Eastman Credit Union Gate City VA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Eastman, your trusted partner in financial services located at 265 Jones St, Gate City, VA 24251. Since our establishment in 1934, we've been dedicated to serving our community with a commitment that stands the test of time. With a membership base of over 340,000, we pride ourselves on being more than just a credit union; we're a vital part of our members' lives. At Eastman, we understand the importance of trust and reliability in managing your finances. Our total assets exceed an impressive $8.9 billion, reflecting our strong financial foundation and ability to support you through various stages of life. Whether you're seeking personal banking solutions like checking and savings accounts, auto loans, or mortgage financing, we're here to provide tailored services that meet your needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 1989, Kingsport, TN 37662. Our friendly team is ready to assist you during our operating hours from 7:30 AM to 5:30 PM, Monday through Friday. Led by our CEO, Kelly Price, and Board President E. Wayne Kirk, Eastman prioritizes member satisfaction above all else. With a dedicated staff of 1,065 employees, we ensure personalized service that makes banking easy and accessible for everyone. Join us today and experience the difference of being part of a community-focused credit union. For any questions or assistance, don't hesitate to give us a call at 423-229-8200 or visit our website at ecu.org. Together, let's build a brighter financial future!

Branch History & Mission

Growth Through Innovation

As we continue to evolve, Eastman embraces digital advancements that enhance your banking experience. With features like online banking, mobile payments, and e-statements available at your fingertips, managing your finances has never been easier or more convenient. Our commitment to accessibility is also reflected in our ATM availability and drive-thru services. We take pride in being an ADA-compliant institution that welcomes all members of our community. Additionally, our partnerships with local organizations allow us to support outreach efforts that strengthen the fabric of Gate City.

Join Us

As we look back on nearly a century of service, we invite you to become part of our story. Whether you're seeking a trusted partner for your personal finances or looking for robust solutions for your business needs, Eastman is here for you. Together, let's build a brighter financial future. For more information or assistance, feel free to reach out at 423-229-8200 or visit us at www.ecu.org. Your journey towards financial wellness starts here at Eastman!

Our Mission

At Eastman, we believe in the power of community and the importance of supporting each member's financial journey. Our mission is simple: to offer exceptional banking solutions while fostering a sense of belonging and empowerment. We provide a wide range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking options. We understand that every member has unique needs. That's why we prioritize customer service and work diligently to ensure everyone feels valued and heard. Our operating hours from 7:30 am to 5:30 pm Monday through Friday make it easy for you to visit us and get the help you need.

Branch Location & Accessibility

Accessibility Features

At Eastman, we understand the importance of making banking accessible for everyone. Our branch is fully ADA compliant, featuring ramps and wide doorways to ensure ease of access for all our members. Parking is available nearby for your convenience, making it simple for you to stop by whenever you need assistance.

Call to Action

We invite you to come visit us at Eastman! Whether you're opening a new account or simply want more information on how we can help you achieve your financial goals, we're just a phone call away at 423-229-8200. Stop by today and discover the benefits of being part of our credit union family!

Operating Hours

We value your time! That's why our lobby hours are designed to fit your busy schedule. You can visit us from 7:30 am to 5:30 pm, Monday through Friday. Whether you have questions about your account or want help with loan options, our team is here during these hours to provide personalized service.

Services Offered

At Eastman, we offer a range of services tailored to meet the diverse needs of our members. From checking and savings accounts to auto loans and mortgages, we strive to provide comprehensive financial solutions that fit your lifestyle. Need cash? Enjoy the convenience of our ATM services and drive-thru banking for quick transactions like deposits and withdrawals.

Member Eligibility

At Eastman, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and opens the door to a world of financial benefits tailored just for you. Whether you're looking for personal banking services or loans, if you live, work, worship, or go to school in the area, you are likely eligible to join us! We value every member and strive to provide personalized support that makes managing your finances easier. For more detailed eligibility criteria, feel free to check our resource at . Once you're ready to take the next step, opening an account with us is straightforward. You can start your journey by visiting our branch at 265 Jones St Gate City Va 24251 or by calling us at (423) 229-8200 for any questions you might have. We're here to help guide you through the process and ensure you feel right at home as part of the Eastman family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a smooth way to accept payments from your customers. Our merchant services provide just that making it easy for you to focus on what matters most: growing your business. Whether it's in-store transactions or online sales, we've got the tools to streamline your payment processes. Located at 265 Jones St Gate City Va 24251, Gate City, VA, we're here to partner with you on your business journey. Let's make your financial goals a reality together! For more information, feel free to contact us at (423) 229-8200.

Comprehensive List Of Services

Business Solutions Tailored for You

For local businesses, we offer robust business banking services, including merchant services and business loans that can help fuel growth. Our team understands the unique challenges businesses face in today's economy, so we're here to provide support every step of the way.

Convenient Access Anytime

With an ATM available on-site, cash withdrawal has never been easier. And if you prefer face-to-face transactions, our basic drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. This means you can manage your finances efficiently without compromising on convenience.

Financing Your Dreams

If you're considering purchasing a new vehicle or refinancing your existing loans, our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. We also offer mortgage loans and refinancing solutions for those ready to buy their dream home or lower their monthly payments. Picture this: with our competitive rates and personalized service, you could be unlocking the door to your new home sooner than you think.

Join Us Today!

At Eastman, we're more than just a credit union; we're a partner in your financial journey. Visit us at 265 Jones St Gate City Va 24251 or call us at (423) 229-8200 during our operating hours from 7:30 AM to 5:30 PM, Monday through Friday. Explore all our services further by visiting us online at Gate City. We look forward to helping you achieve your financial dreams!

Personal Banking Made Simple

For those looking to manage their everyday finances, our personal banking services include checking and savings accounts that cater to various lifestyles. Whether you're saving for a vacation or managing daily expenses, we have options that fit your needs perfectly. Plus, with online and mobile banking, you can easily monitor your accounts anytime, anywhere. Imagine being able to check your balance or make a transfer while waiting in line at the grocery store!

Support When You Need It

Sometimes life throws unexpected challenges your way. That's why we provide personal loans and debt consolidation services. These can help ease financial stress by giving you flexibility when it matters most. Coupled with our credit cards with rewards, you can earn benefits while managing your purchases.

Digital & Online Banking

Key Features

Our online banking service offers 24/7 access, so whether it's early morning or late at night, you can check balances, transfer funds, and pay bills without stepping foot in a branch. You'll also enjoy the ability to send money quickly through person-to-person transfers perfect for splitting bills or sending a gift. If you're always on the go, our mobile application makes banking even easier. With features like mobile payments, you can make purchases right from your phone without needing cash or cards. Plus, with electronic signature authorization available, signing documents is just a click away no more printing or faxing required!

Security and Accessibility

Your security is our top priority. We use advanced technology to protect your information while providing a user-friendly experience. Our e-statements feature ensures that you receive your statements digitally, reducing paper waste and keeping everything organized in one place. With all these features combined, managing your finances has never been easier. Experience the freedom of real-time account management with Eastman's digital banking solutions today!

Financial Strength

Growing Together

Total Share Accounts stand at 751,368, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $42,675,619, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 265 Jones St Gate City Va 24251 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinforcing Our Commitment

We have $1,222,498,544 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $59,812 in used auto loans and $7,387,411,471 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Health

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $930,504,321 in new vehicle loans and $947,519,600 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand your business. We understand the challenges faced by small businesses and are here to support you every step of the way. At Eastman located at 265 Jones St Gate City Va 24251, we are committed to helping our members find the right financial solutions tailored just for them. If you're interested in any of these loan products or would like to learn more about refinancing options and eligibility criteria, please don't hesitate to reach out to us at 423-229-8200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your financial success is important to us let's take this journey together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We offer tailored solutions that can fit various budgets and needs. If you're considering refinancing your current mortgage, we have options available to help you secure better terms.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency and credibility. - No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results. This means users get access to all available options without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose what best fits their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future today. Compare real-time loan offers at LendMesh and discover the best rates tailored for you. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers presented are fair and transparent. Each lender included in the comparisons has been thoroughly vetted to ensure reliability, allowing users to trust the information they receive.

EASTMAN CREDIT UNION - Gate City, VA

Type of Loan Offerings

Personal Loans