Eastman Credit Union Abingdon VA | Top Checking & Auto Loans

Introduction

Welcome to Eastman, your trusted credit union located at 159 Cook St, Abingdon, VA 24210. Since our establishment in 1934, we have been dedicated to serving our community and empowering our members with the financial tools they need to succeed. With a total membership of 340,167 and assets exceeding $8.9 billion, Eastman is committed to providing personalized banking solutions that cater to your unique needs. At Eastman, we understand that every financial journey is different. That's why we offer a wide range of services from checking and savings accounts to auto loans, mortgages, personal loans, and business banking solutions. We proudly maintain a robust portfolio with $1.2 billion in total deposits and over 267,877 loans and leases ensuring that we have the resources to support you every step of the way. Our team of over 1,065 dedicated employees is here to assist you with friendly service and expert advice. Under the leadership of CEO Kelly Price and Board President E. Wayne Kirk, we strive not only for excellence in service but also for transparency and trust within our community. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1989, Kingsport, TN 37662. Experience the difference with Eastman by visiting us online at www.ecu.org or giving us a call at 423-229-8200. Our doors are open Monday through Friday from 7:30 AM to 5:30 PM, ready to help you achieve your financial goals!

Branch History & Mission

Community Focus

We take pride in being more than just a bank. With ATM availability and drive-thru banking options, we ensure that our services are accessible to everyone. We also prioritize digital advancements by offering online banking and mobile payment options so you can manage your finances on-the-go. As part of the Eastman family headquartered in Kingsport, Tennessee, we stay committed to maintaining ADA compliance and ensuring that all members feel welcome and supported.

Join Us

Whether you're looking for personal banking solutions or exploring business financing options, Eastman is here for you. We invite you to join our community where your voice matters and your goals become our mission. Experience firsthand the benefits of membership with Eastman because together, we can achieve more. For any inquiries or assistance, don't hesitate to reach out at 423-229-8200. We look forward to welcoming you!

Our Journey

Since our inception nearly nine decades ago, Eastman has evolved significantly. What began as a small credit union has blossomed into a trusted financial institution that offers a variety of services tailored to meet the needs of our members. We have witnessed economic changes and technological advancements, adapting and expanding our offerings along the way. From personal banking and auto loans to mortgage refinancing and business services, we strive to support every member in achieving their financial goals.

Our Mission

At Eastman, our mission goes beyond just providing financial products; it is about enriching lives and fostering community connections. We believe in empowering our members through education and access to resources that promote financial well-being. Our commitment extends to actively participating in community outreach initiatives, supporting local organizations, and creating partnerships that uplift those around us. While members can visit us at 159 Cook St, official correspondence should be sent to PO Box 1989, Kingsport, TN 37662. Our operating hours are designed for your convenience: we are open Monday through Friday from 7:30 AM to 5:30 PM.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ample parking spaces and ADA-compliant features, including ramps for easy access. We want everyone to feel welcome and comfortable when they visit us.

Operating Hours and Services

We are open Monday through Friday from 7:30 AM to 5:30 PM, making it easy for you to stop by on your way to work or during your lunch break. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals. For added convenience, we offer ATM services as well. Whether you need cash or want to check your balance, our ATM is available for you anytime. If you have any questions or would like to learn more about what we can offer you, don't hesitate to call us at 423-229-8200. We look forward to welcoming you soon!

Member Eligibility

At Eastman, we believe that becoming a member is like joining a close-knit community where your financial well-being is our priority. Anyone who lives, works, or worships in the Abingdon area can easily qualify for membership. We welcome individuals and families alike, making it simple for you to access a range of services tailored to your needs. Whether you're looking for personal banking, auto loans, or credit cards with rewards, being a member of Eastman gives you the advantage of personalized service and competitive rates. To learn more about the specific eligibility criteria and ensure you meet all requirements, feel free to visit our website at . If you're ready to take the next step in becoming part of our family, opening an account is straightforward! Just give us a call at (423) 229-8200 or stop by our branch at 159 Cook St Abingdon Va 24210 during our convenient hours. We're here to support you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Additionally, our merchant services make daily transactions easier for you and your customers. Picture a small retail store owner who needs quick and reliable payment processing. Our solutions ensure that they can accept payments seamlessly, enhancing customer satisfaction while improving cash flow. At Eastman, located at 159 Cook St Abingdon Va 24210 in Abingdon, VA, we are dedicated to empowering local businesses through tailored financial solutions that truly make a difference. Let us be your partner in success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes time to hit the road in style, our Auto Loans & Vehicle Financing can make all the difference. Whether you're buying a new car or refinancing an existing loan, we provide flexible terms and competitive rates tailored to fit your budget. Picture driving off the lot with confidence knowing you got the best deal possible!

Business Banking Services

If you're a business owner, our Business Banking services can support your growth and success. From merchant services that streamline transactions to business loans designed for expansion or new projects, we are committed to helping local businesses thrive.

Convenient Online & Mobile Banking

We understand that convenience is key in today's busy world. That's why Online & Mobile Banking are at the forefront of our service offerings. Manage your accounts from anywhere with just a few taps on your phone or clicks on your computer. You'll have access to ATM and cash withdrawal services right at your fingertips.

Credit Cards with Rewards

Enjoy the benefits of spending with our Credit Cards with Rewards program. Earn points on every purchase and redeem them for cash back, travel rewards, or other perks that make life sweeter. It's like getting paid for using your card!

Drive-Thru and ATM Access

For those who prefer face-to-face interactions or quick transactions, we offer basic drive-thru banking for deposits, withdrawals, and simple transactions alongside essential ATM access for balance checks and cash withdrawals all designed for ease of use. We invite you to explore these services further by visiting us online at https://www.ecu.org or calling us at (423) 229-8200. At Eastman, we're excited to be part of your financial journey!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services are designed to guide you through one of life's biggest investments. We offer various mortgage options that can help turn your dream of homeownership into reality. Or if you're looking to lower your monthly payments through refinancing, we have solutions that can save you money over time.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer robust Personal Banking options, including checking and savings accounts that fit your lifestyle. Imagine having a checking account that not only keeps your funds secure but also helps you earn rewards. With our competitive savings rates, saving for that next big purchase becomes much easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation options to help manage those costs effectively. Whether you need funds for home repairs or want to simplify your finances by consolidating debt into one easy payment, our team is ready to assist you.

Digital & Online Banking

Key Features

Our online banking platform allows you to access your accounts with just a few clicks. You can check balances, pay bills, and transfer money without ever stepping foot in a branch. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends or family instantly perfect for splitting a dinner bill or settling up after a weekend getaway. Security is our top priority. With electronic signature authorization, you can complete transactions safely from the comfort of your home. Plus, our mobile application makes it easy to manage your accounts on the go. Whether you're waiting in line or commuting to work, you'll have all the tools you need right at your fingertips.

Stay Organized

We also provide e-statements for all members who prefer digital records over paper ones. This means no more clutter from physical statements! You can easily access past statements whenever you need them, which helps with budgeting and tracking expenses. For those who prefer using their smartphones for payments, our mobile payments feature offers a quick and efficient way to handle transactions without needing cash or cards. Simply link your account and enjoy the convenience of paying with just a tap. At Eastman, we're committed to providing accessible and user-friendly banking solutions that fit into your lifestyle. Our digital services not only save you time but also give you peace of mind knowing that your finances are secure and manageable at all times. Explore all these options today by visiting https://www.ecu.org !

Financial Strength

Commitment to Reinvestment

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $59,812 in used auto loans and $7,387,411,471 in total loans and leases supporting members' financial goals across various sectors.

Growing Member Base

We are dedicated to building trust within our community. Currently, we have 751,368 total share accounts, showing a strong and growing member base that trusts us with their finances. This trust allows us to maintain healthy net shares (funds available for lending and investments) amounting to $42,675,619. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 159 Cook St Abingdon Va 24210 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Security

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. We have financing options for both new and used vehicles that can be customized based on your budget and preferences. Plus, if you're considering refinancing your existing auto loan, we can guide you through the process to potentially lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. Whether you need funds for equipment purchase or operational costs, we have solutions tailored for small businesses.

Credit Lines

Our credit line offerings allow you to access funds as needed while only paying interest on what you use. With a total available amount of $1,949,383,324, we ensure that financial flexibility is within reach whenever unexpected expenses arise. At Eastman located at 159 Cook St Abingdon Va 24210, we're dedicated to supporting our community by offering a variety of financial products tailored just for you. For any questions or further information about our loan offerings and eligibility options, feel free to call us at 423-229-8200 during our operating hours from 7:30 AM to 5:30 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing that meets your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. These cards come with no collateral requirement and competitive interest rates.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions ensures that users receive fair and transparent offers tailored to their financial needs.

EASTMAN CREDIT UNION

Type of Loan Offerings

Personal Loans