Credit Human Eastman Credit Union Gray TN | Affordable Auto Loans & ATM Services

Introduction

Welcome to Eastman, your trusted financial partner located at 384 Roy Martin Rd, Gray, TN 37615. Established in 1934, we have been serving our community for nearly a century, growing together with our members and offering the personalized banking services they deserve. With a strong commitment to fostering financial well-being, we proudly support over 340,000 members, providing them with a range of services designed to help them achieve their financial goals. At Eastman, we understand that every dollar matters. That's why we are pleased to report total assets of $8,904,869,398 and total deposits reaching $1,218,973,684. Our dedication to responsible lending is evident through our total loans of 267,877. We also maintain a robust net worth of $1,229,371,876, ensuring that our members can trust in our stability and reliability. While members can visit us at the Gray branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1989, Kingsport, TN 37662. Our friendly team is always ready to assist you with personal banking services such as checking and savings accounts, auto loans and vehicle financing, mortgages and refinancing options, credit cards with rewards, as well as business banking solutions. Led by CEO Kelly Price and Board President E. Wayne Kirk, our team of over 1,065 employees is dedicated to creating positive experiences for our members. Whether you're visiting us in person or using our online and mobile banking services available at www.ecu.org, you can count on us for efficient service and expert advice. We invite you to call us at 423-229-8200 or stop by to discover how Eastman can help you navigate your financial journey. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of convenience. That's why we offer a range of digital banking solutions including online banking, mobile payments, and e-statements. Our ATM availability ensures that members can access their funds anytime they need them. For those who prefer face-to-face interactions, we proudly offer drive-thru banking services for quick transactions.

Join Us

As we continue to grow and evolve, we invite you to join Eastman and become part of our vibrant community. Experience firsthand the benefits of membership from competitive rates on loans and savings accounts to friendly service tailored just for you. Together, let's build a brighter financial future. For more information or inquiries, feel free to contact us at 423-229-8200 or visit our website at www.ecu.org.

Our Mission

At Eastman, our mission is clear: We exist to enhance the financial well-being of our members while promoting a strong sense of community. We aim to provide accessible and affordable financial solutions that help individuals and families thrive. Our focus on personalized service means that every member receives the attention they deserve. While members can visit us at 384 Roy Martin Rd for in-person assistance during our lobby hours from 7:30 AM to 5:30 PM on weekdays, official correspondence should be sent to PO Box 1989, Kingsport, TN 37662 if necessary.

Our Story

Located at 384 Roy Martin Rd, Gray, TN 37615, Eastman has been a cornerstone of the community for nearly nine decades. Our journey began with a simple mission: to serve the financial needs of our members while fostering a sense of community and belonging. Over the years, we have adapted to the changing landscape of banking by embracing technological advancements and enhancing our service offerings. From personal banking and auto loans to mortgage financing and business services, we strive to meet the diverse needs of our membership. Our dedication extends beyond just financial services. We actively engage with the community through outreach programs and partnerships that support local initiatives. Whether it's sponsoring educational workshops or contributing to local charities, we believe in giving back to those who have supported us throughout our history.

Branch Location & Accessibility

Convenient Access and Features

Our branch offers ample parking spaces and is designed with accessibility in mind. We comply with ADA standards, featuring ramps and easy access points for all visitors. If you're in a hurry, take advantage of our drive-thru banking services where you can handle deposits, withdrawals, and simple transactions without leaving your car. In addition to our convenient location and drive-thru service, we provide ATM access for quick cash withdrawals and balance checks whenever you need them. Our operating hours are from 7:30 AM to 5:30 PM on weekdays, giving you plenty of time during the day to drop by.

Services Tailored to You

At Eastman, we offer a wide array of personal banking services including checking and savings accounts, auto loans, mortgage refinancing options, credit cards with rewards, as well as business banking solutions like merchant services. We also provide online and mobile banking for those who prefer managing their finances on-the-go. We invite you to experience the welcoming atmosphere of our Eastman branch. If you have questions or need assistance with your banking needs, don't hesitate to call us at 423-229-8200. Come visit us today we're here to help!

Member Eligibility

Becoming a member of Eastman is like joining a warm, welcoming family that truly cares about your financial well-being. If you're looking to unlock a world of benefits, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our community. This means whether you're a long-time resident or just starting your journey here, you're welcome! Plus, once you're a member, you gain access to a range of services tailored just for you, from personal banking to loans and credit cards with rewards. Getting started is simple and straightforward! Just visit us at our branch located at 384 Roy Martin Rd Gray Tn 37615, or give us a call at (423) 229-8200 for any questions you may have. For more detailed information about eligibility criteria, check out this resource: . We're excited to help you become part of our community and support your financial goals!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a café where customers can easily pay using their phones while you focus on delivering great service. Our merchant services provide the tools you need to accept payments seamlessly, ensuring that your cash flow remains steady. This practical support allows you to spend less time worrying about transactions and more time growing your business. Located at 384 Roy Martin Rd Gray Tn 37615 in Gray, TN, we are here to partner with you in achieving your business goals. Reach out today at (423) 229-8200 and let's explore how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With access to ATMs for cash withdrawals and balance checks, managing your cash flow has never been easier. You can find an ATM near you anytime, ensuring you have access to your money when you need it.

Auto Loans & Vehicle Financing

If you're dreaming of hitting the road in a new car, look no further than our Auto Loans & Vehicle Financing. We provide competitive rates and flexible terms that can fit any budget. Picture yourself driving away in that new vehicle, knowing you've made a smart financial choice.

Business Banking

For our business members, we provide comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to support you with tailored financial solutions.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases, which can be redeemed for exciting rewards. Think about how quickly those points could add up when you're shopping for groceries or dining out!

Drive-Thru Banking

For quick transactions like deposits and withdrawals, take advantage of our Basic Drive-Thru Banking service. It's perfect for those busy days when you need to get in and out without hassle. At Eastman, we're committed to providing exceptional service tailored just for you. If you'd like more information about any of our offerings or need assistance with anything else, please don't hesitate to reach out at (423) 229-8200. We're here to help! Visit us today and discover how we can meet your financial needs effectively!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make, and at Eastman, we're here to help every step of the way with our Mortgage Loans & Refinancing options. Our knowledgeable staff will assist you in finding the right mortgage product that suits your lifestyle and financial goals, making homeownership a reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. Need to check your balance or transfer funds? It's all just a few taps away on your smartphone.

Personal Banking

Managing your finances can be simple and efficient with our Personal Banking options. We offer both checking and savings accounts that help you keep track of your money while earning interest. Imagine being able to set up automatic transfers into a savings account it's an effortless way to save for your next vacation or emergency fund!

Personal Loans & Debt Consolidation

We understand that life can sometimes throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions to help you manage those costs effectively. Imagine consolidating multiple debts into one easy monthly payment it's a great way to simplify your finances!

Digital & Online Banking

Key Services

With our user-friendly online banking platform available at https://www.ecu.org, you can access your accounts anytime, anywhere. Check your balances, pay bills, and transfer money with just a few clicks. Our 24/7 online banking services ensure that you have full control over your finances whenever you need it. Need to send money to a friend? Our person-to-person transfers feature lets you do just that with ease. Plus, if you're looking for a quicker way to handle payments, our mobile payments feature is here to help. You can make purchases directly from your phone without the hassle of cash or cards.

Security and Accessibility

We take security seriously. With electronic signature authorization, you can complete transactions safely from the comfort of your home. Additionally, our e-statements are available for those who prefer going paperless, giving you instant access to your account statements while keeping everything organized. For added convenience, don't forget about our dedicated mobile application! It's designed for easy navigation so you can manage your accounts right from your smartphone. This means that whether you're waiting in line or relaxing at home, you'll always be just a tap away from managing your finances. At Eastman, we believe in making banking accessible and straightforward for everyone. Join us today and experience the freedom of digital banking!

Financial Strength

Commitment to Growth

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $59,812 in used auto loans and $7,387,411,471 in total loans and leases, we're here to support your financial goals across various sectors.

Growing Membership Trust

Total Share Accounts stand at 751,368, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $42,675,619, we are well-positioned to meet your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 384 Roy Martin Rd Gray Tn 37615 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. Our competitive rates and flexible terms make it easier for you to drive away in the vehicle you want.

Credit Lines and More

For those looking for additional financial flexibility, our total credit lines amount to $1,949,383,324. This option provides access to funds when you need them most. Whether you're considering refinancing an existing loan or are curious about eligibility options, our team is ready to assist you in navigating through the details. We prioritize transparency and support throughout your borrowing experience. If you're interested in learning more about our loan offerings or would like personalized assistance, feel free to reach out at (423) 229-8200 or visit us at our branch located at 384 Roy Martin Rd Gray Tn 37615 in Gray, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We're here to guide you through the process and ensure you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power without added stress.

Loan Aggregator

Ensuring Accurate Comparisons

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Eastman

Type of Loan Offerings

Personal Loans