Eastex Credit Union Kirbyville TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Eastex Credit Union, your trusted financial partner since 1955. Located at 1508 S Margaret Ave, Kirbyville, TX 75956, we are proud to serve our community with a commitment to member satisfaction and financial growth. With over 11,000 members and total assets of $116,293,124, we have built a solid foundation that empowers our members to achieve their financial goals. At Eastex Credit Union, we understand the importance of personalized service and community impact. Our dedicated team, led by CEO Loretta Chatagnier and Board President James Parsley, works tirelessly to provide you with a variety of services tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. While you can visit us at our Kirbyville branch for all your banking needs, official correspondence should be directed to the same address: 1508 S Margaret Ave, Kirbyville, TX 75956. We also offer convenient online and mobile banking options for those who prefer managing their finances on the go. Our credit union boasts impressive figures that reflect our reliability: with total deposits amounting to $2,573,379 and a net worth of $12,587,599, your money is in safe hands. Plus, we have a robust portfolio of loans and leases totaling 4,995, ensuring that we can help you with whatever financing needs you may have. At Eastex Credit Union, we're more than just a bank; we're a part of your community. Our goal is to foster financial literacy and support local initiatives that make Kirbyville a better place for everyone. If you're looking for a place where you can feel secure about your finances while receiving excellent service from friendly staff, look no further. We invite you to connect with us today! Call us at 409-423-2546 or visit our website at Eastex Credit Union to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Branch History & Mission

Eastex Credit Union has been a cornerstone of the Kirbyville community since it first opened its doors in 1955. Founded with a mission to provide quality financial services to its members, Eastex has grown from humble beginnings into a trusted institution, now serving over 11,000 members. Our branch is located at 1508 S Margaret Ave, Kirbyville, TX 75956, a central hub for both personal and business banking needs. Over the years, Eastex has evolved significantly. From our initial offerings, we have expanded our services to include everything from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. With total assets reaching an impressive $116,293,124, we pride ourselves on stability and growth. Our dedicated team of 35 employees works tirelessly to ensure that each member receives personalized service tailored to their unique financial situations. At the heart of our mission is a commitment to not only provide exceptional financial products but also to uplift our community. We believe in supporting local initiatives and fostering partnerships that benefit Kirbyville and surrounding areas. Whether it's through educational workshops or community outreach programs, Eastex strives to make a positive impact beyond just banking. While members can visit us at 1508 S Margaret Ave for all their banking needs including access to our drive-thru service and ATM facilities official correspondence should be sent to the same address as there is no separate mailing address. Our operating hours are designed for your convenience; we are open Monday through Friday from 7:30 AM to 5:00 PM. This allows us to be available when you need us most. In this digital age, Eastex is proud to offer online and mobile banking options that give members easy access to their accounts anytime, anywhere. We embrace technology while maintaining a personal touch in every interaction. Join us today and discover how Eastex Credit Union can support your financial journey while contributing positively to the Kirbyville community. We invite you to become part of our family and experience the many benefits we offer! For more information or assistance, feel free to call us at 409-423-2546 or visit our website at eastexcu.org.

Branch Location & Accessibility

Getting Here and Parking

When visiting us, you'll find plenty of parking available right outside the branch, ensuring that your trip is quick and hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so that everyone can enjoy our services comfortably.

Operating Hours and Services

We are here for you Monday through Friday from 7:30 AM to 5:00 PM, ready to assist you with all your banking needs. While our lobby is currently closed, we offer enhanced drive-thru service for deposits, withdrawals, and simple transactions. Plus, with an ATM on-site, accessing your funds has never been easier! At Eastex Credit Union, we provide a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Whether you're looking to open a new account or need assistance with existing services, our dedicated team is just a phone call away at 409-423-2546.

Reach Out Anytime

While members can visit us at our Kirbyville location for all their banking needs, please note that official correspondence should be sent to the same address: 1508 S Margaret Ave, Kirbyville, TX 75956. We invite you to come see us soon! Your financial journey starts here at Eastex Credit Union.

Member Eligibility

At Eastex, we believe that becoming a member is like joining a supportive family. We welcome anyone who lives, works, worships, or goes to school in our community, as well as their family members. This means that if you have ties to the area around 1508 S Margaret Ave Kirbyville Tx 75956, you're likely eligible to enjoy all the benefits we offer. Our membership provides access to a range of financial services designed with your needs in mind, from checking and savings accounts to auto loans and credit cards with rewards. If you're ready to take the next step, opening an account is a breeze! You can visit us or give us a call at (409) 423-2546 for more information. For detailed eligibility criteria. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine running your business with the ability to accept payments seamlessly, manage transactions effortlessly, and keep your cash flow healthy. Our merchant services provide practical solutions tailored to your needs, allowing you to focus on what you do best serving your customers. From payment processing to point-of-sale systems, we equip you with the tools necessary for success. Visit us at 1508 S Margaret Ave Kirbyville Tx 75956 in Kirbyville, TX, or give us a call at (409) 423-2546. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Always Here for You

Our friendly staff is ready to assist you during lobby hours from 7:30 AM to 5:00 PM Monday through Friday. If you have questions or need support, don't hesitate to call us at (409) 423-2546. At Eastex Credit Union, we're committed to making your financial journey smooth and successful. Ready to explore all the ways we can support your financial needs? Visit us today at 1508 S Margaret Ave Kirbyville Tx 75956, or check out more information online at https://eastexcu.org/. Let us be your trusted partner in achieving financial wellness!

Business Banking Solutions

For small business owners, we provide essential services such as Merchant Services & Business Loans designed to help you grow your enterprise. You can focus on what matters most running your business while we handle the financial side.

Convenient Access

To ensure ease of access, we have an ATM available at our branch along with basic drive-thru banking options for quick transactions like deposits and withdrawals. You won't have to wait in line; just pull up and take care of business in no time.

Credit Cards with Benefits

Our Credit Cards with Rewards allow you to earn points on purchases that can be redeemed for exciting rewards, all while giving you the purchasing power you need. It's like having a little extra money back in your pocket every time you shop!

Loans Made Easy

If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options are here to help you hit the road without breaking the bank. We also offer Mortgage Loans & Refinancing for those looking to buy a home or adjust their existing mortgage terms. Have unexpected expenses? Our Personal Loans & Debt Consolidation services can help lighten your financial load, making it easier to manage bills or unforeseen costs.

Personal Banking

When it comes to personal banking, we offer both Checking and Savings Accounts tailored to fit various lifestyles. Whether you want to save for a future goal or manage day-to-day expenses, our accounts come with features that help you keep track of your finances easily. Imagine being able to view your balance anytime, anywhere, thanks to our robust Online and Mobile Banking services.

Digital & Online Banking

Additional Features

While we currently do not support person-to-person transfers, our other services enhance your banking experience significantly. With e-statements readily available, you'll have a clear view of your account activity without needing paper statements cluttering your space. Embrace the ease of modern banking with us at Eastex! Whether through our website or mobile app, we're here to support you in managing your finances effortlessly. If you have any questions or need assistance getting started, don't hesitate to reach out we're just a call away at (409) 423-2546!

Convenient Online Banking

With our online banking services available at https://eastexcu.org/, you can check balances, make transfers, and pay bills all from the comfort of your home or on the go. Our platform is user-friendly, ensuring that even those new to digital banking can navigate it with ease. Plus, with 24/7 online banking services, your account is always accessible when you need it.

Mobile Application

For those who prefer managing their finances on their smartphones, our mobile application offers all the features of online banking right in your pocket. Whether you're out shopping or relaxing at home, you can easily access your accounts, view e-statements, and even make mobile payments with just a tap. It's all about convenience and flexibility.

Security You Can Trust

Security is paramount at Eastex. We offer electronic signature authorization for transactions, which adds an extra layer of safety to your online activities. You can feel confident knowing that your personal information is protected while you enjoy the benefits of digital banking.

Financial Strength

Growing Trust

Total Share Accounts: 19,190, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastex is your trusted partner. Visit us at 1508 S Margaret Ave Kirbyville Tx 75956 or call (409) 423-2546 to learn more about how we can help you achieve your financial goals!

Member-Centric Savings

Members' savings are secured through $16,978,517 in share certificates and $5,657,129 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our dedication to serving you efficiently. Although our net income is currently reported as $346,765, it showcases our commitment to maintaining operational efficiency while continuing to provide competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 1 part-time employees. This dedicated team ensures that our branches are always ready to assist you with knowledgeable service.

Reinvestment for Growth

With $12,521,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,133 in used auto loans and $67,275,532 in total loans and leases, we support members' financial goals across various sectors.

Solid Foundation

With a net worth of $12,587,599, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,110,187 in used vehicle loans and $14,775,114 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring that you find the right financing option for your budget. Plus, if you're interested in refinancing your current auto loan, we can help explore those options for you.

Credit Lines

For those who need extra flexibility in their finances, our total credit lines amount to $6,100,000. This option can serve various purposes from unexpected expenses to planned purchases giving you peace of mind when it comes to your budgeting needs. We invite you to visit us at our branch located at 1508 S Margaret Ave, Kirbyville TX 75956, or give us a call at 409-423-2546 during our operating hours from 7:30 AM to 5:00 PM Monday through Friday. Our team is ready to help you navigate through the loan process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With Eastex by your side, achieving your financial aspirations is within reach!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have Junior Lien 1-4 Family Residential Properties loans available totaling $0. While our mortgage offerings are limited at this time, our team is here to assist you with information on eligibility and application processes when they become available.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $1,685,841 helping members manage their finances effectively. This product provides not only convenience but also rewards for everyday spending.

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EASTEX CREDIT UNION - Kirbyville, TX

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