Eastman Credit Union Johnson City TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Eastman, your trusted credit union located at 421 N State Of Franklin Rd, Johnson City, TN 37604. Established in 1934, we have proudly served our community for nearly a century, building a solid foundation of trust and reliability with our 340,167 members. At Eastman, we prioritize your financial well-being and offer a range of services tailored to meet your needs. With total assets exceeding $8.9 billion and total deposits of $1.2 billion, we are committed to providing a secure banking experience. Whether you're looking for personal banking solutions like checking and savings accounts or loans for vehicles and homes, our dedicated team is here to help. Under the leadership of CEO Kelly Price and Board President E. Wayne Kirk, we strive to foster a welcoming environment where every member feels valued. While you can visit us at our branch address, official correspondence should be directed to our mailing address: PO Box 1989, Kingsport, TN 37662. We invite you to explore our services further by visiting our website at http://www.ecu.org. Our mission is clear: to empower our members through sound financial guidance and exceptional service. With a net worth of $1.2 billion and over $120 million in cash on hand, Eastman stands as a pillar of strength in the community. We invite you to come see how we can assist you with your financial journey. Call us today at 423-229-8200 or stop by during our lobby hours from 7:30 am to 5:30 pm, Monday through Friday. Your financial future starts here at Eastman!

Branch History & Mission

At Eastman, we take pride in our rich history and the meaningful impact we've had on the Johnson City community since our establishment in 1934. Located at 421 N State Of Franklin Rd, Johnson City, TN 37604, our branch has been a trusted partner for generations, helping families and individuals achieve their financial goals. With over 340,000 members and total assets reaching an impressive $8,904,869,398, Eastman has grown tremendously while remaining committed to the values that started us on this journey. Our mission is simple yet powerful: to provide exceptional financial services while supporting and uplifting our community. We believe in making banking accessible and beneficial for everyone. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans and mortgages. Our focus isn't just on numbers; it's about building relationships and fostering trust with each member who walks through our doors. In addition to our core services, we have embraced modern technology to enhance your banking experience. From online banking and mobile payments to ATMs available for your convenience, we strive to meet the needs of today's busy lifestyle. Our drive-thru service further ensures that whether you need to make a deposit or withdraw cash quickly, we are here for you. While members can visit us at 421 N State Of Franklin Rd, official correspondence should be sent to PO Box 1989, Kingsport, TN 37662. As part of Eastman's commitment to community outreach, we actively participate in various local initiatives aimed at supporting those in need. We understand that a thriving community benefits everyone. As we look towards the future, we invite you to join us at Eastman. Experience firsthand how we can help you navigate your financial journey while being part of a larger family that cares about your success. Contact us at 423-229-8200 or visit our website at www.ecu.org to learn more about becoming a member today!

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more about what we offer? Feel free to give us a call at 423-229-8200. Our dedicated team is ready to assist you. We look forward to seeing you soon at Eastman!

Nearby Landmarks and Accessibility

Our branch is conveniently situated near several local landmarks, making it easy to find. If you're heading from downtown Johnson City or nearby parks, just a short drive will bring you right to our doors. We offer ample parking for our members, ensuring that you have a hassle-free visit every time. Plus, our facility is equipped with ADA-compliant features, including ramps for those who require extra assistance.

Operating Hours and Services Offered

We're here for you Monday through Friday from 7:30 am to 5:30 pm, so you can visit us during hours that fit your schedule. At Eastman, we offer a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Need quick access to cash? Our ATM is available on-site for your convenience. For those who prefer a drive-thru experience, we've got you covered with basic banking services like deposits and withdrawals. While members can visit us at 421 N State Of Franklin Rd, official correspondence should be sent to our mailing address at PO Box 1989, Kingsport, TN 37662.

Member Eligibility

Welcome to the family at Eastman! Joining our community is a simple and welcoming process. If you live, work, worship, or attend school in the area around 421 N State Of Franklin Rd Johnson City Tn 37604, you're likely eligible to become a member. We believe that everyone deserves access to quality financial services, and that's why we strive to make membership inclusive for all. By becoming a part of Eastman, you'll enjoy a range of benefits, from personalized banking solutions to competitive loan rates and friendly service that feels like home. To learn more about the specific eligibility criteria, feel free to visit our detailed page. When you're ready to open an account or if you have any questions, don't hesitate to reach out at (423) 229-8200. Our team is here to help you every step of the way as you embark on your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses. Imagine having access to the capital you need to hire more staff, invest in new equipment, or launch a marketing campaign. Our flexible loan options can make these goals achievable.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers seamlessly whether they're using credit cards, mobile wallets, or online transactions. This convenience not only enhances customer satisfaction but also helps improve cash flow. Located at 421 N State Of Franklin Rd Johnson City Tn 37604 in Johnson City, TN, our team is ready to partner with you on your business journey. Reach out today at (423) 229-8200 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options can help get you on the road faster. With competitive rates and flexible terms, our team is here to guide you through the process, making it simple and stress-free.

Business Banking

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans designed to help you grow your enterprise. We understand the challenges of running a business, so let us provide the financial support you need.

Convenient Access

In addition to all these services, Eastman also offers convenient features like ATM access for cash withdrawals and balance checks as well as basic drive-thru banking for quick transactions such as deposits and withdrawals. This flexibility means you can manage your finances how and when it works best for you. If you're ready to explore how we can assist you on your financial journey, please reach out at (423) 229-8200 or visit us at https://www.ecu.org. We look forward to serving you!

Credit Cards with Rewards

Our Credit Cards with Rewards program offers benefits that can enhance your spending power while earning rewards along the way. Whether it's cash back on groceries or travel points for your next adventure, you'll find a card that suits your lifestyle perfectly.

Mortgage Loans & Refinancing

Homeownership is a significant milestone for many people. That's why we offer Mortgage Loans & Refinancing services tailored to fit your budget and lifestyle. Whether you're buying your first home or looking to refinance for better terms, we will work with you every step of the way.

Personal Banking

For those looking to manage their day-to-day finances, we offer Personal Banking solutions that include checking and savings accounts. Imagine being able to easily access your funds through our user-friendly online and mobile banking services, which allow you to check balances, transfer money, and pay bills from anywhere. Whether you're saving for a vacation or just managing everyday expenses, our accounts are designed with your needs in mind.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options provide a reliable source of funding when you need it most. Let us help simplify your finances by consolidating multiple debts into one manageable payment.

Digital & Online Banking

Additional Services

Need to send money quickly? Our person-to-person transfers make it simple to send cash to friends or family directly from your account. And if you're someone who loves using your phone for payments, you'll be glad to know that our mobile payments feature lets you pay with just a tap. All these features are designed with your security in mind. We prioritize protecting your personal information while providing a seamless banking experience. Whether you're at home or out and about, our digital banking services ensure that you have complete control over your finances. Experience the convenience of modern banking with Eastman today! Visit us online at https://www.ecu.org or reach out via phone at (423) 229-8200 for any questions.

Key Features

Our online banking allows you to access your accounts 24/7, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. You'll also appreciate the ease of electronic signatures for transactions no need to print or fax documents, just sign digitally with Yes. If you're looking for an easy way to go paperless, we offer e-statements that keep your financial records organized and accessible without cluttering your mailbox. Plus, with our mobile application available for download, managing your finances on the go has never been easier.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 751,368, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $42,675,619. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 421 N State Of Franklin Rd Johnson City Tn 37604 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

A Solid Foundation

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Focused Savings

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,467,768 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $59,812 in used auto loans and $7,387,411,471 in total loans and leases.

Loan Offering

Additional Information

If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to contact us for more details. We are committed to providing personalized service tailored to your unique situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Eastman, we are here to help you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. We provide flexible financing options to meet your needs and make your car-buying experience as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. Whether it's for equipment purchases or operational expenses, our commercial loan options are designed to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no collateral requirements.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that every loan offer is fair and transparent. By working only with verified financial institutions, LendMesh guarantees that users receive accurate information for their comparisons.

EASTMAN CREDIT UNION - Johnson City, TN

Type of Loan Offerings

Student Loans

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Loan rates in Johnson City, TN (37604)