Eastman Credit Union Kingsport TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Eastman, your trusted credit union located at 1925 James White Drive, Kingsport, TN 37660. Established in 1934, we have proudly served our community for nearly nine decades, helping over 340,167 members achieve their financial goals. At Eastman, we believe that banking should be personal and accessible, which is why we are committed to providing a range of services tailored to meet the needs of our members. With total assets exceeding $8.9 billion, and deposits totaling $1.2 billion, our robust financial standing reflects our dedication to responsible management and member service. We currently offer a variety of loans totaling 267,877 including auto loans, mortgages, personal loans, and business loans. Our commitment to ensuring that you feel secure in your financial decisions is echoed in our net worth of $1.2 billion and cash on hand amounting to $120 million. At Eastman, our leadership team is driven by a passion for community service. Under the guidance of CEO Kelly Price and Board President E. Wayne Kirk, we strive to foster an environment where every member feels valued. Our team of over 1,065 employees is dedicated to providing exceptional service, whether you're looking for help with checking accounts or seeking guidance on investment opportunities. While members can visit us at our branch location for personalized assistance and support during our operating hours from 7:30 AM to 5:30 PM Monday through Friday, we also encourage you to reach out via phone at 423-229-8200 or explore more about our offerings online at www.ecu.org. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Welcome to Eastman, your trusted financial partner in Kingsport, TN. Since our opening in 1934, we have proudly served our community with dedication and care. Over the decades, we have seen tremendous growth, evolving from a small credit union to a robust institution with over 340,167 members and total assets exceeding $8.9 billion. Our journey reflects not just numbers but the stories of families and individuals whose lives we have touched through our services. Located at 1925 James White Drive, our branch is easily accessible for all your banking needs. Whether you're visiting us for personal banking, auto loans, or mortgage options, you will find our friendly team ready to assist you. We're proud to offer convenient services like ATM access and drive-thru banking to make your experience as smooth as possible. At Eastman, our mission is clear: we strive to provide excellent financial services while actively supporting our community. We understand that financial decisions can be daunting, which is why we focus on creating a welcoming environment where everyone feels valued and empowered. Our commitment extends beyond transactions; we engage in various outreach programs to uplift local initiatives and foster growth within Kingsport. While members can visit us at 1925 James White Drive, official correspondence should be sent to P.O. Box 1989, Kingsport, TN 37662 if needed. Our operating hours are from 7:30 AM to 5:30 PM, Monday through Friday, ensuring that you can reach us at your convenience. As we continue to grow and adapt, we're excited about the digital advancements we've made offering online banking and mobile payment options that allow you to manage your finances anytime, anywhere. We're also proud of our ADA-compliant facilities so that all members can access our services without barriers. Join us at Eastman and experience the difference of being part of a community-focused credit union that genuinely cares about your financial well-being. Let's build a brighter future together! For more information or assistance, don't hesitate to call us at 423-229-8200 or visit our website at ecu.org.

Branch Location & Accessibility

Easy Access and Parking

At Eastman, we prioritize accessibility for all our members. Our branch is designed to meet ADA compliance standards, featuring ramps and spacious entrances for those who may need extra support. Ample parking is available, ensuring you can visit us without any hassle.

Operating Hours That Work for You

We understand that life can be busy. That's why we're open Monday through Friday from 7:30 am to 5:30 pm, giving you plenty of time to stop by after work or during your lunch break.

Services Tailored to Your Needs

Whether you're looking for personal banking options like checking and savings accounts, vehicle financing, or even mortgage loans, we've got you covered. We also offer convenient ATM services and drive-thru banking for quick deposits and withdrawals. Our team is ready to assist you with all your banking needs! While members can visit us at 1925 James White Drive, official correspondence should be sent to P.O. Box 1989, Kingsport, TN 37662. If you have any questions or need assistance, don't hesitate to call us at 423-229-8200. We invite you to come visit Eastman today your financial journey starts here!

Member Eligibility

Becoming a member of Eastman is like joining a caring family where your financial needs are prioritized. If you live, work, or worship in our community, you're likely eligible to join us! Our goal is to create a welcoming environment that supports your financial journey with personalized services tailored just for you. Members enjoy benefits like competitive loan rates and easy access to various banking services designed to simplify your life. To see the specific eligibility criteria, feel free to visit our website at . If you're ready to take the next step, opening an account is a breeze! You can find all the details on how to get started right here: . For any questions, don't hesitate to give us a call at (423) 229-8200. We're excited to welcome you into our community at Eastman, located at 1925 James White Drive Kingsport Tn 37660!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer essential merchant services that simplify transactions and improve cash flow. Imagine being able to accept payments seamlessly from your customers, whether online or in-store. With our tools at your disposal, you can focus more on what you do best growing your business. Located at 1925 James White Drive Kingsport Tn 37660 in Kingsport, TN, we invite you to explore how our business banking solutions can elevate your operations. For more information, feel free to reach out at (423) 229-8200. Let's work together towards your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For small business owners, we provide specialized support through our Business Banking services. This includes everything from Merchant Services that make transactions easier for your customers to various types of Business Loans designed to fuel growth and expansion.

Convenient Access

Accessibility is key at Eastman. That's why we offer convenient features like ATM & Cash Withdrawal Services, which allow you to access your funds anytime without hassle. If you're on the go, our basic drive-thru banking service provides a quick way to handle deposits and withdrawals without leaving your vehicle.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards not only offer everyday purchasing power but also give you rewards for doing what you already do: spending wisely. It's a win-win!

Home Financing

For those planning to buy their dream home, our Mortgage Loans & Refinancing options make the process smoother than ever. We guide you through each step of securing a mortgage or refinancing an existing loan, ensuring you understand all your options along the way.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that cater to everyone's needs. Imagine having an account that not only helps you save but also makes transactions simple and straightforward. With our accounts, you can easily manage your finances through Online & Mobile Banking, allowing you to check balances, transfer money, and pay bills from anywhere. If you're considering purchasing a new vehicle or refinancing your current one, our Auto Loans & Vehicle Financing options are here to assist. We understand how important it is to get the right financing at competitive rates. Plus, if you're looking for flexibility with debt management, our Personal Loans & Debt Consolidation services can help simplify your payments and reduce stress.

Stay Connected

We encourage you to explore all these services by visiting us at our branch located at 1925 James White Drive Kingsport Tn 37660 or giving us a call at (423) 229-8200. Our friendly staff is eager to assist you with any questions you may have regarding our offerings. At Eastman, we're not just about transactions; we're about building relationships and supporting your financial journey. Let us help you find the right solutions tailored just for you! For more information about our services or to get started today, visit us online at https://www.ecu.org.

Digital & Online Banking

At Eastman, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a comprehensive suite of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our services allow you to manage your accounts with ease. With our online banking platform available at https://www.ecu.org, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer funds whenever it suits you, without needing to visit a branch. Plus, our mobile application makes banking even more accessible, putting all the essential features right in your pocket. One standout feature is our ability to facilitate person-to-person transfers. If you need to send money to a friend or family member quickly, it's as simple as a few taps on your smartphone. Also, if you prefer going paperless, we provide e-statements so you can keep track of your finances in an eco-friendly way. Your security is paramount at Eastman. We offer electronic signature authorization, which simplifies transactions while ensuring that your information stays safe. You can also enjoy the flexibility of making mobile payments, allowing you to shop and pay with confidence. Our commitment to user-friendly features ensures that all members can easily navigate their accounts online or through our app. With real-time account management tools and easy access to customer support via phone at (423) 229-8200, managing your money has never been easier or more secure. Explore the world of convenient banking today with Eastman! Visit us online at https://www.ecu.org and take control of your financial future.

Financial Strength

Commitment to Growth

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $59,812 in used auto loans and a total of $7,387,411,471 in loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Position

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trusted by Many

Total Share Accounts: 751,368, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $42,675,619. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 1925 James White Drive Kingsport Tn 37660 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or exploring eligibility options, our team is available to discuss how we can help you save money or improve your financial situation. Our branch is located at 1925 James White Drive Kingsport Tn 37660, making it easy for you to stop by and talk with us directly about your loan needs. Feel free to call us at (423) 229-8200 during our operating hours from 7:30 am - 5:30 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore all our lending options and see how we can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a reliable used vehicle, we make the process straightforward and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to supporting your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. Our experienced team is here to guide you through every step, ensuring that you find the right solution for your housing needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected expenses, our credit cards come with competitive rates and rewards programs.

Loan Aggregator

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Eastman

Type of Loan Offerings

Personal Loans