Eastman Credit Union Kingsport TN | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Eastman, your trusted community partner located at 4325 W Stone Dr, Kingsport, TN 37660. Since our establishment in 1934, we have been dedicated to providing exceptional financial services to our members and the local community. With a strong commitment to fostering financial well-being, we proudly serve over 340,000 members and manage assets totaling an impressive $8,904,869,398. At Eastman, we understand that each member has unique financial needs. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. With total deposits amounting to $1,218,973,684 and a net worth of $1,229,371,876, we stand firmly on solid financial ground, ready to support you in achieving your goals. Our leadership team is dedicated to ensuring that every member receives personalized service. Under the guidance of CEO Kelly Price and Board President E. Wayne Kirk, our team of 1,065 employees works tirelessly to provide reliable banking solutions that empower our community. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 1989, Kingsport, TN 37662. We invite you to explore all that Eastman has to offer by visiting our website at ecu.org. Whether you're looking for competitive loan rates or convenient online banking options, we're here for you. Connect with us today at (423) 229-8200, and let's work together towards a brighter financial future!

Branch History & Mission

Community Engagement and Innovation

Eastman takes pride in its role as a community partner. We actively participate in outreach efforts that promote economic growth and social well-being. Additionally, we recognize the importance of adapting to modern needs; that's why we ensure ADA compliance across our services and facilities. With an ATM available for your convenience and drive-thru banking options for quick transactions, we focus on delivering customer-centric initiatives designed with you in mind.

Join Us!

As we look toward the future, we invite you to be part of the Eastman family. Whether you're looking for personal banking solutions or business services, there's something here for everyone. Experience the benefits of being part of a cooperative that genuinely cares about your financial health. For more information or inquiries, feel free to reach out at 423-229-8200. Together, let's build a brighter financial future!

Our Mission

At Eastman Credit Union, we are dedicated to more than just providing financial services; we strive to make a positive impact in our community. Our mission is built on four pillars: accessibility, support, education, and empowerment. We believe that every member deserves access to high-quality banking services without barriers. That's why we offer features like online banking and mobile payments to enhance your experience. We are also committed to supporting local initiatives and partnerships that uplift our neighborhoods. From sponsoring community events to offering financial education workshops, we aim to empower our members with the knowledge they need to make informed financial decisions. While you can visit us at our branch location for all your banking needs from checking accounts to auto loans official correspondence should be sent to PO Box 1989, Kingsport, TN 37662 if you prefer mail communication.

Branch Location & Accessibility

Welcome to Eastman, your friendly neighborhood credit union located at 4325 W Stone Dr in Kingsport, TN. Our branch is easily accessible and designed with your convenience in mind. Whether you are heading to the nearby Kingsport Carousel or enjoying a day at Fort Patrick Henry Lake, we are just a short drive away, ready to assist you with all your banking needs. While members can visit us at our physical location, official correspondence should be sent to PO Box 1989, Kingsport, TN 37662. We strive to make your visit as smooth as possible. With ample parking available and ADA-compliant features like ramps for easy access, everyone is welcome here. Our lobby hours are designed for your busy schedule, open from 7:30 AM to 5:30 PM Monday through Friday. If you're on the go, take advantage of our convenient drive-thru banking services for quick deposits and withdrawals. Plus, our ATM is always available for cash withdrawals and balance checks whenever you need it. At Eastman, we offer a variety of services tailored to fit your financial needs. From checking and savings accounts to auto loans and personal loans with competitive rates, we're here to support you every step of the way. If you have any questions or need assistance, feel free to give us a call at 423-229-8200. We invite you to stop by and see how we can help you achieve your financial goals!

Member Eligibility

At Eastman, we believe that everyone deserves the opportunity to be part of a supportive financial community. Becoming a member is an inviting process designed for those who live, work, worship, or attend school in the area around our branch at 4325 W Stone Dr Kingsport Tn 37660. Whether you're looking to open a checking account, secure an auto loan, or explore other financial services, joining us means gaining access to resources tailored just for you. We pride ourselves on offering personal banking solutions that meet your unique needs while providing excellent customer service. If you're ready to start your journey with us, it's as easy as reaching out! You can find more detailed eligibility criteria by visiting . For any questions or assistance, don't hesitate to call us at (423) 229-8200. We're excited to welcome you into the Eastman family and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having the tools to streamline payments and improve cash flow at your fingertips. Our merchant services make it easy for you to accept payments from customers whether in-store or online. This means more time focusing on what you do best: running your business. Located conveniently at 4325 W Stone Dr Kingsport Tn 37660 in Kingsport, TN, we invite you to explore how our tailored solutions can help your business thrive. For more information, feel free to contact us at (423) 229-8200 during our operating hours from 7:30 AM to 5:30 PM, Monday through Friday.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, you'll appreciate our Business Banking services. We provide essential tools like merchant services and business loans to help your company grow and succeed.

Convenient Online and Mobile Banking

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust Online & Mobile Banking features. You can manage your accounts from anywhere whether it's checking balances, making transfers, or paying bills all at the touch of a button. With secure ATM services available as well as basic drive-thru banking for deposits and withdrawals, we make banking easy and accessible.

Credit Options That Reward You

Looking for a credit card? We offer Credit Cards with Rewards, allowing you to earn points on everyday purchases that can be redeemed for travel, merchandise, and more. It's just one way we show appreciation for our members.

Home Financing Solutions

For those dreaming of homeownership, we provide comprehensive Mortgage Loans & Refinancing solutions. Our experienced staff will guide you through every step of the process, ensuring you find a mortgage that meets your needs. And if you're feeling overwhelmed by existing debt, our Personal Loans & Debt Consolidation services can help simplify your financial life.

Join Us Today!

At Eastman, we're committed to helping you achieve financial success through personalized service and a diverse array of offerings designed with your needs in mind. If you're ready to explore how we can assist you further or want more information about any of our services, feel free to give us a call at (423) 229-8200 or visit us online at Allandale. Let's take the next step together toward achieving your financial goals!

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, or need assistance with managing your finances, our personal banking services have you covered. Our team is here to help you choose the right accounts that fit your lifestyle and goals. If you're in the market for a new vehicle, consider our Auto Loans & Vehicle Financing options, which offer competitive rates tailored to get you on the road quickly.

Digital & Online Banking

Key Services at Your Fingertips

Through our online banking platform, available at https://www.ecu.org, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Enjoy the peace of mind that comes with 24/7 access to your accounts. Plus, with electronic signature authorization, signing important documents is a breeze and adds an extra layer of convenience. For those who prefer to go paperless, we offer e-statements that let you access your account statements anytime without cluttering your mailbox. You'll also find our mobile application handy for managing your accounts right from your smartphone.

Pay and Transfer with Ease

Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds directly from your account. If you're always on the move, our mobile payments feature makes it easy to make purchases with just a tap of your phone. In today's fast-paced world, having access to your finances whenever you need them is crucial. At Eastman, we strive to provide user-friendly features that empower you to manage your money efficiently while keeping security top of mind. Experience the convenience and flexibility of digital banking with us today!

Financial Strength

A Solid Foundation

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 751,368, showing a strong and growing member base that trusts us with their finances.

Reinvestment for Growth

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $59,812 in used auto loans and $7,387,411,471 in total loans and leases.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 4325 W Stone Dr Kingsport Tn 37660 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. We also provide refinancing options to lower your monthly payments or reduce your interest rate, making it easier for you to drive away in the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we are committed to supporting local businesses in achieving their objectives.

Credit Lines

Additionally, our credit lines totaling $1,949,383,324 offer flexibility when it comes to managing unexpected expenses or funding personal projects. At Eastman, we believe in providing personalized service and transparent information. If you're interested in any of our loan offerings or want to learn more about eligibility options and refinancing opportunities, please reach out to us at (423) 229-8200. We're here Monday through Friday from 7:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We're dedicated to guiding you through the mortgage process, ensuring you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $159,394,784 in loans helping members manage their finances effectively, these cards come with various benefits tailored for everyday use.

Loan Aggregator

Benefits of Using LendMesh

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Eastman

Type of Loan Offerings

Personal Loans