Credit Human Eastman Credit Union Elizabethton TN | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Eastman, your trusted partner in financial services since 1934. Located at 1530 W Elk Ave, Elizabethton, TN 37643, we pride ourselves on being more than just a credit union; we're a community-focused organization dedicated to helping you achieve your financial goals. With a robust membership of 340,167 and total assets exceeding $8.9 billion, we have the resources and commitment to support you every step of the way. At Eastman, we understand that financial needs can vary from person to person. That's why we offer a wide range of services tailored for both individuals and businesses. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or business services such as merchant solutions and business loans, we've got you covered. Our total deposits stand at an impressive $1.2 billion, reflecting our members' trust and confidence in us. While our branch is open for visits at the address above, we also encourage you to send any official correspondence to our mailing address: PO Box 1989, Kingsport, TN 37662. Led by our dedicated CEO, Kelly Price, and Board President E. Wayne Kirk, our team of over 1,065 employees is here to ensure that your experience with us is smooth and rewarding. We're always ready to assist you with any inquiries at 423-229-8200 or via fax at 423-578-7630. With a strong net worth of $1.2 billion and cash in hand amounting to $120 million, Eastman is well-equipped to serve our members' financial needs securely and effectively. Come see how we can help you today visit us or explore more about our services online at www.ecu.org. Your financial journey starts here!

Branch History & Mission

Community Commitment

Eastman is dedicated to making a difference beyond banking. We actively engage in community outreach initiatives aimed at supporting local organizations and events. We believe that by working together, we can uplift those around us and create a thriving environment for everyone. We also embrace modern technology with features like online banking and mobile payments to ensure that managing your finances is straightforward and efficient. Whether you're checking your balance or applying for a loan from the comfort of your home, we've got you covered.

Join Us

As we look forward to the future, we invite you to become part of the Eastman family. Experience firsthand the benefits of membership where service meets community spirit. Together, let's build a brighter financial future right here in Elizabethton. For any inquiries or assistance, feel free to reach out at 423-229-8200 we're here to help! Visit us today at Eastman and discover how we can support your financial journey.

Our Mission

At the heart of Eastman's mission is a simple yet profound belief: we exist to empower our members through accessible financial solutions and community support. We offer an array of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards all designed with you in mind. Our goal is not only to help you manage your money but also to foster growth and opportunity within our community. We understand that accessibility is key, which is why we provide ATM services and drive-thru banking for your convenience. While members can visit us at 1530 W Elk Ave for all their banking needs, official correspondence should be sent to PO Box 1989 in Kingsport, TN.

Branch Location & Accessibility

Welcome to the Eastman branch, your friendly neighborhood credit union located at 1530 W Elk Ave in beautiful Elizabethton, TN. We understand how important accessibility and convenience are for our members, which is why our location is designed to be easy to reach. Whether you're running errands or on your way to nearby landmarks like the stunning Watauga Lake or the historic downtown area, you'll find us conveniently situated to serve your banking needs. While members can visit us at 1530 W Elk Ave, official correspondence should be sent to PO Box 1989, Kingsport, TN 37662. Our branch not only features ample parking but also ensures accessibility with ADA-compliant entrances and ramps, making it easy for everyone to access our services. We're open Monday through Friday from 7:30 a.m. to 5:30 p.m., ready to assist you with a range of personal banking services including checking and savings accounts, auto loans, mortgages, and more. Need cash? You can use our ATM available on-site or make use of our drive-thru banking service for quick deposits and withdrawals without leaving your car. At Eastman, we prioritize your comfort and satisfaction. If you have questions or need assistance, don't hesitate to give us a call at 423-229-8200. We invite you to stop by and experience the difference that comes with being part of a community-focused credit union!

Member Eligibility

At Eastman, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that genuinely cares for its members. If you're interested in becoming a member, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in our local area. This means that if you're a resident of Elizabethton or the surrounding communities, you can easily become part of our credit union family. Not only do we provide access to a range of financial services tailored to your needs, but you'll also benefit from competitive rates and personalized support. To get started, you can find more detailed information on our eligibility criteria by visiting this link. Once you've confirmed that you're eligible, opening an account with us is straightforward! Simply stop by our branch at 1530 W Elk Ave Elizabethton Tn 37643 or give us a call at (423) 229-8200 during our convenient hours. We're excited to welcome you to Eastman and help you achieve your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that help streamline your transactions. Picture this: you're running a busy store, and customers want to pay quickly. Our merchant services ensure that payments are processed smoothly, giving you more time to focus on what matters growing your business. Located at 1530 W Elk Ave Elizabethton Tn 37643 in Elizabethton, TN, our team is ready to partner with you on your journey toward success. Let's make great things happen together! For more information, call us at (423) 229-8200 or visit our website at https://www.ecu.org.

Tailored Loan Options

Imagine having the financial support necessary to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For quick transactions, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. This service is perfect for busy days when you need to get things done fast! If you have questions or need assistance regarding our services, don't hesitate to call us at 423-229-8200. Our friendly staff is ready to help you explore how we can best serve your financial needs. We invite you to visit us at Eastman in Elizabethton or check out our website at www.ecu.org for more details on all the services available to you. Your financial well-being is our priority!

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. We understand the unique challenges that come with running a business, and we're here to help you navigate them.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. You can manage your accounts from anywhere at any time whether it's checking balances, transferring funds, or paying bills. Our features also include ATM access for easy cash withdrawals and balance checks without the hassle of visiting a branch.

Personal Banking Solutions

Our personal banking services are designed to simplify your financial life. With checking and savings accounts, you can easily manage your day-to-day expenses while saving for the future. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options offer competitive rates to help you drive away in your dream car without breaking the bank. For those looking to invest in a home, we provide mortgage loans and refinancing solutions that can make homeownership more accessible. Additionally, our personal loans and debt consolidation options can assist in managing unexpected expenses or consolidating existing debts into one manageable payment. Plus, don't forget to check out our credit cards with rewards, which let you earn while you spend!

Digital & Online Banking

Accessibility and Support

Are you always on the move? Our mobile payments feature lets you pay securely with your smartphone, making shopping effortless. If you ever have questions or need assistance, our team is just a phone call away at (423) 229-8200. With all these features combined, managing your finances has never been easier or more secure. Join us at Eastman today and take advantage of our comprehensive digital banking services!

Key Services

You can access our online banking services at https://www.ecu.org. This means you can check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our 24/7 online banking ensures you have control over your finances whenever you need it. If you're looking for convenience in transactions, we've got you covered with person-to-person transfers. Send money to friends or family quickly and easily, right from your mobile device. Plus, with our mobile application available for download, managing your accounts is always at your fingertips. Security is a top priority for us at Eastman. We offer electronic signature authorization for quick approvals without the hassle of paperwork. You can also enjoy e-statements, which not only help you keep track of your finances but also reduce clutter in your mailbox.

Financial Strength

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share and Deposit Accounts: 751,368, showing a strong and growing member base that trusts us with their finances. This trust empowers us to build an even more robust financial structure for everyone involved. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 1530 W Elk Ave Elizabethton Tn 37643 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on reinvestment allows us to keep improving our offerings while maintaining a secure environment for your finances.

Secure Savings Options

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. This ensures that your hard-earned money is not only safe but also growing.

Solid Financial Health

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We understand the importance of having access to funds when you need them. With $59,812 in used auto loans and $7,387,411,471 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to helping you achieve your dreams remains unwavering.

Loan Offering

At Eastman, we understand that finding the right loan can make a big difference in your financial journey. Whether you're purchasing a new car, buying your first home, or simply looking to manage your finances better, we have a variety of loan products tailored just for you. Located at 1530 W Elk Ave Elizabethton Tn 37643 in Elizabethton, TN, our dedicated team is here to help you navigate your options. With over 267,877 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, and for good reason. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. If you're thinking about homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, making buying or refinancing simple and accessible. We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand your business efforts. Additionally, if you're interested in refinancing your current loans or want to explore eligibility options, we're here to guide you through every step of the process. Our team at Eastman is committed to providing personalized service that meets your unique needs. You can reach us at (423) 229-8200 during our operating hours from 7:30 a.m. to 5:30 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial goals!

Loan Aggregator

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Eastman

Type of Loan Offerings

Personal Loans