Eastman Credit Union Kingsport TN | Best Credit Cards & Business Loans

Introduction

Welcome to Eastman, your trusted financial partner located at 130 W Ravine Rd, Kingsport, TN 37660. Established in 1934, we have proudly served our community for decades, growing alongside our members and fostering financial well-being. With a robust membership base of 340,167 individuals, we're more than just a credit union; we're a community hub dedicated to helping you achieve your financial goals. At Eastman, we understand that every member has unique needs. That's why we offer a variety of services, from personal banking and auto loans to business banking solutions. Our total assets now stand at an impressive $8,904,869,398, with total deposits reaching $1,218,973,684. This strength allows us to support our members with over 267,877 loans and leases tailored to fit various lifestyles and situations. While members can visit us at our branch location in Kingsport, official correspondence should be sent to our mailing address: PO Box 1989, Kingsport, TN 37662. Our team is here to assist you during lobby hours from 10:00 AM to 4:00 PM, Monday through Friday. Whether you prefer online banking or face-to-face interactions, we're committed to making your experience smooth and rewarding. Under the leadership of our CEO Kelly Price and Board President E. Wayne Kirk, our dedicated staff of 1,065 employees is ready to provide personalized service that makes financial management easier for you. We take pride in maintaining a net worth of $1,229,371,876 and cash in hand amounting to $120,110,368, ensuring that we are well-equipped to serve you. Join us on this journey toward financial empowerment visit us today or give us a call at 423-229-8200. Discover how Eastman can make a positive difference in your financial life! For more information about our offerings and values, explore our website at www.ecu.org.

Branch History & Mission

Accessibility & Innovation

In this modern age, we've embraced technology to enhance your banking experience. At Eastman, you'll find features like online banking and mobile payments that allow you to manage your finances conveniently from anywhere. Our branch is ADA compliant, ensuring everyone can access our services comfortably. Additionally, while members can visit us at 130 W Ravine Rd Kingsport Tn 37660, official correspondence should be sent to PO Box 1989, Kingsport, TN 37662. With an ATM available for easy cash withdrawals and basic transactions, we're here for you during our operating hours from 10:00 am - 4:00 pm Monday through Friday.

Join Us Today!

We invite you to become part of the Eastman family. Experience firsthand how we blend exceptional service with community support. Whether you're looking for a new account or need assistance with loans and financing, our dedicated team is ready to help you every step of the way. Contact us today at (423) 229-8200 or visit us online at https://www.ecu.org to learn more about how we can serve you better!

Our Mission

At Eastman, our mission goes beyond just banking. We aim to empower individuals and families through accessible financial services such as personal checking accounts, auto loans, mortgages, and business banking options. We take pride in offering competitive products designed with your needs in mind, whether you're looking to finance your first home or manage everyday expenses. We also understand the importance of community support. That's why we actively engage in various outreach initiatives and partnerships aimed at making a difference right here in Kingsport. Our goal is to not only help you achieve your financial dreams but also contribute positively to the neighborhoods we serve.

Our Story

Eastman, located at 130 W Ravine Rd Kingsport Tn 37660, has been a cornerstone of the Kingsport area for nearly nine decades. From humble beginnings, we have evolved into a vibrant credit union serving over 340,167 members today. Our growth has been fueled by our dedication to providing personalized financial solutions and fostering strong relationships with our members. Over the years, we have achieved significant milestones, including reaching total assets of $8,904,869,398. This growth is not just about numbers; it's about the countless families and businesses we've supported along the way. We believe that financial health is key to thriving communities, and that belief drives everything we do.

Branch Location & Accessibility

Accessibility Features

At Eastman, we believe banking should be accessible to everyone. Our branch is designed with ADA compliance in mind, featuring ramps and clear pathways for those who need them. Whether you're walking in or driving over, we've made sure it's easy for you to access our services.

Call to Action

We invite you to stop by and experience the personal touch of Eastman Credit Union. Whether you have questions about our services or need assistance with your account, don't hesitate to give us a call at 423-229-8200. We look forward to welcoming you into our community!

Operating Hours

We know how busy life can get, so we've tailored our operating hours to fit your schedule. Visit us Monday through Friday from 10:00 AM to 4:00 PM. Our friendly staff is ready to assist you during these hours, ensuring that you receive the help you need without any hassle.

Services Offered

Eastman offers a variety of personal and business banking services to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for an ATM service, you're in luck! We have an ATM available for quick cash withdrawals or balance checks right outside the branch.

Member Eligibility

At Eastman, we believe that everyone deserves to be part of a welcoming and supportive community. Joining us as a member is simple and rewarding! If you live, work, or worship in the area around 130 W Ravine Rd Kingsport Tn 37660, you're likely eligible to become a member. We're here for you through all life's moments, offering not just financial services but also a sense of belonging. Whether you're looking for checking accounts, loans, or help with your savings, our team is dedicated to serving your needs. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our website at . It's easy to open an account with us too just give us a call at (423) 229-8200 during our operating hours from 10:00 am to 4:00 pm, Monday through Friday. We can't wait to welcome you into the Eastman family!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses. Imagine having the funds you need to invest in that new piece of equipment or to hire additional staff. Our commercial loans are designed to provide flexible financing options that align with your business needs.

Merchant Services That Simplify Transactions

In today's fast-paced market, efficient payment processing is crucial. Our merchant services equip your business with reliable solutions to accept payments seamlessly whether online or in-store. Picture a busy Saturday where customers can easily pay at checkout without delays. This convenience can enhance customer satisfaction and loyalty. Located at 130 W Ravine Rd Kingsport Tn 37660 in Kingsport, TN, we're here to partner with you every step of the way. Let us help you thrive! For more information, give us a call at (423) 229-8200 or visit our website at https://www.ecu.org.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With convenient ATM & Cash Withdrawal Services, accessing your funds has never been easier. You can enjoy basic ATM access for withdrawals and balance checks whenever you need it, ensuring you always have cash on hand. At Eastman, we're here not just as your credit union but as your partner in achieving financial wellness. Our friendly staff is available at (423) 229-8200 during our operating hours from 10:00 am - 4:00 pm Monday through Friday to answer any questions or help you get started with any of our services. We invite you to explore everything we have to offer by visiting us at Hospital Branch or reaching out today! Your financial journey starts here, and we're excited to be part of it.

Auto Loans & Vehicle Financing

If you're looking to purchase a new vehicle, our Auto Loans & Vehicle Financing options make it simple and straightforward. We offer competitive rates and flexible terms that can fit any budget. Whether you're eyeing a brand-new model or a reliable used car, we're here to help you drive off with confidence.

Business Banking

Running a business is no small feat, and that's why we offer dedicated services like Business Banking, including merchant services and business loans. We partner with local businesses to provide the financial support needed for growth and success.

Credit Cards with Rewards

Want to earn rewards while you spend? Our Credit Cards with Rewards program provides cash back and points for everyday purchases. It's a great way to make your spending work harder for you, turning routine expenses into something rewarding.

Mortgage Loans & Refinancing

For those ready to buy their dream home or refinance an existing mortgage, we provide personalized guidance every step of the way. Our Mortgage Loans & Refinancing services are designed to simplify the process, allowing you to focus on what really matters making your house a home.

Personal Banking

Our personal banking services include a variety of checking and savings accounts designed for everyone. We understand that managing day-to-day expenses can be challenging, which is why our accounts come with no hidden fees and easy online access. Imagine being able to track your spending or set aside money for future plans right from your mobile device with our Online & Mobile Banking features.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options can help ease that burden by offering affordable solutions tailored just for you. Imagine consolidating multiple debts into one manageable payment, allowing you to regain control over your finances.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. With just a few taps on your smartphone, you can access all your accounts, make person-to-person transfers, and enjoy the convenience of mobile payments. Whether you're splitting a dinner bill with friends or shopping online, our app ensures that your transactions are fast and hassle-free. Security is our top priority. We use advanced encryption methods to protect your personal information, giving you peace of mind every time you log in. Plus, with electronic signature authorization, signing documents has never been easier or safer. We also offer e-statements, allowing you to view and manage your financial statements electronically. This not only helps reduce paper clutter but also keeps your information secure and organized. At Eastman, we're committed to providing a user-friendly experience that puts you in control of your finances. Join us today and discover how our digital banking services can simplify your financial life!

Financial Strength

At Eastman, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation so you can feel confident in your banking decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $59,812 in used auto loans and a total of $7,387,411,471 in loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $42,675,619. Total Share and Deposit Accounts: 751,368, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 130 W Ravine Rd Kingsport Tn 37660 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a pre-owned one, we have flexible options that can fit into any budget.

Business Loans

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. We cater to various business needs, ensuring that you have access to the funds required to take your enterprise to the next level.

Credit Lines and Refinancing Options

We understand that life changes and sometimes so do your financial needs. That's why we offer credit lines totaling $1,949,383,324, giving you flexibility when it matters most. Additionally, if you're considering refinancing existing debt or exploring eligibility options for any of our products, our dedicated team is here to guide you through those choices. Our team at Eastman, located at 130 W Ravine Rd Kingsport Tn 37660, Kingsport, TN, is ready to assist you with any questions about our loan offerings. You can reach us at (423) 229-8200 during our operating hours from 10:00 am - 4:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your lending options!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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Eastman

Type of Loan Offerings

Personal Loans