Eastex Credit Union Buna TX | Best Auto Loans & Business Banking

Introduction

Welcome to Eastex Credit Union, where your financial well-being is our top priority! Located at 966 Fm 105, Buna, TX 77612, we have been serving our community since 1955. With a commitment to fostering a trustworthy environment, we are proud to support over 11,000 members with a range of services designed to meet their unique needs. At Eastex, we understand that financial decisions can be overwhelming. That's why we offer personalized support and competitive rates on loans, deposits, and more. Our total assets stand at an impressive $116,293,124, while our member deposits exceed $2,573,379 a testament to the trust and loyalty of our community. We also manage 4,995 loans and leases, ensuring that we are here for you when you need us most. Our dedicated team of 35 employees, led by CEO Loretta Chatagnier and Board President James Parsley, is always ready to assist you. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans or mortgages, we're here to help. Plus, with advanced online and mobile banking options available, managing your finances has never been easier. While you can visit us at our physical location in Buna, please note that any official correspondence should be sent to our mailing address: P.O. Box 627, Evadale, TX 77615. Don't hesitate to reach out! For inquiries or assistance, call us at 409-276-2525 during our lobby hours from 7:30 AM to 5:00 PM Monday through Friday. At Eastex Credit Union, we're not just about numbers; we're about building relationships and creating a brighter financial future together. Visit us online at Eastex Credit Union today!

Branch History & Mission

Eastex Credit Union has a rich legacy that spans nearly seven decades, having first opened its doors in 1955. Since then, we have grown alongside the vibrant community of Buna, Texas, and today proudly serve over 11,000 members. Our branch is located at 966 FM 105, a convenient spot for locals and visitors alike. With easy access to nearby landmarks and a welcoming atmosphere, Eastex Credit Union has become more than just a financial institution; it's a cornerstone of the community. From our humble beginnings, we have evolved to meet the changing needs of our members. We've expanded our services significantly over the years while maintaining our commitment to personalized service. Today, with total assets reaching an impressive $116,293,124, we offer various financial products including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our mission is simple: to provide exceptional financial services while fostering community support and engagement. At Eastex Credit Union, we believe in empowering our members through education and access to resources that help them achieve their financial goals. We understand that each member's journey is unique, and we strive to offer tailored solutions that fit their needs. This dedication extends beyond our financial products; it encompasses community outreach initiatives aimed at uplifting and supporting local residents. Our operating hours are designed to accommodate your busy life; we're open from 7:30 AM to 5:00 PM Monday through Friday. For those who prefer banking on-the-go, we also offer online and mobile banking options as well as ATM access for added convenience. Additionally, our drive-thru service ensures you can handle simple transactions without leaving your vehicle. While members can visit us at 966 Fm 105 Buna Tx 77612, official correspondence should be sent to P.O. Box 627 in Evadale for any necessary documentation or communication. As we look towards the future, we invite you to join our growing family at Eastex Credit Union. Experience the difference of being part of a member-focused institution where your financial well-being is our top priority. Whether you're looking for a new account or need assistance with a loan, we're here to help you every step of the way. For more information about our services or to become a member today, please give us a call at (409) 276-2525 or visit us online at Eastex Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for our members. Our branch is equipped with features that comply with ADA standards, including ramps for easy entry and ample parking space. Whether you're visiting for personal banking services or simply stopping by to chat with our friendly staff, we want you to feel comfortable and welcomed.

Call-to-Action

We invite you to visit us today at Eastex Credit Union! If you have any questions or need assistance before stopping by, don't hesitate to give us a call at 409-276-2525. Let's work together towards achieving your financial goals!

Operating Hours

Eastex Credit Union is open from 7:30 AM to 5:00 PM Monday through Friday, allowing you plenty of time throughout the week to manage your finances. Please note that while our drive-thru service remains available during these hours, lobby access is currently closed.

Services Offered

At Eastex Credit Union, we offer a wide range of financial services tailored just for you! From checking and savings accounts to auto loans and mortgages, we've got what you need under one roof. Need cash on the go? Our ATM is always available for quick withdrawals and balance checks. Plus, if you're looking for simple transactions like deposits or withdrawals, our drive-thru banking has you covered.

Member Eligibility

At Eastex, we believe that everyone deserves a chance to be part of a community that cares. If you're looking to become a member, you'll find that eligibility is straightforward and welcoming. We primarily serve individuals who live, work, worship, or attend school in the Buna area. It's our way of ensuring that our members are connected to our mission of providing excellent financial services tailored to your needs. The perks of being a member go beyond just banking; you'll have access to personalized services, competitive rates on loans, and a supportive environment where your financial well-being is our priority. Getting started with us is easy! If you're ready to open an account or want more details about the eligibility requirements, feel free to give us a call at (409) 276-2525. You can also check out our eligibility criteria for the most up-to-date information. Join us at Eastex, located at 966 Fm 105 Buna Tx 77612, and let's embark on this journey together!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services make everyday transactions smoother for your business. With reliable payment processing solutions, you can focus on what you do best running your business. From card payments to online invoicing, we ensure that your cash flow remains steady and efficient. Visit us at 966 Fm 105 Buna Tx 77612, Buna, TX or call us at (409) 276-2525 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, our Business Banking services include Merchant Services and Business Loans designed to support your growth. We understand the unique challenges businesses face, which is why we are dedicated to providing tailored financial solutions.

Convenient Access

At Eastex, convenience is key. Our members enjoy easy access through our Online & Mobile Banking platforms. With features like mobile payments and e-statements, managing your finances has never been more straightforward. For those times when you need cash or want to perform basic transactions quickly, our ATM services ensure that funds are always within reach. If you prefer personal interaction, our branch offers basic drive-thru banking services where you can make deposits or withdrawals without leaving your vehicle perfect for busy days! We invite you to reach out if you have questions or need assistance with any of these services. You can call us at 409-276-2525 during our lobby hours from 7:30 AM to 5:00 PM Monday through Friday. Join us at Eastex Credit Union, where we put people before profits and focus on what matters most helping you build a brighter financial future! Visit us online at eastexcu.org for more details about our offerings or stop by our branch today!

Loans and Financing

When it comes to Auto Loans & Vehicle Financing, we understand that purchasing a vehicle is a significant investment. That's why we offer competitive rates and flexible terms to help you drive away in the car you want without breaking the bank. If you're dreaming of owning a home, our Mortgage Loans & Refinancing options can guide you through the process, ensuring you get the best possible rates available. In addition to auto and mortgage loans, we also provide Personal Loans & Debt Consolidation services. These loans can be an excellent way to simplify your finances by combining multiple debts into one manageable payment. Plus, if you're looking for a little extra spending power, consider our Credit Cards with Rewards where every purchase earns you points toward great rewards!

Personal Banking

For those seeking straightforward banking solutions, our Personal Banking services include checking and savings accounts that make managing your money easier than ever. Imagine effortlessly keeping track of your spending with our online and mobile banking features. You can check balances, transfer funds, and even pay bills right from your smartphone.

Digital & Online Banking

Key Features for Your Convenience

Security is a top priority for us. With features like electronic signature authorization, you can sign documents safely online without the hassle of printing or mailing. Plus, our e-statements allow you to receive your account statements electronically, reducing paper clutter while keeping your information secure. For those who are always on the move, our mobile application offers a seamless experience for managing your accounts right from your smartphone. You can even make mobile payments easily, allowing you to pay for goods and services without needing cash or cards.

Stay Connected with Your Money

While person-to-person transfers aren't available at this time, we continuously strive to enhance our offerings based on member feedback. You can still enjoy real-time account management and quick access to all your financial information anytime you need it. Whether you're logging in from home or using our mobile app during your commute, Eastex is committed to making banking simple and secure. Explore all these features today by visiting us at https://eastexcu.org/ and take charge of your financial journey!

Financial Strength

A Strong Foundation

With a net worth of $12,587,599, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $12,521,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,133 in used auto loans and $67,275,532 in total loans and leases.

Growing Member Base

Total Share Accounts: 19,190, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastex is your trusted partner. Visit us at 966 Fm 105 Buna Tx 77612 or call (409) 276-2525 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $346,765, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings for Members

Members' savings are secured through $16,978,517 in share certificates and $5,657,129 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,110,187 in used vehicle loans and $14,775,114 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away in the car you want.

Credit Lines

If you're looking for extra flexibility, consider our credit lines, which total $6,100,000. This option allows you to borrow what you need when you need it, making it ideal for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently have $0 in Junior Lien 1-4 Family Residential Properties loans available, our dedicated team is here to guide you through the process and help you find the best solution for your needs.

Refinancing Options

We know circumstances change, and sometimes refinancing is the best option for managing your financial obligations. At Eastex, we offer refinancing options across various loan types. Our team can work with you to determine eligibility and find a plan that suits your situation. For any questions or personalized assistance regarding our loan offerings, feel free to reach out at (409) 276-2525. We're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

Managing daily expenses can be challenging, but our unsecured credit card loans are designed to help you do just that. With a total of $1,685,841 in loans helping members manage their finances effectively, you can enjoy flexible terms and easy access to credit when you need it most.

Loan Aggregator

Accurate Loan Comparisons

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Key Benefits of Using LendMesh

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EASTEX CREDIT UNION - Buna, TX

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