Eastman Credit Union Kingsport TN | Affordable Vehicle Loans & Drive-Thru Banking

Introduction

Welcome to Eastman, your trusted partner in financial well-being, located at 201 S Wilcox Dr, Kingsport, TN 37660. Since our establishment in 1934, we have proudly served the community with a commitment to providing exceptional banking solutions tailored to meet your needs. With a robust membership of 340,167 individuals, we understand the importance of fostering strong relationships and supporting our members through every stage of their financial journey. At Eastman, we believe that financial empowerment starts with trust. Our total assets amount to an impressive $8,904,869,398, reflecting our dedication to maintaining the highest standards of security and reliability for your finances. Whether you're looking for personal banking services like checking and savings accounts or seeking assistance with auto loans and mortgage refinancing, we are here for you. While members can visit us at our branch location, official correspondence should be sent to P. O. Box 1989, Kingsport, TN 37662. Our knowledgeable team is ready to assist you with any inquiries or guidance you may need. You can reach us at (423) 229-8200 during our operating hours from 7:30 am to 5:30 pm, Monday through Friday. Led by CEO Kelly Price and Board President E. Wayne Kirk, our dedicated staff of 1,065 employees is committed to enhancing your banking experience. We take pride in offering a range of services including online and mobile banking, ATM access, and personalized business banking solutions. Join us today and discover why Eastman is more than just a credit union it's a community where your financial goals come first. Visit our website at www.ecu.org or call us now! Your journey toward financial success begins here.

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of our growing family at Eastman. Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being. With digital advancements like online banking and mobile payments available alongside traditional services, we ensure that your banking experience is both modern and personal. Come visit us today at Eastman! Let us help you take the next step towards achieving your financial goals. For more information or assistance, please call us at 423-229-8200 or explore our website at www.ecu.org. We can't wait to welcome you!

Our Evolution

From humble beginnings in the heart of Kingsport, Eastman has continually evolved to meet the needs of our members. Our commitment to providing exceptional service and innovative solutions has allowed us to thrive through changing times. With a team of dedicated professionals, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. Our branch is open from 7:30 AM to 5:30 PM Monday through Friday, ensuring accessibility for all our members. Additionally, we offer convenient ATM access and drive-thru banking for quick transactions. While members can visit us at 201 S Wilcox Dr, official correspondence should be sent to P.O. Box 1989, Kingsport, TN 37662.

Our Mission

At Eastman, our mission goes beyond just providing financial services; it's about making a positive impact in our community. We believe in empowering our members through education and support while fostering a culture of inclusivity and respect. Our mission statement reflects this dedication: "To enhance the lives of our members by providing reliable financial products and services tailored to their unique needs." We actively participate in community outreach efforts, partnering with local organizations to support initiatives that uplift those around us. Whether it's financial literacy programs or charitable donations to local causes, we strive to make a difference every day.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You will find ample parking and features such as ramps that comply with ADA standards, ensuring that everyone can visit us comfortably. Whether you're coming in for a quick transaction or a longer consultation, we strive to make your experience smooth and welcoming.

Call-to-Action

At Eastman, we're dedicated to making your banking experience enjoyable and efficient. Feel free to call us at 423-229-8200 if you have any questions or want to learn more about how we can help you achieve your financial goals. We look forward to welcoming you soon!

Operating Hours and Services

We're here for you during the week from 7:30 am to 5:30 pm, Monday through Friday. Stop by to explore a range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need cash on the go? Our ATM is available for quick withdrawals and balance checks. Plus, our drive-thru service offers a hassle-free way to handle deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Eastman, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, or go to school in the area around 201 S Wilcox Dr Kingsport Tn 37660, you're likely eligible to join us. We welcome individuals from various backgrounds, making it a friendly place for all. Plus, as a member, you'll enjoy a wide range of benefits, including personalized service and access to our great financial products tailored just for you. To get started with your membership journey at Eastman, simply reach out to us at (423) 229-8200. You can also check out our detailed eligibility criteria here to see if you qualify. Once you're ready, opening an account is straightforward and designed with your convenience in mind. Join us today and experience the difference of being part of the Eastman family!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we provide essential merchant services that simplify your daily operations. From payment processing solutions that help you accept credit cards seamlessly to tools that allow you to manage transactions efficiently, our services empower you to focus on what matters most running your business. Located at 201 S Wilcox Dr Kingsport Tn 37660 in Kingsport, TN, we invite you to explore how our dedicated team can assist you in achieving your business goals. Reach us at (423) 229-8200 during our operating hours from 7:30 am - 5:30 pm, Monday through Friday. Let's work together to turn your ambitions into achievements!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Eastman has got you covered too! Our business banking services include merchant services and business loans that can help your company grow and thrive in today's competitive market.

Credit Cards with Rewards

For those who love earning rewards on their purchases, our credit cards come with exciting benefits tailored for everyday spending. Whether it's travel points or cash back, you'll find options that reward you for being a loyal member.

Debt Management

Life can throw unexpected challenges your way, which is why we also provide personal loans and debt consolidation services. These tools can help you manage expenses or consolidate debts into manageable payments, giving you peace of mind.

Digital Banking Features

In this fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on the go. Plus, with our ATM and cash withdrawal services available at various locations, accessing your money has never been easier.

Drive-Thru and Basic ATM Services

For members who prefer face-to-face interactions for simple transactions like deposits or withdrawals, our basic drive-thru banking service ensures quick assistance without leaving your car. Additionally, our ATMs allow for straightforward access to cash and balance inquiries whenever needed. At Eastman, we're here to support all aspects of your financial life. With personalized service and a commitment to community well-being since 1934, we strive to be more than just a credit union we aim to be a partner in helping you achieve your financial goals. If you're ready to learn more about our services or have any questions, don't hesitate to reach out! Call us at (423) 229-8200 or visit us at 201 S Wilcox Dr Kingsport Tn 37660. We look forward to serving you!

Personal Banking

We understand that managing your personal finances is essential. That's why we offer various options, including checking and savings accounts designed to fit your lifestyle. If you're looking to purchase a new vehicle or refinance your current ride, our auto loans and vehicle financing solutions make it easy for you to drive away in your dream car. And when it comes to homeownership, our mortgage loans and refinancing options provide the flexibility you need to secure your future.

Digital & Online Banking

Key Features

You can explore our online banking services at https://www.ecu.org. We provide 24/7 access so you can check your balance, transfer funds, or pay bills whenever it suits you. This means no more rushing to the bank before it closes or waiting in long lines. Our mobile application is another great way to keep track of your finances on the go. It allows you to make mobile payments easily, ensuring that you're always just a tap away from managing your money. Plus, if you want to send money to friends or family, our person-to-person transfer feature makes it simple and quick.

Security and Convenience

We take security seriously, which is why we offer electronic signature authorization for added protection when handling sensitive transactions. Also, by opting for e-statements, you'll not only help the environment but also enjoy a secure way to access your financial information without the clutter of paper statements. With these features combined, banking at Eastman becomes an experience that puts you in control. You get real-time updates and easy access to everything you need all while knowing your personal information is safe with us. Whether you're paying bills, sending money, or checking your account balance, our digital and online banking services ensure that everything is just a click away. Join us today and discover how easy banking can be!

Financial Strength

Dedicated Team

We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 751,368, showcasing a robust membership base that trusts us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 201 S Wilcox Dr Kingsport Tn 37660 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Reinvestment in Member Services

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to quality service is reflected in the support we provide for your financial goals.

Secure Savings Options

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs over traditional banking practices. Unlike other institutions, with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Capital Foundation

Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strong ratio reflects our commitment to maintaining a secure environment for your finances.

Supporting Your Financial Aspirations

With $59,812 in used auto loans and $7,387,411,471 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our ability to generate income is also evident; our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team will assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we strive to support our members with tailored financial solutions.

Credit Lines

In addition to our standard loan offerings, we provide credit lines amounting to $1,949,383,324, allowing you the flexibility to access funds when you need them most. This product is ideal for those looking for additional support without committing to a full loan. If you're considering refinancing any existing loans or would like more information on eligibility options, feel free to reach out. Our friendly staff is available at (423) 229-8200 during our operating hours from 7:30 am - 5:30 pm Monday through Friday. At Eastman, your financial well-being is our priority. Explore our loan products today and let us help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We provide various options to suit different budgets and situations, making it easier for you to own your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. These credit cards come with benefits that can help you earn rewards while keeping your spending within budget.

Loan Aggregator

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Ensuring Accurate Comparisons

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Eastman

Type of Loan Offerings

Personal Loans