Eastman Credit Union Kingsport TN | Quick Personal Loans & Business Banking

Introduction

Welcome to Eastman, your trusted partner in financial services located at 2021 Meadowview Ln, Kingsport, TN 37660. Since our establishment in 1934, we have proudly served the community with a commitment to helping our members achieve their financial goals. With a strong membership base of over 340,000 individuals and families, we are dedicated to providing personalized banking solutions tailored to your needs. At Eastman, we understand the importance of financial stability and growth. Our total assets stand at an impressive $8,904,869,398, reflecting our solid foundation and capability to support you through various stages of life. Whether you're looking for auto loans, mortgages, or personal banking options, we offer a diverse range of products designed with you in mind. While members can visit us at our Kingsport branch for any inquiries or transactions, official correspondence should be directed to P.O. Box 1989, Kingsport, TN 37662. Our team is led by CEO Kelly Price and Board President E. Wayne Kirk, who together ensure that Eastman remains responsive to member needs and focused on community engagement. With over 1,065 employees ready to assist you during our operating hours from 7:30 am to 5:30 pm, Monday through Friday, we are here to help you navigate your financial journey. We take pride in our ability to offer a variety of services such as checking and savings accounts, vehicle financing, credit cards with rewards, and business banking solutions. Our commitment goes beyond mere numbers; it's about making a positive impact in the lives of our members. As your local credit union, we invite you to join us in building a brighter financial future together. For more information or to explore our services further, please visit our website at ecu.org or give us a call at 423-229-8200. Let's take this journey together!

Branch History & Mission

At Eastman, we proudly celebrate a rich history that dates back to 1934. Nestled in the heart of Kingsport, TN, at 2021 Meadowview Ln, our branch has grown from humble beginnings into a vibrant community cornerstone. With over 340,000 members and total assets exceeding $8.9 billion, Eastman has evolved alongside the families and businesses we serve. From the very start, our mission has been clear: to provide exceptional financial services while fostering community support. We understand that banking is not just about transactions; it's about building relationships. Our commitment goes beyond traditional banking services. We strive to enhance the lives of our members by offering personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. Over the years, we've embraced change and innovation. While we maintain a strong physical presence with a drive-thru service and ATM availability for your convenience, we also offer robust online and mobile banking services. This blend of traditional and modern conveniences ensures that our members can manage their finances seamlessly. While members can visit us at 2021 Meadowview Ln Kingsport Tn 37660, official correspondence should be sent to P.O. Box 1989, Kingsport, TN 37662. Our operating hours are Monday through Friday from 7:30 AM to 5:30 PM, ensuring we're available when you need us most. At Eastman, community outreach is a vital part of our identity. We partner with local organizations to support initiatives that strengthen our neighborhood and enhance the quality of life for everyone in Kingsport. Whether it's hosting financial literacy workshops or supporting local charities, we're dedicated to making a positive impact. Join us on this journey! Experience the difference that a member-focused credit union can make in your financial life. Become part of the Eastman family today by reaching out at 423-229-8200 or visiting our website at ecu.org. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Welcome to Eastman at our Meadowview branch! Conveniently located at 2021 Meadowview Ln in Kingsport, TN, our branch is here to serve you with all your banking needs. Nestled in the heart of Sullivan County, we're close to familiar landmarks like Meadowview Park and the Kingsport Carousel, making it easy for you to find us. While members can visit us at this address, official correspondence should be sent to P. O. Box 1989, Kingsport, TN 37662. We aim to make your banking experience as smooth as possible. Our branch features accessible parking and ADA-compliant facilities, ensuring everyone can comfortably visit us. We understand that your time is valuable. That's why we're open from 7:30 am to 5:30 pm Monday through Friday. Whether you're stopping by for a quick transaction or need assistance with personal loans or credit cards, our friendly staff is ready to help. For added convenience, our location offers ATM services and drive-thru banking for simple deposits and withdrawals without leaving your vehicle. If you're looking for comprehensive banking solutions from checking accounts to auto loans Eastman has you covered. Feel free to call us at 423-229-8200 with any questions or just drop by to say hello! We look forward to welcoming you into our community-focused branch.

Member Eligibility

At Eastman, we believe that everyone deserves a place to belong, and becoming a member is as easy as reaching out to us! If you live, work, or worship in the Kingsport area, you're already on your way to joining our friendly community. We welcome individuals from all walks of life, whether you're looking for personal banking solutions or business services. The benefits of membership are plentiful from competitive loan rates to personalized service that makes your financial journey smoother. If you want to learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at . Ready to take the next step? Opening an account is simple! Just give us a call at (423) 229-8200 during our operating hours from 7:30 am to 5:30 pm, Monday through Friday, or visit us at 2021 Meadowview Ln Kingsport Tn 37660. We can't wait to welcome you into the Eastman family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. This means more resources for hiring, expanding, or investing in new technology whatever your vision requires. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions to fuel growth for everyone.

Merchant Services

Running a business means handling transactions efficiently. Our merchant services allow you to accept payments easily, whether in-store or online. Imagine reducing checkout times and improving customer satisfaction our tools can make that happen. With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses right here in Kingsport, TN. Join us at Eastman, located at 2021 Meadowview Ln Kingsport Tn 37660, and let's take your business to the next level together!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we have tailored solutions through our business banking services. From merchant services that simplify transactions to business loans that fuel growth, we've got what you need to take your business to the next level.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills from the comfort of your home or on-the-go. Need cash? Our network includes ATM and cash withdrawal services, making it easy for you to access your money when you need it most. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Get In Touch!

At Eastman, we believe that comprehensive service is essential for empowering our members. If you're ready to explore how we can help with your financial goals, don't hesitate to reach out! Call us at (423) 229-8200 or visit us at 2021 Meadowview Ln Kingsport Tn 37660 in Kingsport, TN during our operating hours from 7:30 AM - 5:30 PM Monday through Friday. We look forward to serving you!

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances and build your savings over time. Imagine having a reliable place to keep your money while also earning interest that's what our accounts provide! If you're considering a new car, our auto loans and vehicle financing options make it easy to drive away in the vehicle you desire. We understand how important reliable transportation is, and we're here to support you every step of the way. For those looking to purchase a home, we provide mortgage loans and refinancing options that cater to your specific situation. Our friendly staff can guide you through the process so that homeownership becomes a reality. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services can help lighten your financial load. And don't forget about our credit cards with rewards, which let you earn points on everyday purchases.

Digital & Online Banking

Convenient Online Banking Services

With just a few clicks, you can access your account anytime through our user-friendly online banking platform at https://www.ecu.org. Our 24/7 online banking services allow you to check balances, make transfers, and pay bills all from the comfort of your home or wherever life takes you. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and fast.

Mobile Banking at Your Fingertips

For those who prefer banking on the move, our mobile application is available for download, offering all the features you need right in your pocket. You can easily make mobile payments, view e-statements, and even authorize transactions with an electronic signature no need for paperwork! This means fewer trips to the branch and more time for what matters most.

Secure and Accessible Banking

Security is a top priority at Eastman. Our online banking system uses advanced security measures to keep your personal information safe while ensuring that you have easy access to your accounts. With features like e-statements available for instant viewing and electronic signature authorization for quick approvals, managing your finances has never been easier or more secure. In today's fast-paced world, having the ability to manage your money anytime and anywhere is essential. At Eastman, we're committed to providing you with the tools and support you need for real-time account management that fits your busy life. Discover how our digital and online banking services can make your financial experience smoother by visiting us at https://www.ecu.org today!

Financial Strength

A Growing Member Base

Total Share Accounts stand at 751,368, indicating a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $42,675,619. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 2021 Meadowview Ln Kingsport Tn 37660 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees who are always ready to assist you with their knowledge and commitment.

Our Solid Foundation

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $59,812 in used auto loans and $7,387,411,471 in total loans and leases ready to support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. This means that with non-member deposits at $0, we focus our resources on benefiting you providing better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. Whether you need funding for equipment or working capital, we are here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We offer competitive interest rates and various repayment plans tailored for first-time homebuyers and those looking to refinance.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we have refinancing options available for many of our loan products. It's easy to check if you're eligible; simply contact us at 423-229-8200 or visit us at our branch located at 2021 Meadowview Ln Kingsport TN 37660. At Eastman, we prioritize our members' needs and strive to provide solutions that enhance your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you achieve your goals today!

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $159,394,784 helping members manage their finances effectively. This allows you to make purchases without depleting your savings.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This means you can trust the information presented to you without worrying about hidden agendas or misleading promotions. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that reflect the best loan options for your needs. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This timely data helps you make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Eastman

Type of Loan Offerings

Personal Loans