Eastex Credit Union Silsbee TX | Best Auto Loans & Business Banking

Introduction

Welcome to Eastex Credit Union, your trusted partner in financial success located at 1100 Highway 327 E, Silsbee, TX 77656. Since our establishment in 1955, we have been dedicated to serving our community with a commitment to personal banking that truly puts members first. With a total membership of over 11,000 individuals and assets amounting to an impressive $116,293,124, we are proud to be a pillar of support for the residents of Silsbee and beyond. At Eastex, we understand that managing finances can be overwhelming. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Our goal is not just to provide financial products but to foster meaningful relationships with our members. Under the leadership of CEO Loretta Chatagnier and Board President James Parsley, our team of 35 dedicated employees is here to assist you every step of the way. Whether you're looking for guidance on loans where we currently manage over 4,995 in loans and leases or need assistance with everyday banking needs, our knowledgeable staff is ready to help. While members can visit us at 1100 Highway 327 E, official correspondence should be sent to the same address. With total deposits reaching $2,573,379 and net worth at $12,587,599, we pride ourselves on our financial stability and commitment to your financial well-being. As you navigate your financial journey, remember that Eastex Credit Union is more than just a bank; we're a community-focused institution aiming to make a positive impact on your life. We invite you to call us at 409-386-1282 or visit our website at Eastex Credit Union for more information about how we can serve you better. Join us today and experience the difference!

Branch History & Mission

Community Commitment

Our mission goes hand-in-hand with a deep dedication to community outreach. We actively participate in local events and initiatives aimed at improving the lives of those around us. Whether through financial literacy programs or partnerships with local organizations, Eastex Credit Union strives to make a positive impact in Silsbee and beyond. With an accessible drive-thru service and ATM availability, we ensure that banking with us is convenient for everyone. Our lobby hours are designed to accommodate busy schedules: open from 7:30 AM to 5:00 PM Monday through Thursday, and 7:30 AM to 6:00 PM on Fridays. For any inquiries or assistance, feel free to reach out at (409) 386-1282. While members can visit us at our branch address for all banking needs, official correspondence should be sent to the same address listed above. As we look ahead, Eastex Credit Union remains committed to evolving alongside our members' needs while staying true to our core values of integrity and service. We invite you to join us on this journey become part of the Eastex family today and experience firsthand how we can help you achieve your financial goals! Visit us online at Eastex Credit Union for more information about membership and services offered.

Branch Location & Accessibility

Welcome to Eastex Credit Union, conveniently located at 1100 Highway 327 E in the heart of Silsbee, Texas. Our branch is easy to reach, whether you're coming from the bustling downtown area or nearby landmarks like the Silsbee Public Library and local parks. With ample parking available, visiting us is a breeze! At Eastex, we pride ourselves on being accessible to all members. Our facility complies with ADA standards, ensuring that everyone can navigate our space comfortably. If you need assistance, our friendly staff is always ready to help. We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open from 7:30 AM to 5:00 PM Monday through Thursday and extend our hours until 6:00 PM on Fridays. If you prefer drive-thru banking, we've got you covered there too our drive-thru services are available for quick transactions like deposits and withdrawals. While members can visit us at 1100 Highway 327 E Silsbee Tx 77656, official correspondence should be sent to the same address for your convenience. If you have questions or need assistance, don't hesitate to give us a call at (409) 386-1282. And remember, we also offer ATM services right here at the branch! Whether you're withdrawing cash or checking your balance, our ATM is easily accessible. We invite you to come by and experience the friendly service that Eastex Credit Union has to offer. We look forward to serving you!

Member Eligibility

Becoming a member of Eastex is like joining a close-knit family that truly cares about your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in the areas we serve, which means many people in our community can take advantage of what we offer. If you're interested in learning more about the specific criteria and how you fit in, feel free to check out our detailed eligibility information here. Joining us is easy! At Eastex, we pride ourselves on providing a warm and welcoming environment where members can access various financial services tailored to their needs. Whether you're looking for personal banking options, auto loans, or even business solutions, we've got you covered. To get started with opening an account or if you have any questions, don't hesitate to call us at (409) 386-1282. We're here to help you take the first step toward being part of something special right here at 1100 Highway 327 E Silsbee Tx 77656!

Business Banking & Commercial Services

Driving Economic Growth

With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. At Eastex, we believe that when our local businesses thrive, our entire community benefits. Explore how our merchant services can streamline your payment processes, making it easier for customers to do business with you. Let us help turn your entrepreneurial dreams into reality! Visit us at 1100 Highway 327 E Silsbee Tx 77656 or give us a call at (409) 386-1282 to learn more about how we can assist you today.

Flexible Financing for All

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that even if you're not a member yet, you can still access the resources necessary to take your business to the next level.

Supporting Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you need funds for expansion, equipment purchases, or working capital, we're here to provide tailored solutions that fit your needs.

Comprehensive List Of Services

ATM & Drive-Thru Services

For quick transactions on the go, we offer easy access through our ATM services, where you can make withdrawals and check balances at your convenience. Our basic drive-thru banking allows for simple deposits and withdrawals without needing to enter the branch. At Eastex Credit Union, we prioritize making banking as convenient as possible for all our members. If you have any questions or need assistance with any of our services, don't hesitate to reach out! Contact us at 409-386-1282 or visit us at 1100 Highway 327 E Silsbee TX 77656. Ready to take control of your finances? Join us today and discover how Eastex can support your financial journey! Visit us online at Eastex Credit Union for more information.

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your company thrive. We aim to support local businesses by providing the financial tools necessary for growth.

Credit Cards

For everyday purchases or emergencies, our credit cards with rewards give you the chance to earn points while making transactions. This means every dollar spent brings you closer to exciting rewards!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even deposit checks right from your smartphone.

Personal Banking

We understand that managing money can sometimes feel overwhelming. That's why we offer checking and savings accounts designed to help you save and grow your funds. With competitive interest rates and no monthly fees on many accounts, you can keep more of what you earn. If you're in the market for a new car, our auto loans and vehicle financing options provide flexible terms that suit your budget. Thinking about buying a home? We offer mortgage loans and refinancing options that can simplify your journey into homeownership. For those unexpected expenses or consolidating debt, our personal loans are available with straightforward terms to ease your financial burdens.

Digital & Online Banking

Accessibility and Security

Your security is our top priority. Our online banking platform includes robust measures to protect your personal information. You can feel confident knowing that your data is safe while you enjoy real-time account management. While we currently don't offer person-to-person transfers, there are plenty of other ways to move money easily within our system. From checking balances to managing loans, we ensure everything is straightforward. At Eastex, convenience meets security, allowing you to bank on your terms. Explore all these features by visiting us online today!

Key Features

With our [online banking services]( https://eastexcu.org/), you can access your accounts 24/7. Check your balances, transfer funds, and pay bills with just a few clicks. No more waiting in line; everything you need is right at your fingertips. Plus, with electronic signature authorization available, signing important documents has never been easier or more secure. If you prefer to keep track of your finances through your smartphone, our mobile application allows you to do just that. You can enjoy features like mobile payments, making it quick to pay for everyday purchases without fumbling for cash or cards. And if you're looking for an eco-friendly way to manage your statements, e-statements are readily available, keeping your information organized and accessible.

Financial Strength

Commitment to Growth

With $12,521,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,666 in total auto loans and $67,275,532 in total loans and leases.

Member Trust

Total Share Accounts stand at 19,190, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) are currently at $0, highlighting our focus on member needs rather than external borrowing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastex is your trusted partner. Visit us at 1100 Highway 327 E Silsbee Tx 77656 or call 409-386-1282 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $16,978,517 in share certificates and $5,657,129 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $12,587,599, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $14,775,114 in new vehicle loans and $23,110,187 in used vehicle loans, helping many members get on the road with confidence. We also provide refinancing options for those looking to lower their monthly payments or take advantage of better rates.

Credit Lines and Personal Loans

For those who need flexibility in managing their finances, we offer credit lines totaling $6,100,000. This allows members to access funds as needed without the hassle of reapplying every time. Additionally, we have unsecured credit card loans amounting to $1,685,841, which can help you manage everyday expenses more effectively.

Member Support

Our dedicated team is always ready to assist you with questions about loan eligibility and refinancing options. You can reach us at 409-386-1282 during our operating hours from 7:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here not just to offer loans but also to empower you with the knowledge and resources necessary for financial success. Visit us today or check out our website at Eastex Credit Union for more information on how we can assist you!

Mortgage Loans

Thinking about homeownership? While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available for mortgage financing at this time, our commitment remains strong in helping members navigate their options for future mortgage needs.

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