Eastman Credit Union Johnson City TN | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Eastman, your trusted financial partner in the heart of Johnson City, TN! Located at 255 Market Place Blvd, Johnson City, TN 37604, we have been serving our community since 1934. With a robust membership of over 340,000, we are committed to providing exceptional financial services tailored to meet your unique needs. At Eastman, we pride ourselves on our impressive assets totaling $8,904,869,398, alongside total deposits of $1,218,973,684. This strong financial foundation allows us to offer competitive loans over 267,877 loans and leases ensuring that our members have access to the funds they need for their dreams and aspirations. Our net worth stands proudly at $1,229,371,876, reflecting our commitment to financial stability and growth. Led by our dedicated CEO, Kelly Price, and Board President E. Wayne Kirk, our team of 1,065 employees is here to support you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, we've got you covered. Plus, with convenient online and mobile banking options available at www.ecu.org, managing your finances has never been easier! While members can visit us at our branch in Johnson City for face-to-face assistance or use our drive-thru service for quick transactions, we also welcome any official correspondence at our mailing address: P.O. Box 1989, Kingsport, TN 37662. Join us today and experience the difference that comes with being a part of the Eastman family. Feel free to reach out to us at 423-229-8200 for any inquiries or visit us online for more information about our services. Your financial journey starts here!

Branch History & Mission

The story of Eastman in Johnson City, TN, is one of community, trust, and steadfast commitment. Established in 1934, this branch has grown from humble beginnings into a vital financial institution that proudly serves over 340,167 members today. With total assets reaching an impressive $8,904,869,398, Eastman stands as a pillar of strength in our community. Located at 255 Market Place Blvd, our branch is easily accessible and surrounded by local landmarks that reflect the vibrant spirit of Johnson City. Our operating hours are convenient for busy lifestyles: we are open from 7:30 am to 5:30 pm, Monday through Friday, ensuring we're available when you need us most. Plus, with ATM availability and drive-thru banking services, managing your finances has never been easier. At Eastman, our mission goes beyond just providing financial services; it's about making a meaningful impact in the lives of our members and the broader community. We aim to empower individuals with personal banking solutions like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking services. Our goal is to support financial well-being while fostering a sense of belonging among our members. As part of our commitment to accessibility, we ensure that all members can enjoy ADA-compliant facilities and digital advancements such as online banking and mobile payments. These initiatives reflect our dedication to putting our members first. We understand that life can be unpredictable, which is why we offer personal loans and debt consolidation options designed to help you navigate financial challenges with confidence. Community outreach remains at the heart of what we do. Through various partnerships and programs, Eastman actively engages in efforts that uplift those around us. Whether it's through financial education workshops or charitable contributions, we believe in giving back to the community that supports us. While members can visit us at 255 Market Place Blvd, official correspondence should be sent to P.O. Box 1989, Kingsport, TN 37662. If you have any questions or need assistance, don't hesitate to reach out by calling us at 423-229-8200. Join us at Eastman and experience a credit union where your financial goals are met with personalized care and dedication. Become a member today and let's build a brighter future together!

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 423-229-8200. We look forward to welcoming you into our community-focused branch where helping you achieve your financial goals is our top priority! Come visit us today!

Getting Here

Situated near bustling shopping areas and just a short drive from downtown, our branch is easily accessible whether you're coming from work or home. There's plenty of parking available for your convenience, including ADA-compliant spaces, ensuring that everyone can visit us without any hassle. If you prefer to use public transportation, you'll find nearby bus stops that make getting here even easier.

Operating Hours

We understand that life can get busy, which is why we're open Monday through Friday from 7:30 AM to 5:30 PM. Our operating hours are designed to accommodate your schedule so you can visit us when it works best for you. While members can visit us at 255 Market Place Blvd, official correspondence should be sent to P.O. Box 1989 in Kingsport, TN.

Services Offered

At Eastman, we're proud to offer a range of services tailored to meet your banking needs. Whether you're interested in personal checking and savings accounts, auto loans, or mortgage refinancing, our friendly staff is ready to assist you. We also provide business banking solutions and online/mobile banking options for those who enjoy managing their finances on the go. For quick transactions, take advantage of our drive-thru service or stop by an ATM both are readily available for your convenience.

Member Eligibility

Becoming a member of Eastman is like joining a welcoming family that values community and support. If you live, work, worship, or attend school in the Johnson City area, you're likely eligible to join us! Our membership is open to individuals who share our commitment to personal and financial growth. You can enjoy the benefits of tailored financial products and exceptional service designed just for you. For more specific eligibility details, we encourage you to check out our resource at . Opening an account is simple and straightforward; just visit us at our branch located at 255 Market Place Blvd Johnson City Tn 37604, or give us a call at (423) 229-8200 for more information. We're here to guide you through every step of the process, making it easy for you to take advantage of all that Eastman has to offer. Join our community today and experience the difference firsthand!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Picture this: you're running a busy café, and a customer wants to pay with a mobile app. Our merchant services make accepting payments easy, allowing you to focus on what matters most delighting your customers. Located at 255 Market Place Blvd Johnson City Tn 37604 in Johnson City, TN, our team is ready to partner with you on your journey to success. Reach out today at (423) 229-8200 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local businesses, our business banking services including merchant services and business loans help ensure your operations run smoothly. We recognize the unique challenges businesses face and aim to provide the resources necessary for growth and success.

Credit Cards

Experience rewards with our credit cards, which come with various benefits tailored for our members. Whether you're looking for cashback on purchases or travel rewards, we have a card that's right for you.

Digital Access

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features, which allow you to manage your accounts effortlessly from any device. With options like ATM access for cash withdrawals and balance checks available at your fingertips, banking has never been easier.

Drive-Thru Services

For quick transactions, our drive-thru banking offers basic services such as deposits and withdrawals without having to leave your car. It's perfect for those busy days when you're on the go! At Eastman, we are committed to making banking easy and accessible for everyone in Johnson City and beyond. If you're interested in learning more about any of these services or have questions about how we can help meet your financial goals, don't hesitate to reach out! Call us at 423-229-8200 or visit us online at ecu.org. Your financial future starts here!

Home Ownership

For those looking to buy or refinance a home, our mortgage loans provide flexible options and expert guidance through the home-buying process. We know that purchasing a home is one of the biggest decisions you'll ever make, and we are here to support you every step of the way.

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a special occasion or just need a reliable checking account for daily transactions, we've got you covered. Our accounts come with features like online banking and mobile access, allowing you to keep track of your finances anytime, anywhere.

Personal Loans

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options designed to give you peace of mind when facing financial challenges. Our team is ready to help you find a loan solution that fits your needs.

Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing services can assist you in making that dream a reality. We offer competitive rates tailored to fit your budget, ensuring that you can drive away in the vehicle you want without breaking the bank.

Digital & Online Banking

At Eastman, we understand that managing your finances should be easy and convenient. That's why we offer a variety of digital and online banking services designed to give you the freedom to handle your banking anytime, anywhere, all while keeping your information secure. With our 24/7 online banking services available at https://www.ecu.org, you can access your accounts whenever it suits you. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. And if you ever need to send money to a friend or family member, our person-to-person transfer feature makes it simple and fast. Our mobile application is another fantastic tool for those who prefer banking on the go. You can manage your accounts right from your smartphone, making it easier than ever to stay in control of your finances. Plus, with the option for mobile payments, you can make purchases directly from your phone no cash or cards needed. For those who want to keep their records organized, we provide e-statements that let you view your account statements online. This not only helps reduce clutter but also makes it easier to track your spending. Additionally, we support electronic signature authorization, so you can complete transactions quickly without the hassle of printing and mailing documents. At Eastman, we prioritize security alongside convenience. Our digital banking features are designed with robust security measures to protect your personal information while ensuring a user-friendly experience. Explore all these features and more by visiting us at https://www.ecu.org today. Your financial management has never been more accessible!

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

With total share accounts reaching 751,368, our strong and growing member base shows that you trust us with your finances. We value this trust deeply and strive to enhance it through every interaction. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 255 Market Place Blvd Johnson City Tn 37604 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to remain agile and responsive to your needs.

Solid Capital Foundation

Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is a key indicator of our ability to withstand economic fluctuations while continuing to serve our members effectively.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $59,812 in used auto loans and $7,387,411,471 in total loans and leases. Our aim is to empower you whether you're purchasing a vehicle or planning other significant investments.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have financing options tailored just for you.

Credit Lines and More

In addition to our primary offerings, we provide credit lines totaling $1,949,383,324, which can be beneficial for managing unexpected expenses or funding larger projects. For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand your business endeavors. If you're considering refinancing or exploring eligibility options for any of our products, our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at (423) 229-8200, visit us at 255 Market Place Blvd Johnson City Tn 37604, or explore more about our services online at our website. At Eastman, we're committed to supporting your financial journey with our comprehensive loan offerings tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We provide personalized guidance throughout the process to help you secure the financing that suits your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. These cards come with various rewards and benefits, making them an excellent tool for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loan options.

Eastman

Type of Loan Offerings

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Getting Here

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Credit Cards

Digital Access

Drive-Thru Services

Home Ownership

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Financial Strength

Efficient Operations

Growing Trust

Member-Centric Savings Options

Reinvesting in Our Community

Solid Capital Foundation

Supporting Your Financial Goals

Loan Offering

Auto Loans

Credit Lines and More

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community