Eastman Credit Union Piney Flats TN | Top Checking & Auto Loans

Introduction

Welcome to Eastman, your trusted community credit union located at 5928 Highway 11 E, Piney Flats, TN 37686. Since our establishment in 1934, we have been committed to serving our members and supporting the local community. With a total membership of over 340,000 and assets exceeding $8.9 billion, we strive to provide exceptional financial services tailored to meet your needs. At Eastman, we understand that managing finances can sometimes feel overwhelming. That's why our dedicated team is here to guide you through every step of your financial journey. Whether you're looking for a new auto loan, a personal loan for debt consolidation, or business banking solutions, we offer a variety of products designed with you in mind. While members can visit us at our branch in Piney Flats, official correspondence should be sent to our mailing address: PO Box 1989, Kingsport, TN 37662. Our commitment to excellence is reflected in our impressive financial standing, including total deposits of $1.2 billion and a net worth of $1.2 billion. With cash in hand amounting to $120 million, we're well-positioned to support your financial goals. Under the leadership of CEO Kelly Price and Board President E. Wayne Kirk, our team of over 1,060 employees is passionate about making a positive impact on the lives of our members. We invite you to experience the difference that comes with being part of a cooperative credit union focused on its community. For more information about our services or to discuss how we can assist you further, please don't hesitate to reach out at (423) 229-8200 or visit us online at www.ecu.org. Join us today and discover how Eastman can help you achieve your financial dreams!

Branch History & Mission

Join Us

As we continue to grow and adapt with the changing financial landscape, we invite you to join Eastman Credit Union. Experience firsthand the benefits of being part of a member-focused organization that truly cares about your financial well-being and community impact. Together, let's build a brighter financial future! Visit us online at ecu.org for more information on how you can become a member today!

Our Evolution

Over the decades, Eastman has experienced significant milestones that reflect our resilience and dedication to our members. We began as a small institution focused on meeting the needs of local families and businesses. Today, we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to innovation is evident through our advanced digital banking services, which allow members to manage their finances conveniently from anywhere. Our physical presence includes not just traditional banking services but also an ATM and drive-thru options for added convenience. We pride ourselves on being ADA compliant and ensuring accessibility for all our members.

Our Mission

At Eastman, our mission goes beyond providing excellent financial services; it's about fostering community growth and support. We believe in empowering individuals by helping them achieve their financial goals. Whether it's offering competitive loan rates or providing personalized service, we are here to guide you every step of the way. We actively engage in community outreach initiatives, partnering with local organizations to strengthen our ties within Piney Flats and surrounding areas. Our goal is to make a positive impact that resonates far beyond our branch doors. While members can visit us at 5928 Highway 11 E, official correspondence should be sent to PO Box 1989, Kingsport, TN 37662. If you need assistance or have questions about your account, feel free to reach out at 423-229-8200 during our operating hours from 7:30 am - 5:30 pm Monday through Friday.

Branch Location & Accessibility

Welcome to the Eastman Credit Union, located conveniently at 5928 Highway 11 E in the heart of Piney Flats, TN! Our branch is easy to find and accessible for all members. Whether you're stopping by for personal banking or need assistance with loans, our team is here to help you every step of the way. Just a short drive from popular local spots, our branch is near several recognizable landmarks, making it simple to incorporate your banking needs into your daily routine. We offer ample parking right outside the entrance, ensuring that your visit is as hassle-free as possible. For those who require special accommodations, rest assured that our facility is ADA compliant with easy access ramps. Our friendly staff is available during convenient hours from 7:30 AM to 5:30 PM, Monday through Friday. So whether you need to open a checking account or inquire about auto loans, we're here when you need us. At Eastman Credit Union, we provide a range of services tailored to meet your financial needs. You can easily manage your accounts through online and mobile banking or take advantage of our ATM and drive-thru services for quick transactions like deposits and withdrawals. With an ATM on-site and drive-thru banking available, managing your finances has never been easier! While members can visit us at 5928 Highway 11 E, official correspondence should be sent to PO Box 1989 in Kingsport, TN. If you have any questions or would like more information about our services, don't hesitate to give us a call at 423-229-8200. We look forward to welcoming you to Eastman Credit Union soon!

Member Eligibility

At Eastman, we believe that everyone deserves a place in our community, and becoming a member is your first step towards enjoying the benefits of financial partnership with us. To join, you need to meet certain eligibility criteria, which typically include residing or working in the local area. We welcome individuals from various backgrounds, making it easy for you to be part of something special. For detailed information on eligibility, please check out our resource at . Joining is straightforward and can open doors to a variety of services tailored just for you, including personal loans, credit cards with rewards, and mobile banking options that fit your lifestyle. If you're ready to start this journey, feel free to reach out at (423) 229-8200 for any questions or visit us at our location: 5928 Highway 11 E Piney Flats Tn 37686. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced world, efficient payment solutions are crucial for any business. Our merchant services allow you to accept payments easily, whether in-store or online. Imagine being able to focus more on serving your customers while we handle the transaction details making your operations smoother and more efficient. Stop by our branch at 5928 Highway 11 E Piney Flats Tn 37686, Piney Flats, TN or give us a call at (423) 229-8200 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? We provide easy access through our ATM services located conveniently within our branch as well as around town. Make withdrawals or check balances without any hassle.

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans and Vehicle Financing options can help turn that dream into reality. With competitive rates and flexible terms, you can find the financing solution that fits your budget. Imagine driving off in your new vehicle sooner than you thought possible!

Business Banking

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans. We know how important it is to keep your business running smoothly, and we're dedicated to helping you thrive.

Credit Cards with Rewards

Enjoy shopping? Our Credit Cards with Rewards make every purchase more rewarding! Earn points on everyday spending that can be redeemed for travel, merchandise, or cash back. It's a great way to get more from your purchases.

Drive-Thru Banking

For quick transactions without leaving your car, take advantage of our Drive-Thru Banking services where you can make deposits, withdrawals, and handle simple transactions efficiently. At Eastman, we aim to make banking as easy and accessible as possible. For more information about any of these services or to speak with a representative, please give us a call at (423) 229-8200 or visit us at Piney Flats today! Your financial well-being is our priority!

Mortgage Loans & Refinancing

Homeownership is one of life's greatest milestones, and at Eastman, we're here to make it easier with our Mortgage Loans and Refinancing services. Whether you're buying your first home or looking to refinance your existing mortgage, our knowledgeable team will guide you through the process, ensuring you get the best rate available.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Eastman offers robust Online and Mobile Banking features. Manage your accounts anytime, anywhere with just a few taps on your device. Pay bills, transfer funds, or check balances all from the comfort of your home or on-the-go.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed for every lifestyle. Whether you're saving for a big purchase or simply need a safe place for your everyday expenses, we have the right account for you.

Personal Loans & Debt Consolidation

Sometimes unexpected expenses arise. Our Personal Loans are here to help you manage those moments with ease. If you're juggling multiple debts, consider our Debt Consolidation options to simplify your finances and reduce monthly payments.

Digital & Online Banking

Convenient Online Banking

With 24/7 online banking services available at https://www.ecu.org, you can check balances, pay bills, and transfer money with just a few clicks. You'll never have to worry about banking hours again! Plus, our user-friendly platform means you can navigate through your account without any hassle.

Mobile Banking Features

For those who prefer banking on the go, our mobile application offers features that fit right into your lifestyle. Enjoy mobile payments and person-to-person transfers right from your smartphone making it easier than ever to send money to friends or family instantly. At Eastman, we are committed to providing you with accessible and efficient banking solutions that keep your finances in check whether you're at home or out and about. Join us today to experience the ease of digital banking!

Secure Transactions

Your security is our priority. We provide electronic signature authorization, so you can sign important documents securely online without the need for paper forms. And with e-statements available, you can easily manage your statements digitally while reducing paper clutter.

Financial Strength

At Eastman, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which demonstrates our commitment to serving you with confidence. With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 illustrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $59,812 in used auto loans and $7,387,411,471 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. Net Shares (Funds available for lending and investments) amount to $42,675,619, while Total Share Accounts stand at 751,368, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 5928 Highway 11 E Piney Flats Tn 37686 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got options for you.

Business Loans

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. We support local businesses with tailored solutions that fit their unique requirements. At Eastman, our goal is to empower our members through accessible financial products. We also have refinancing options available for those looking to adjust their current loan terms or lower monthly payments. If you're interested in exploring eligibility options or learning more about our offerings, don't hesitate to reach out. You can contact us at (423) 229-8200 or visit us at our location: 5928 Highway 11 E Piney Flats Tn 37686, Piney Flats, TN. For more information about all our services, including online banking and mobile payments, please visit our website at https://www.ecu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step together towards achieving your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. These cards come with benefits that help you earn rewards while staying within your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right mortgage product that fits your budget and lifestyle.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach ensures that the offers presented are both fair and transparent.

Eastman

Type of Loan Offerings

Personal Loans