Credit Human Eastman Credit Union Greeneville TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Eastman, your trusted credit union located at 845 W Andrew Johnson Hwy, Greeneville, TN 37745. Since our establishment in 1934, we have proudly served our community, offering a range of financial services designed to meet the needs of our 340,167 members. With total assets exceeding $8.9 billion and total deposits reaching $1.2 billion, we are committed to providing a secure and supportive banking experience. At Eastman, we understand that every member's financial journey is unique. That's why we offer personalized solutions, including auto loans, mortgage financing, and credit card options with rewards that truly benefit you. Our dedicated team of over 1,065 employees, led by CEO Kelly Price and Board President E. Wayne Kirk, is here to ensure you receive the best service possible. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at PO Box 1989, Kingsport, TN 37662. We invite you to explore our website at ecu.org for more information about our services or to contact us directly at (423) 229-8200. Join us today as we work together to achieve your financial goals because at Eastman, you're not just a member; you're part of our family!

Branch History & Mission

At Eastman, we take pride in our rich history and strong commitment to serving the community of Greeneville, TN. Established in 1934, our branch has grown alongside our members, evolving from humble beginnings into a vital financial institution that now supports over 340,167 members. Located at 845 W Andrew Johnson Hwy Greeneville Tn 37745, just a stone's throw away from local landmarks, we are easy to find and always ready to welcome you. Our mission is clear: to provide exceptional financial services while fostering community support and engagement. We believe in empowering our members with the tools they need to achieve their financial goals, whether it's through personal banking, auto loans, or business financing. As we reflect on our journey, we've reached significant milestones that illustrate our growth and dedication. Our total assets now stand at an impressive $8,904,869,398, a testament to the trust placed in us by our community. We understand that banking is not just about numbers; it's about relationships. That's why we prioritize building connections and offering personalized service. Our mission is not solely focused on financial transactions but also on making a positive impact in the lives of those we serve. We actively engage in community outreach efforts, partnering with local organizations to support various initiatives aimed at enhancing the quality of life for residents of Greeneville and beyond. In addition to traditional banking services, we embrace digital advancements that enhance accessibility for all our members. Whether you prefer visiting us in person during our operating hours from 7:30 a.m. to 5:30 p.m., Monday through Friday, or utilizing online and mobile banking options, we're dedicated to ensuring your experience is as convenient as possible. For those who prefer face-to-face interactions, we offer drive-thru banking services and ATM access for quick transactions without leaving your vehicle. While members can visit us at 845 W Andrew Johnson Hwy Greeneville Tn 37745, official correspondence should be sent to our mailing address: PO Box 1989, Kingsport, TN 37662. Join us at Eastman and experience firsthand how we can help you navigate your financial journey while being an active part of your community. Together, let's build a brighter future! For more information or assistance, feel free to call us at (423) 229-8200 we're here for you!

Branch Location & Accessibility

Accessibility Features

Our branch ensures a welcoming environment for everyone. We provide ample parking and features that comply with ADA standards, including ramps and accessible entrances. This way, all our members can enjoy their banking experience without any hassle.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 423-229-8200. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 1989, Kingsport, TN 37662. We look forward to welcoming you to Eastman at Greeneville Towne Crossing soon! Come see how we can help you achieve your financial goals today.

Operating Hours & Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule, open Monday through Friday from 7:30 a.m. to 5:30 p.m. Whether you need personal banking services such as checking and savings accounts, auto loans, or mortgage refinancing, our friendly staff is here to assist you every step of the way. For those on the go, we offer ATM access for quick withdrawals and balance checks. Plus, with a drive-thru option available for simple transactions like deposits and withdrawals, we're committed to making your banking experience as smooth as possible.

Member Eligibility

At Eastman, we believe that everyone deserves a chance to be part of our supportive community. Joining us is simple! If you live, work, worship, or attend school in the Greene County area, you're likely eligible for membership. We welcome individuals from various backgrounds and circumstances, ensuring that our financial services are accessible to all. Becoming a member not only gives you access to competitive rates on loans and savings accounts but also connects you with a team that genuinely cares about your financial well-being. To kickstart your journey with us at Eastman, just visit us at 845 W Andrew Johnson Hwy Greeneville Tn 37745 or give us a call at (423) 229-8200. For detailed eligibility criteria, please check out this link. We're excited to help you open an account and explore the many benefits of being part of our family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses. Imagine the possibilities whether it's purchasing new equipment or moving to a larger location, our loans empower you to make those dreams a reality.

Merchant Services

In addition to financing options, we offer merchant services designed to make transactions easier for your business. Picture this: a customer walks into your store, makes a purchase, and completes the transaction in seconds. Our merchant services streamline payment processing, allowing you to focus on what matters most growing your business. Located at 845 W Andrew Johnson Hwy Greeneville Tn 37745 in Greeneville, TN, we invite you to visit us or give us a call at (423) 229-8200. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our branch features an ATM for quick withdrawals and balance checks without stepping inside. Additionally, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle perfect for busy days.

Business Banking

For business owners, we recognize that having the right financial tools is crucial for success. Our business banking services, including merchant services and business loans, are designed to support local businesses in thriving within the community.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features so you can manage your finances anytime, anywhere. From checking balances and transferring funds to paying bills or making deposits through your smartphone, our digital banking solutions provide ease and accessibility.

Credit Cards and Rewards

Who doesn't love earning rewards? At Eastman, we offer credit cards with rewards programs that allow you to earn points for everyday purchases. This means you can enjoy benefits while managing your spending effectively.

Get Started Today!

We invite you to visit us at 845 W Andrew Johnson Hwy Greeneville Tn 37745 or give us a call at (423) 229-8200 to learn more about how we can assist you with your financial journey. At Eastman, your financial success is our priority! Explore our comprehensive services today!

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why we offer various personal banking options, including checking and savings accounts designed to fit your lifestyle. If you're planning to purchase a vehicle, our auto loans and vehicle financing services can make that dream car more attainable. Our competitive rates and flexible terms ensure that you can drive off with confidence. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing options cater to diverse financial situations. We also provide personal loans and debt consolidation services to help you manage expenses or consolidate multiple debts into one manageable payment.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're at home or on the go, just visit https://www.ecu.org to check balances, pay bills, or transfer money with ease. Our platform is user-friendly, making it simple for everyone to navigate.

Mobile Banking on the Go

For those who love convenience at their fingertips, our mobile application offers all the essential features right in your pocket. You can even make mobile payments directly from your phone! Need to send money to a friend? Our person-to-person transfers make it quick and hassle-free. At Eastman, we are committed to helping you manage your money with confidence. From securing transactions to providing easy access through our online platform and mobile app, we're here to support your financial journey every step of the way.

Secure and Efficient Features

Your security is our top priority. With features like electronic signature authorization, you can complete transactions safely from the comfort of your home. Plus, if you prefer paperless options, we provide e-statements that allow you to keep track of your finances without the clutter.

Financial Strength

Growing Membership Base

We're thrilled to have a growing member base with a total of 751,368 accounts that trust us with their finances. Our net shares (funds available for lending and investments) stand at $42,675,619, further demonstrating our ability to meet your needs efficiently. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 845 W Andrew Johnson Hwy Greeneville Tn 37745 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in the $59,812 in used auto loans and $7,387,411,471 in total loans and leases. Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is ready to assist you through every step of the process.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand your ventures. Whether you're starting a new project or needing support for ongoing operations, we have solutions designed specifically for local businesses. We encourage you to reach out to us if you have questions about our loan offerings or would like assistance with your application. You can contact us at 423-229-8200 or visit us at our branch located at 845 W Andrew Johnson Hwy Greeneville Tn 37745 during our operating hours from 7:30 AM to 5:30 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Eastman can help you achieve your financial dreams today!

Credit Lines and Unsecured Loans

For those seeking more flexibility, we offer credit lines totaling $1,949,383,324. Additionally, our unsecured credit card loans amounting to $159,394,784 allow members to manage their finances effectively without tying up their assets. Flexible terms make it easier than ever to get the cash you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We provide clear information on eligibility and refinancing options to help you secure the best terms possible for your home investment.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This trusted tool helps you navigate the lending landscape with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that all offers are based on the latest results, ensuring fair and transparent options for borrowers (Source: https://www.ncua.gov). One of the key benefits of using LendMesh is the Verified Data it provides. Loan offers come from legitimate financial institutions, which fosters transparency in the lending process. Additionally, LendMesh operates without Sponsored Listings; lenders are not prioritized based on paid promotions, allowing users to receive unbiased results. This commitment to neutrality helps users feel secure in their choices. Moreover, LendMesh offers Real-Time Rate Comparisons, giving you access to up-to-date loan rates from multiple institutions. With this information at your fingertips, you can make informed decisions that suit your financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh is as a comparison tool. If you're ready to take the next step towards finding the best loan rates for your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Eastman

Type of Loan Offerings

Personal Loans