to focus on what really matters growing your business. Our services help streamline transactions, making it easier for customers to do business with you. With an outstanding commercial loan portfolio of $333,901, we continue to drive economic growth by financing new and expanding businesses in the community. Located at 60 Main St, East Millinocket, ME 04430, we invite you to visit us or call 207-746-3428 to learn how we can assist you in reaching your business goals.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. With our member-focused approach, we ensure that you have the resources needed to thrive.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick cash or want to make a deposit? Our ATM & Cash Withdrawal Services are readily available for your convenience. You can also take advantage of Basic Drive-Thru Banking for simple transactions like deposits and withdrawals without leaving your vehicle. And if you're a member of a partner credit union, our Basic Shared Branch Transactions allow you access to similar services at other locations. We invite you to discover how Eastmill can enhance your financial life. Whether you're looking for personal banking solutions or business support, we have something for everyone. Call us today at (207) 746-3428 or visit us at Eastmill Federal Credit Union online for more information about opening an account or applying for a loan. Your journey towards better financial health starts here!

Business Banking Solutions

At Eastmill, we understand that businesses need robust financial support. Our Business Banking services include Merchant Services and Business Loans that cater specifically to local enterprises. Whether you're starting a new venture or expanding an existing one, we're here to support your goals.

Digital Banking Convenience

In today's busy world, managing your finances should be hassle-free. That's why we offer Online and Mobile Banking solutions that allow you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. With features like Person-to-Person payments and mobile payments available through our app, handling your finances has never been easier.

Personal Banking Services

Our personal banking options include Checking and Savings Accounts designed for convenience and flexibility. Imagine having easy access to your funds whenever you need them while also earning interest on your savings. In addition, we offer Auto Loans and Vehicle Financing that can help you drive away in the car of your dreams without breaking the bank. For those looking to invest in real estate, our Mortgage Loans and Refinancing options provide competitive rates and personalized service. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans can give you the relief you need. Plus, with our Credit Cards featuring Rewards programs, every purchase brings you closer to exciting benefits.

Digital & Online Banking

Always Here for You

At Eastmill, we strive to make banking accessible for everyone. With our user-friendly online banking services, managing your money has never been easier. Enjoy real-time account management and the peace of mind that comes with knowing you have control over your finances whenever you need it. Explore all that digital banking has to offer at https://www.eastmillfcu.org/ and experience the convenience of banking with us!

Key Features for Your Convenience

We know that security is a top priority for our members. That's why we provide electronic signature authorization, allowing you to sign documents safely from home. You can also opt for e-statements, which not only help you stay organized but also reduce paper waste all while ensuring that your financial information remains secure. Need to send money quickly? Our person-to-person transfer feature lets you easily send funds to friends or family without hassle. If you're out shopping or dining, take advantage of our mobile payments option for quick and secure transactions.

Financial Strength

Growing Community Trust

Total Share Accounts: 8,693, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $30,483. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastmill is your trusted partner. Visit us at 60 Main St East Millinocket Me 04430 or call (207) 746-3428 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $11,921,714 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $469 in used auto loans and $26,740,026 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $10,261,978 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $14,138,097, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,767,621 in used vehicle loans and $3,173,616 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you find an option that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $333,901 provide the capital needed to grow and expand. We understand that businesses face unique challenges, and we're committed to providing tailored solutions that help you succeed. At Eastmill, we pride ourselves on being accessible and supportive throughout your borrowing journey. If you're interested in learning more about refinancing or checking your eligibility for any of our loan products, feel free to reach out to us at (207) 746-3428 or visit us at our branch located at 60 Main St East Millinocket Me 04430 in East Millinocket, ME. For more information about all our services and offerings, please visit our website at https://www.eastmillfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

If you're looking for more flexibility, consider our credit lines which total $4,000,000. This option provides you with quick access to funds whenever you need them, making it easier to handle unexpected expenses or plan for special purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, our team is here to guide you through other available mortgage options that suit your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $535,572 in loans helping members manage their finances effectively. These cards come with features that allow you to take control of your spending while enjoying the benefits of rewards.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers are fair and transparent, allowing users to trust the information presented.

Eastmill