Eastman Credit Union Johnson City TN | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Eastman at 113 Broyles Dr, Johnson City, TN 37601, where we prioritize your financial well-being and community engagement. Established in 1934, our credit union has grown into a trusted partner for over 340,167 members, proudly managing total assets of $8,904,869,398. As part of our commitment to you, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. At Eastman, we believe in making financial services accessible and convenient. Whether you're visiting us at our branch or reaching out through our website at www.ecu.org, you can count on us for support every step of the way. Our dedicated team is led by CEO Kelly Price and Board President E. Wayne Kirk, both passionate about serving our members with integrity and care. While you can visit us at the branch address mentioned above, if you need to send official correspondence, please direct it to our mailing address: P.O. Box 1989, Kingsport, TN 37662. Our robust financial health is underscored by impressive figures: we hold total deposits amounting to $1,218,973,684, alongside a net worth of $1,229,371,876. With more than 1065 employees, we are not just a credit union; we are a vital part of the community striving to provide exceptional service. We invite you to explore the many ways Eastman can assist you with your financial goals. Reach out to us at (423) 229-8200 during our lobby hours from 7:30 AM to 5:30 PM (Monday through Friday) or visit us online for more information. Your journey towards better financial health starts here!

Branch History & Mission

Welcome to the story of Eastman, a cornerstone of the Johnson City community since its inception in 1934. Nestled at 113 Broyles Dr, Johnson City, TN 37601, this branch has been dedicated to serving its members with integrity and care for nearly a century. Over the years, we have grown alongside our community, now proudly boasting a total membership of 340,167 individuals who trust us with their financial needs. Eastman began with a simple mission: to provide accessible financial services while fostering a sense of belonging among our members. From our early days, we focused on building strong relationships and offering personalized service. Today, we are proud to manage assets totaling $8,904,869,398, a testament to our commitment to sound financial practices and community support. Our mission remains clear: we aim to empower our members through exceptional banking services while actively contributing to the well-being of our community. We understand that financial health is closely tied to overall happiness and success, which is why we offer a wide range of products including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our goal is not just about numbers; it's about helping you achieve your dreams. At Eastman, we're not just about transactions; we're about people. We believe in making banking easy and convenient for everyone. Our operating hours from 7:30 am to 5:30 pm Monday through Friday ensure that you can access our services when you need them most. For those who prefer digital banking, we offer online and mobile banking options that allow you to manage your finances anytime, anywhere. Accessibility is also a priority for us. We have an ATM available for quick cash withdrawals and drive-thru banking services for those on the go. Whether you're stopping by for a deposit or need help with more complex transactions, our friendly staff is here to assist you every step of the way. While members can visit us at 113 Broyles Dr Johnson City Tn 37601, official correspondence should be sent to P.O. Box 1989, Kingsport, TN 37662. We also value partnerships within our community, engaging in various outreach efforts that aim to uplift those around us. As we look toward the future, we invite you to join the Eastman family. Experience firsthand how we can help you grow financially while being part of a supportive community. Let's build brighter futures together! For more information or assistance, feel free to call us at (423) 229-8200 or visit us online at https://www.ecu.org.

Branch Location & Accessibility

Easy Access and Parking

Our location boasts ample parking, making it simple for you to stop by without any hassle. Whether you're visiting us during the week or utilizing our drive-thru service, we've designed our facilities with your convenience in mind. Plus, we ensure that our branch is ADA compliant so that everyone can access our services comfortably.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why we're open from 7:30 am to 5:30 pm Monday through Friday. Whether you need to make a deposit, apply for an auto loan, or just ask a quick question, our dedicated team is ready to assist you during these hours.

Reach Out Anytime

If you have questions or need assistance, feel free to call us at 423-229-8200. Our staff is eager to help you with whatever you need. While members can visit us at 113 Broyles Dr for all banking needs, official correspondence should be sent to P.O. Box 1989 in Kingsport. We invite you to come by and see how Eastman can help meet your financial goals!

Services Tailored for You

At Eastman, we offer a variety of personal banking solutions including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. For businesses, we provide merchant services and business loans. And if you prefer banking from home, don't forget about our online and mobile banking features that let you manage your finances at your convenience.

Member Eligibility

Becoming a member of Eastman means joining a welcoming community where your financial well-being is our top priority. If you're looking to join us at our branch located at 113 Broyles Dr Johnson City Tn 37601, we'd love to have you! Membership is open to anyone who lives, works, worships, or attends school in our area. We believe that everyone deserves access to quality financial services, so whether you're just starting out or looking for new opportunities, there's a place for you here. To get started on your membership journey, it's as easy as reaching out! You can find detailed eligibility criteria by visiting our website at . If you have any questions or want to know more about the account opening process, feel free to give us a call at (423) 229-8200. We're here to help you every step of the way!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. Imagine securing the funds to purchase new equipment or invest in marketing campaigns that elevate your brand.

Merchant Services

In addition to loans, our merchant services help streamline your payment processes. Whether it's accepting credit cards or managing online transactions, we provide tools that make financial management easier for you. Discover how Eastman can be your partner in success at 113 Broyles Dr Johnson City Tn 37601 in Johnson City, TN. Reach out today at (423) 229-8200 to learn more about our tailored solutions!

Non-Member Commercial Loans

But we don't stop there. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those outside our membership. This means more opportunities for local enterprises to thrive.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses. Think about the impact this has on your community creating jobs and fostering innovation.

Comprehensive List Of Services

A Personalized Experience

We believe in providing personalized service at Eastman. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle, making it easier than ever to manage your finances while juggling a busy schedule. As part of our commitment to serving our members better, we also ensure basic ATM access for balance checks and withdrawals whenever you need it.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why at Eastman, we proudly offer robust online and mobile banking features. Access your accounts anytime and anywhere with ease. You can check balances, transfer funds, and even pay bills from your smartphone or computer. Plus, our ATM services ensure that cash withdrawals are just as easy whether it's during regular hours or when you're on the go.

Get In Touch

Ready to take control of your financial journey? Visit us at 113 Broyles Dr Johnson City Tn 37601 or give us a call at (423) 229-8200. Our team at Eastman is excited to help you explore all the financial possibilities available through our diverse range of services. Let us be your trusted partner in achieving your financial goals!

Loans Made Easy

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can give you the flexibility you need. Plus, with credit cards that offer rewards, you can earn benefits on everyday purchases while managing your spending effectively. For business owners in the community, we provide business banking services including merchant services and business loans. Our goal is to help local businesses thrive by offering financial solutions that cater specifically to their needs.

Personal Banking Solutions

Managing your money shouldn't be stressful. At Eastman, we offer a variety of personal banking options designed to simplify your financial life. From checking and savings accounts that help you manage daily expenses and save for the future, to auto loans and vehicle financing that make purchasing your dream car a reality, we have you covered. Imagine driving off in that new vehicle while knowing you got an excellent rate through us! When it comes to homeownership, our mortgage loans and refinancing options are crafted with you in mind. We know that buying a home is one of the biggest decisions you'll ever make, which is why our knowledgeable staff is here to provide support throughout the entire process.

Digital & Online Banking

Key Features

Our online banking service makes it simple to handle everyday transactions. You can check your account balances, pay bills, and transfer money anytime, anywhere. Plus, with features like electronic signature authorization, signing important documents is fast and hassle-free no need to visit the branch! E-statements are available for those who prefer going paperless. Not only does this help you stay organized, but it also contributes to environmental sustainability. You'll receive your statements directly in your inbox, making it easy to keep track of your finances. For those who love the convenience of mobile payments, we've got you covered! Our mobile application lets you make purchases quickly and securely right from your phone. You can also take advantage of person-to-person transfers, allowing you to send money to friends or family with just a few taps.

Security and Accessibility

Security is a top priority at Eastman. Our online banking platform uses advanced encryption technologies to ensure your personal information remains safe. With easy navigation and real-time account management tools, you have all the control you need over your finances at your fingertips. So whether you're looking to manage your savings or make quick payments on the go, our digital banking services are tailored for convenience and peace of mind. Explore everything we have to offer by visiting https://www.ecu.org today!

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Trust

With total share accounts reaching 751,368, it's clear that more members trust us with their finances every day. Net Shares (Funds available for lending and investments): $42,675,619. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 113 Broyles Dr Johnson City Tn 37601 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Member Benefits

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $59,812 in used auto loans and $7,387,411,471 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $930504321 in new vehicle loans and $947519600 in used vehicle loans already helping members get on the road. We make it easy for you to drive away in the vehicle you desire while keeping your budget in check.

Business Financing

For business owners, our outstanding commercial loans totaling $796109215 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and our dedicated team is ready to assist you with customized solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248782582, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade, our mortgage specialists are here to guide you through each step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans, we offer competitive rates that could lower your monthly payments or help you pay off debt faster. Our team is available to discuss eligibility options and find solutions that work for your specific situation. At Eastman, we pride ourselves on transparency and member service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to explore your options? Contact us today at 4232298200 or visit us at 113 Broyles Dr Johnson City TN 37601. Let's work together toward securing your financial future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $159394784 in loans helping members manage their finances effectively. These cards can help streamline your spending while providing added security and convenience.

Loan Aggregator

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Eastman

Type of Loan Offerings

Personal Loans