Credit Human Eastman Credit Union Blountville TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Eastman, your trusted credit union located at 1911 Highway 394, Blountville, TN 37617. Since our establishment in 1934, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 340,167 members. With total assets of over $8.9 billion and a net worth of $1.2 billion, we are dedicated to helping you achieve your financial goals. At Eastman, we understand that banking is more than just transactions; it's about building relationships. Under the leadership of CEO Kelly Price and Board President E. Wayne Kirk, our team of 1,065 employees is here to support you every step of the way, whether you're looking for personal banking solutions like checking accounts and auto loans or business services including merchant solutions and business loans. While members can visit us at our Blountville branch, official correspondence should be sent to our mailing address: P.O. Box 1989, Kingsport, TN 37662. We invite you to take advantage of our comprehensive range of services which includes online and mobile banking options for your convenience. With a strong focus on community impact, Eastman is proud to offer competitive rates on loans and deposits, ensuring that your money works harder for you. Our total loans currently stand at 267,877, reflecting our commitment to supporting your dreams be it buying a new car or investing in your home. Ready to start your financial journey with us? Call us today at (423) 229-8200 or visit us online at www.ecu.org to learn more about how we can assist you!

Branch History & Mission

At Eastman, we have a proud history that dates back to 1934, when our doors first opened to serve the community of Blountville, TN. Nestled at 1911 Highway 394, our branch has been a cornerstone of financial support for generations. Over the years, we have grown alongside our members and adapted to meet their evolving needs, which is reflected in our current total membership of over 340,000 and total assets exceeding $8.9 billion. From humble beginnings, Eastman has always aimed to provide accessible financial services while promoting a sense of belonging among our members. Our mission is clear: we are dedicated to improving the financial well-being of every individual we serve by offering personalized banking solutions and exceptional customer service. We believe that everyone deserves a chance to achieve their financial goals, and we work tirelessly to create opportunities for growth and success within our community. While members can visit us at our branch location in Blountville, official correspondence should be sent to P.O. Box 1989 in Kingsport, TN. This allows us to streamline communications while maintaining accessibility for all. In addition to traditional banking services such as checking and savings accounts, auto loans, mortgages, and personal loans, Eastman embraces the digital age with online banking options and mobile payments. Our commitment to innovation ensures that you can manage your finances conveniently from anywhere. Eastman is also proud to offer ADA-compliant facilities that ensure everyone can access our services comfortably. With an ATM on-site and drive-thru banking available during operating hours from 7:30 AM to 5:30 PM Monday through Friday, we prioritize convenience for all members. Community outreach is a vital part of our mission at Eastman. We partner with local organizations to support initiatives that uplift those around us. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to make a positive impact beyond just banking. Join us at Eastman today! Experience firsthand how we can help you navigate your financial journey with confidence. Your success is our mission, and together, we can build a brighter future for everyone in Blountville and beyond.

Branch Location & Accessibility

Get in Touch!

While members can visit us at 1911 Highway 394, official correspondence should be sent to P.O. Box 1989 in Kingsport, TN. If you have any questions or need assistance, don't hesitate to call us at 423-229-8200. We're here for you and look forward to welcoming you into our Eastman family! Come by today and see how we can help meet your financial needs!

Nearby Landmarks and Accessibility

Our branch is easily accessible, situated near local landmarks that make it a breeze to find us. Whether you're stopping by after picking up groceries or on your way home from work, our location is designed with your busy life in mind. We offer ample parking right outside the building, along with ADA-compliant features to ensure everyone can access our services comfortably.

Operating Hours and Services

We understand that life can be hectic, which is why our doors are open from 7:30 AM to 5:30 PM Monday through Friday. Our dedicated team is here to help you with a variety of services tailored just for you from personal checking and savings accounts to auto loans and mortgage refinancing. Plus, if you need quick access to cash or want to deposit a check, our drive-thru banking service makes it easier than ever. For those who prefer digital banking, we also provide online and mobile banking options for your convenience. You can manage your accounts anytime, anywhere! And yes, we have an ATM available on-site for quick withdrawals and balance checks.

Member Eligibility

Becoming a member of Eastman is like stepping into a warm, welcoming community where your financial well-being is the priority. If you live, work, or worship in the area around 1911 Highway 394 Blountville Tn 37617, you're likely eligible to join us! We believe that everyone deserves access to affordable financial services and personalized support. At Eastman, we offer a range of benefits including competitive rates on loans, low fees, and a dedicated team ready to assist you with your financial goals. To learn more about our eligibility criteria and ensure you meet the requirements, please check out our detailed information at . When you're ready to open an account and start enjoying all the perks of membership, you can visit us during our hours from 7:30 am to 5:30 pm, Monday through Friday, or give us a call at (423) 229-8200. We can't wait to welcome you into the Eastman family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to purchase equipment, expand your operations, or manage cash flow, our flexible loan options can help you reach your goals.

Merchant Services That Make Life Easier

In addition to loans, Eastman offers comprehensive merchant services designed to simplify transactions for your business. Imagine being able to accept payments easily whether it's in-store or online allowing you to focus on what you do best: serving your customers. With our merchant services, you'll enjoy reliable payment processing that keeps your business running smoothly. Come visit us at 1911 Highway 394 Blountville Tn 37617 in Blountville, TN, or call us at (423) 229-8200. Let's work together to unlock the full potential of your business!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you. Our business banking services include merchant services and business loans designed to help your company thrive. We know how important it is for businesses to have reliable financial support.

Convenient Access

At Eastman, convenience is key. Alongside our full suite of services, we offer ATM and cash withdrawal services for quick access to cash whenever you need it. Plus, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. We invite you to experience the difference at Eastman. Our friendly staff is ready to assist you with any questions or concerns you may have about our services. Feel free to call us at (423) 229-8200 during our operating hours from 7:30 AM to 5:30 PM Monday through Friday. Join us today and take advantage of all that Eastman has to offer! Visit us at our location or explore more online at Blountville. Your financial journey starts here!

Loans for Every Need

We understand that life can sometimes throw unexpected expenses your way. That's why we offer personal loans for debt consolidation or other needs. Our goal is to provide you with the support you need when you need it most. For those who want rewards while they spend, our credit cards with rewards give you the chance to earn points on everyday purchases. It's a simple way to save on future expenses!

Personal Banking Solutions

Our personal banking services start with checking and savings accounts that suit your lifestyle. Imagine having easy access to your funds while earning interest on your savings. With our user-friendly online and mobile banking, you can manage your accounts anytime, anywhere. You can pay bills, transfer money, and even make person-to-person payments with just a few taps on your phone. When it comes to financing your next vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. Picture yourself driving home in your dream car without breaking the bank! If you're considering buying a home or refinancing an existing mortgage, we have tailored mortgage loans that fit your budget.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and equipped with features that put you in control. You can view your account balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer service makes it simple and quick, allowing you to send funds instantly without any hassle. Security is a top priority for us. We utilize electronic signature authorization, ensuring that your transactions are safe and verified. Plus, you can opt for e-statements to keep track of your finances without the clutter of paper statements another step toward a more eco-friendly approach!

Mobile Banking Made Easy

For those who prefer managing their finances on the go, our mobile application is available for download. With this app, mobile payments are just a tap away! Whether you're shopping or splitting a bill with friends, our mobile payment feature makes transactions fast and convenient. With all these features at your fingertips, it's easier than ever to manage your finances. From checking balances to making payments, everything you need is accessible through our secure online platform. Experience the convenience and peace of mind that comes with banking at Eastman today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 751,368, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $42,675,619, reinforcing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 1911 Highway 394 Blountville Tn 37617 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,058 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending as well; with $59,812 in used auto loans and $7,387,411,471 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, so you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. We work closely with local businesses to support their financial needs and help them thrive in today's economy. At Eastman, we're committed to providing exceptional service and support throughout your borrowing experience. If you're interested in refinancing options or want to learn more about eligibility, feel free to reach out. You can contact us at (423) 229-8200 or visit us at our branch located at 1911 Highway 394 Blountville Tn 37617 in Blountville, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process of securing your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $159,394,784 in loans helping members manage their finances effectively, our credit cards come with rewards that make spending easier while still being budget-friendly.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that the offers displayed are fair and transparent. Each lender featured on LendMesh is carefully vetted, allowing users to compare only legitimate options that meet stringent regulatory guidelines.

Eastman

Type of Loan Offerings

Personal Loans