Eastex Credit Union Spurger TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Eastex Credit Union, where community and financial wellness come together! Located at 12618 Fm 92 Rd S, Spurger, TX 77660, our branch has been serving members since 1955. With a strong commitment to supporting our local community, we proudly boast a membership of over 11,000 individuals who trust us with their financial needs. At Eastex, we understand that your financial journey is unique. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our total assets stand at an impressive $116,293,124, which enables us to provide competitive rates and personalized service. We are led by our dedicated CEO, Loretta Chatagnier, and Board President, James Parsley, who work tirelessly to ensure that every member receives the care and attention they deserve. With a team of 35 employees, we are here to help you navigate your financial goals. Whether you're looking to save for the future or secure a loan for that dream vehicle, you can count on Eastex Credit Union to be your partner every step of the way. While members can visit us at our Spurger location, official correspondence should be sent to PO Box 627, Evadale, TX 77615. Ready to take control of your finances? Give us a call at (409) 276-2525 or visit our website at eastexcu.org for more information. Let's start building a brighter financial future together!

Branch History & Mission

Community Focus

Eastex Credit Union is more than just a financial institution; we are an active participant in the Spurger community. We regularly engage in outreach programs aimed at supporting local initiatives and organizations. Through partnerships and volunteer efforts, we aim to uplift our community as a whole. In addition to traditional banking services like ATM access and drive-thru banking, we also embrace technology by offering online and mobile banking options. This ensures that you can manage your finances anytime, anywhere making banking as easy as possible for you. As you consider your financial future, we invite you to join the Eastex family. Experience firsthand how our dedication to service can help you reach your goals. Whether you're looking for personal banking solutions or need assistance with business financing, we're here for you every step of the way. With Eastex Credit Union by your side, you're not just another account number; you're part of a growing family committed to mutual success. Come visit us today or give us a call at (409) 276-2525!

Our Mission

The mission of Eastex Credit Union is clear: we are dedicated to serving our members with integrity and respect while fostering a sense of community. Our goal is not just about numbers but about making a real difference in the lives of those we serve. We understand that each member has unique needs and aspirations. That's why our team is always ready to provide personalized service that guides you through every step of your financial journey. While members can visit us at 12618 Fm 92 Rd S Spurger Tx 77660, official correspondence should be sent to PO Box 627, Evadale, TX 77615. Our operating hours are convenient too open from 8:30 AM to 5:00 PM Monday through Friday so you can find time for your banking needs without hassle.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 409-276-2525. Our friendly team is eager to help you navigate your financial journey. We invite you to stop by Eastex Credit Union today and discover how we can support your financial well-being!

Nearby Landmarks and Accessibility

Eastex Credit Union is conveniently located near several local landmarks, making it easy to find us. If you're coming from downtown Spurger or nearby areas, you'll appreciate the accessible parking available right outside our door. Our branch is fully compliant with ADA standards, ensuring everyone can enjoy our services comfortably.

Operating Hours and Services

We're open Monday through Friday from 8:30 AM to 5:00 PM, ready to assist you with all your banking needs. Whether you're interested in personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or business banking services, we have you covered. Plus, with our ATM on-site and drive-thru service available for quick transactions, you can bank at your convenience.

Member Eligibility

At Eastex, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized banking and community support, membership is open to those who live, work, or worship in the area. This welcoming approach means you can easily become part of our vibrant community. To get all the details on eligibility criteria and see if you qualify. We're here to help you every step of the way! Opening an account with us is a breeze. You can kickstart your journey toward membership by reaching out at (409) 276-2525 or simply visiting us at our friendly branch located at 12618 Fm 92 Rd S Spurger Tx 77660. Our team is ready to assist you with any questions and guide you through the easy account opening process. Join us today and experience the advantages that come with being a member of Eastex!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments seamlessly from your customers, regardless of how they choose to pay. Our merchant services provide just that allowing you to focus on running your business while we handle transactions smoothly. This means faster sales processes, happier customers, and ultimately, a healthier bottom line. Located at 12618 Fm 92 Rd S Spurger Tx 77660, Spurger, TX 77660, we invite you to visit us or call (409) 276-2525 during our operating hours from 8:30 AM to 5:00 PM Monday through Friday. Let's work together to fuel your business success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Eastex offers comprehensive business banking solutions including merchant services and business loans. We know that running a business requires quick access to funds and reliable support. Our tailored services can help you manage cash flow effectively while growing your enterprise.

Convenient Access

Accessing your funds has never been easier! With our ATM services, members can withdraw cash or check balances quickly and efficiently. If you're on the go, take advantage of our drive-thru banking for deposits and simple transactions without leaving your vehicle.

Credit Options

In addition to these essential services, we provide personal loans and debt consolidation options. If you're facing unexpected expenses or need help managing debt, our team can work with you to create a plan that eases your financial burden. Plus, with our credit cards featuring rewards, every purchase brings you closer to exciting benefits.

Get Started Today!

At Eastex Credit Union in Spurger, TX, we pride ourselves on being more than just a financial institution; we're your partner in achieving financial wellness. Explore all these services by visiting us or calling us at 409-276-2525 during our operating hours from 8:30 AM to 5:00 PM Monday through Friday. Let us help you take control of your finances today! For more information about all that we offer, please visit our website at Eastex Credit Union.

Personal Banking Solutions

We understand that managing your personal finances can be overwhelming at times. That's why we offer personalized banking solutions like checking and savings accounts to help you keep track of your money. You can easily access your accounts through our online and mobile banking features, allowing you to check balances, transfer funds, and pay bills anytime, anywhere. When it comes to financing major purchases, we have you covered with our auto loans and vehicle financing options. Imagine driving off in a new car without worrying about complicated financing terms; that's what we aim for! Our team is ready to assist you in finding the perfect loan that fits your budget. For those considering homeownership or refinancing, our mortgage loans offer flexible terms and competitive rates. We'll walk you through the process step-by-step so that you feel confident making such an important decision.

Digital & Online Banking

At Eastex, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle, no matter where you are. With our user-friendly online banking platform, accessible at https://eastexcu.org/, you can take control of your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, our 24/7 online banking services ensure you have access when you need it most. Plus, with the convenience of e-statements available, you can go paperless and keep all your important documents in one place safe and sound. For those on the go, our mobile application makes banking even easier. You can use it for everything from making payments to checking your account activity all right from your smartphone. And if you're into mobile payments, you'll be pleased to know that Eastex supports this feature too. Just imagine paying for groceries or dining out with just a tap! Worried about security? We've got you covered. Our electronic signature authorization allows you to sign documents securely from wherever you are. This means less hassle for you and more peace of mind knowing your information is protected. While person-to-person transfers aren't currently offered, we focus on providing essential services that make your banking experience smoother than ever. At Eastex, we strive to make banking not just a task but a seamless part of your daily life. Explore all that our digital banking services have to offer today!

Financial Strength

Growing Together

Our strength is highlighted by our total share accounts: 19,190, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastex is your trusted partner. Visit us at 12618 Fm 92 Rd S Spurger Tx 77660 or call (409) 276-2525 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $12,521,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,133 in used auto loans and $67,275,532 in total loans and leases.

Operational Efficiency

Our commitment to efficiency is reflected in our $346,765, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Securing Your Savings

Members' savings are secured through $16,978,517 in share certificates and $5,657,129 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $12,587,599, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,110,187 in used vehicle loans and $14,775,114 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing options that can fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,685,841 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs, making it easier for you to handle everyday purchases while earning benefits.

Credit Lines

For those who prefer having access to funds without the need for immediate use, our credit lines total $6,100,000 and provide an excellent safety net for unexpected expenses or planned projects. This option allows you to borrow only what you need when you need it, giving you greater control over your finances. At Eastex, we're dedicated to providing personalized service and tailored solutions for all your borrowing needs. If you're interested in any of these loan products or would like more information about our eligibility options, feel free to reach out at (409) 276-2525. Our team is here to assist you Monday through Friday from 8:30 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that works for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. Currently, we provide Junior Lien 1-4 Family Residential Properties loans totaling $0. We encourage you to explore our refinancing opportunities as well if you're looking to reduce your monthly payments or tap into your home's equity.

Loan Aggregator

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EASTEX CREDIT UNION - Spurger, TX

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