Eastman Credit Union Kingsport TN | Low Mortgage Rates & Personal Loans

Introduction

Welcome to Eastman, your trusted financial partner nestled in the heart of Kingsport at 225 Clinchfield St, TN 37660. Since our establishment in 1934, we have been dedicated to empowering our members with exceptional financial services tailored to meet their needs. With a robust membership base of 340,167 individuals, we pride ourselves on fostering a community-focused environment where everyone can thrive. At Eastman, we understand that financial stability is essential for you and your family. That's why we offer a range of products, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. As of now, our total assets stand at an impressive $8,904,869,398, with total deposits reaching $1,218,973,684. These figures reflect our commitment to maintaining a secure and reliable financial foundation for our members. While members can visit us at our Kingsport branch for personalized service during our operating hours from 7:30 AM to 5:30 PM, Monday through Friday, any official correspondence should be sent to PO Box 1989, Kingsport, TN 37662. Our knowledgeable team of 1,065 employees, led by CEO Kelly Price and Board President E. Wayne Kirk, is always ready to assist you with any questions or concerns you may have. We take great pride in serving our community and are committed to making a positive impact in the lives of our members. Our total loans currently amount to 267,877, ensuring that we provide support when it matters most. Whether you're looking to save for the future or need assistance with financing options today, Eastman is here for you. Feel free to reach out to us at 423-229-8200 or visit our website at ecu.org for more information on how we can help you achieve your financial goals. Join us today and experience the difference that comes with being part of the Eastman family!

Branch History & Mission

Community Engagement

Eastman takes pride in its partnerships with local organizations and schools. We believe that by investing in our community, we help create a brighter future for everyone. Whether it's through financial literacy programs or sponsorships of local events, we aim to make a positive impact on those we serve. In addition to physical services like drive-thru banking and ATM availability, we've embraced digital advancements to better serve you. With online banking and mobile payment options available, managing your finances has never been easier or more accessible. Join us at Eastman and experience the difference that comes with being part of a community-focused credit union. Together, let's build a stronger future! For more information or to speak with one of our representatives, feel free to call us at 423-229-8200. We look forward to welcoming you into our family!

Our Mission

At Eastman, our mission is clear: to provide exceptional financial services while fostering a supportive environment for our members and the communities we serve. We focus on delivering personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking designed to meet your needs. Our commitment extends beyond traditional banking; we actively engage in community outreach and support local initiatives that enhance the lives of those around us. While members can visit us at 225 Clinchfield St for all their banking needs, official correspondence should be sent to PO Box 1989, Kingsport, TN 37662 if necessary. Our lobby hours are convenient for everyone, open from 7:30 am to 5:30 pm Monday through Friday.

Branch Location & Accessibility

Get in Touch

If you have any questions or would like more information about our services, please don't hesitate to give us a call at 423-229-8200. Our dedicated staff is eager to assist you. We invite you to stop by and discover how Eastman can support your financial journey!

Operating Hours

Our friendly team is here to assist you from 7:30 AM to 5:30 PM, Monday through Friday. We understand that life can get busy, so we aim to be available when you need us most.

Parking and Accessibility

We offer ample parking spaces near our entrance, ensuring that your visit is hassle-free. For those who may need assistance, our branch complies with ADA standards, featuring ramps and accessible entrances for everyone to enjoy a comfortable banking experience.

Services Offered

At Eastman, we take pride in offering a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage options, we're here to help you achieve your financial goals. Plus, with our drive-thru service, completing simple transactions has never been easier. Need cash? Our ATM is conveniently available for quick withdrawals and balance checks. While members can visit us at 225 Clinchfield St for all their banking needs, official correspondence should be sent to PO Box 1989, Kingsport, TN 37662.

Member Eligibility

Joining the Eastman community is a wonderful step towards financial empowerment, and we're excited to welcome you! To become a member, you'll need to meet a few simple eligibility requirements. We're proud to serve individuals who live, work, worship, or attend school in our local area. If that sounds like you, then you're already on your way! For more details about eligibility criteria, feel free to visit our website at . Opening an account with us is straightforward and designed with your convenience in mind. You can start the process online or simply give us a call at (423) 229-8200 for personalized assistance. Our friendly team at Eastman, located at 225 Clinchfield St Kingsport Tn 37660, is here to guide you every step of the way. Becoming a member means not just gaining access to great financial products and services, but also joining a supportive community that truly cares about your success. We can't wait to have you with us!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify everyday transactions. Picture this: you run a bustling café, and customers want quick, easy payment options. Our services allow you to accept payments seamlessly, keeping the line moving and your customers happy. Visit us at 225 Clinchfield St Kingsport Tn 37660 in Kingsport, TN to learn more about how we can support your business journey!

Our Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Our commitment extends beyond individuals; we proudly serve local businesses too! Our business banking services, which include merchant services and business loans, are designed to support entrepreneurs in achieving their goals. Running a business can be challenging, but with the right financial partner by your side, it becomes much easier.

Convenient Access Options

Accessibility is crucial in today's fast-paced world. At Eastman, we provide various ways for you to access your funds easily. With our ATM and cash withdrawal services, you can get cash when you need it without any hassle. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Flexible Loan Options

We also recognize that sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. They provide the financial relief you need while helping you manage your overall debt more effectively. For those who enjoy shopping and earning rewards simultaneously, our credit cards with rewards program is perfect for making everyday purchases while earning perks along the way.

Get Started Today!

We invite you to explore all these services at Eastman, located at 225 Clinchfield St Kingsport Tn 37660 in Kingsport, TN. If you have any questions or would like more information about how we can assist you with your financial needs, feel free to give us a call at (423) 229-8200 during our operating hours from 7:30 am - 5:30 pm Monday through Friday. Your journey towards better financial health begins here let us help guide you along the way! Visit us online at Clinchfield to learn more about what we offer!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that make managing your money easy and accessible. Our checking and savings accounts cater to different lifestyles, whether you want basic features or more advanced benefits. With our online and mobile banking services, you can check balances, transfer funds, and pay bills anytime, anywhere. Imagine being able to handle all your banking needs right from your phone! If you're considering a new vehicle or need assistance with financing, our auto loans and vehicle financing options are tailored just for you. We know how important reliable transportation is for everyday life. Similarly, if you're dreaming of homeownership or looking to refinance an existing mortgage, our mortgage loans can turn those dreams into reality.

Digital & Online Banking

Conclusion

In today's fast-paced world, having reliable digital banking options is essential. At Eastman, we're committed to making your banking experience not only efficient but also enjoyable. From managing accounts to making payments, we're here to support you every step of the way. Embrace convenience and security with us today!

Key Features

Explore the full range of our online banking services at https://www.ecu.org. Whether you're checking your balance, paying bills, or transferring money to a friend through our person-to-person transfer feature, everything is streamlined for your ease. If you're always on the move, you'll love our mobile application. It's user-friendly and packed with features like mobile payments, allowing you to make quick transactions right from your smartphone.

Security and Accessibility

Security is our top priority. We offer electronic signature authorization for secure document signing, so you can complete transactions without any hassle. Plus, with e-statements available, you can keep track of your financial activity without worrying about paper clutter. Our online banking services are accessible 24/7, giving you real-time control over your accounts whenever you need it.

Financial Strength

Commitment to Growth and Innovation

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $59,812 in used auto loans and $7,387,411,471 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team at Your Service

We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $42,675,619, we're well-equipped to meet your needs.

Secured Savings for Members

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Solid Foundations

Total Share Accounts stand at 751,368, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 225 Clinchfield St Kingsport Tn 37660 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we've got you covered.

Business Financing

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. We understand that every business is unique, which is why we offer tailored solutions to fit your specific needs. At Eastman, we are committed to making borrowing easy and accessible for everyone. If you're considering refinancing or looking for eligibility options, don't hesitate to reach out. Our friendly staff at (423) 229-8200 is available during our operating hours from 7:30 am - 5:30 pm Monday through Friday to assist you with any questions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today and find out how we can support you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We also provide competitive terms to help you secure the home of your dreams while keeping your payments manageable.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. These credit cards can be an excellent tool for building credit while enjoying cash-back rewards and other benefits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking the best loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that users receive fair and transparent offers tailored to their financial needs. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring complete transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means users can trust that they are getting unbiased results every time they search for loans. Another advantage of LendMesh is its real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. This feature is particularly valuable in today's fast-moving financial environment, where rates can change frequently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness of LendMesh in helping individuals secure better loan deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Eastman

Type of Loan Offerings

Personal Loans